{"id":19814,"date":"2024-09-20T13:07:46","date_gmt":"2024-09-20T18:07:46","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e5%b1%b1%e7%81%ab%e4%ba%8b%e3%81%8c%e5%95%86%e6%a5%ad%e4%bf%9d%e9%99%ba%e3%81%a8%e4%bd%8f%e5%ae%85%e6%89%80%e6%9c%89%e8%80%85%e4%bf%9d%e9%99%ba%e3%81%ab%e4%b8%8e%e3%81%88%e3%82%8b%e5%bd%b1%e9%9f%bf\/"},"modified":"2024-09-20T13:07:50","modified_gmt":"2024-09-20T18:07:50","slug":"%e5%b1%b1%e7%81%ab%e4%ba%8b%e3%81%8c%e5%95%86%e6%a5%ad%e4%bf%9d%e9%99%ba%e3%81%a8%e4%bd%8f%e5%ae%85%e6%89%80%e6%9c%89%e8%80%85%e4%bf%9d%e9%99%ba%e3%81%ab%e4%b8%8e%e3%81%88%e3%82%8b%e5%bd%b1%e9%9f%bf","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ja\/insights\/%e5%b1%b1%e7%81%ab%e4%ba%8b%e3%81%8c%e5%95%86%e6%a5%ad%e4%bf%9d%e9%99%ba%e3%81%a8%e4%bd%8f%e5%ae%85%e6%89%80%e6%9c%89%e8%80%85%e4%bf%9d%e9%99%ba%e3%81%ab%e4%b8%8e%e3%81%88%e3%82%8b%e5%bd%b1%e9%9f%bf\/","title":{"rendered":"\u5c71\u706b\u4e8b\u304c\u5546\u696d\u4fdd\u967a\u3068\u4f4f\u5b85\u6240\u6709\u8005\u4fdd\u967a\u306b\u4e0e\u3048\u308b\u5f71\u97ff"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.nifc.gov\/fireInfo\/fireInfo_documents\/SuppCosts.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">National Interagency Fire Center<\/a>\u306e\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u30012018\u5e74\u3001\u7c73\u56fd\u9023\u90a6\u653f\u5e9c\u306f\u3001\u7c73\u56fd\u306e870\u4e07\u30a8\u30fc\u30ab\u30fc\u306b\u5e83\u304c\u3063\u305f\u5c71\u706b\u4e8b\u306e\u6d88\u706b\u306b30\u5104\u30c9\u30eb\u4ee5\u4e0a\u3092\u8cbb\u3084\u3057\u307e\u3057\u305f\u3002\n\u5dde\u653f\u5e9c\u3068\u5730\u65b9\u653f\u5e9c\u3082\u3001\u5c71\u706b\u4e8b\u306e\u93ae\u5727\u3001\u4f4f\u6c11\u3078\u306e\u8b66\u544a\u3001\u907f\u96e3\u3068\u518d\u5efa\u306e\u30cb\u30fc\u30ba\u3078\u306e\u5bfe\u5fdc\u306b\u6570\u767e\u4e07\u30c9\u30eb\u3092\u8cbb\u3084\u3057\u307e\u3057\u305f\u3002 <\/p>\n\n<p>\u6c17\u5019\u5909\u52d5\u304c\u706b\u707d\u306e\u7406\u60f3\u7684\u306a\u6761\u4ef6\u3092\u717d\u308a\u7d9a\u3051\u3066\u3044\u308b\u305f\u3081\u3001\u5c71\u706b\u4e8b\u306e\u30b3\u30b9\u30c8\u306f\u9ad8\u6b62\u307e\u308a\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002\n\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u65e2\u5b58\u306e\u5c71\u706b\u4e8b\u60c5\u5831\u304b\u3089\u5b66\u3073\u3001 <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/commercial-reinsurance-ecosystem?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.33.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u9032\u884c\u4e2d\u306e\u30ea\u30b9\u30af\u306b\u5bfe\u51e6\u3059\u308b<\/a>\u305f\u3081\u306e\u65b0\u3057\u3044\u65b9\u6cd5\u3092\u898b\u3064\u3051\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">2020\u5e74\u306e\u5c71\u706b\u4e8b\u306e\u73fe\u72b6<\/h2>\n\n<p>\u5c71\u706b\u4e8b\u306f\u3001\u7c73\u56fd\u897f\u90e8\u3060\u3051\u3067\u306a\u304f\u3001\u30ab\u30ca\u30c0\u3084\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306a\u3069\u306e\u4ed6\u306e\u56fd\u3067\u3082\u4f9d\u7136\u3068\u3057\u3066\u554f\u984c\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\n\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u3060\u3051\u3067\u3082\u30012020\u5e748\u6708\u4e2d\u65ec\u304b\u30899\u6708\u4e0a\u65ec\u306b\u304b\u3051\u3066875\u4ef6\u4ee5\u4e0a\u306e\u706b\u707d\u304c\u5831\u544a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\n\u3053\u308c\u3089\u306e\u706b\u707d\u306f\u3001\u7d04150\u4e07\u30a8\u30fc\u30ab\u30fc\u3092\u713c\u304d\u30012,800\u4ee5\u4e0a\u306e\u5bb6\u5c4b\u3084\u30d3\u30b8\u30cd\u30b9\u69cb\u9020\u7269\u306b\u640d\u5bb3\u3092\u4e0e\u3048\u3001\u7d0440,000\u4eba\u306e\u4f4f\u6c11\u3092\u907f\u96e3\u3055\u305b\u305f\u3068\u3001\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u30bf\u30a4\u30e0\u30ba\u306e <a href=\"https:\/\/www.nytimes.com\/2020\/09\/02\/climate\/wildfires-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30af\u30ea\u30b9\u30c8\u30d5\u30a1\u30fc\u30fb\u30d5\u30e9\u30d9\u30eb<\/a> \u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>2020\u5e7410\u6708\u307e\u3067\u306b\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u306e\u713c\u5931\u9762\u7a4d\u306f400\u4e07\u30a8\u30fc\u30ab\u30fc\u3092\u8d85\u3048\u3001\u5dde\u306e\u65b0\u8a18\u9332\u3092\u6a39\u7acb\u3057\u305f\u3068\u3001NBC\u30cb\u30e5\u30fc\u30b9\u306e <a href=\"https:\/\/www.nbcnews.com\/news\/us-news\/california-exceeds-4-million-acres-burned-wildfires-2020-n1242078\" target=\"_blank\" rel=\"noreferrer noopener\">\u30c6\u30a3\u30e0\u30fb\u30b9\u30c6\u30ed\u30fc<\/a> \u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u306e\u6d88\u9632\u6a5f\u95a2\u3067\u3042\u308b <a href=\"https:\/\/www.fire.ca.gov\/media\/11416\/top20_acres.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Cal Fire<\/a>\u306b\u3088\u308b\u3068\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u306e\u6b74\u53f2\u4e0a\u6700\u5927\u306e\u5c71\u706b\u4e8b\u4e0a\u4f4d20\u4ef6\u306e\u3046\u30616\u4ef6\u304c2020\u5e74\u306b\u767a\u751f\u3057\u307e\u3057\u305f\u3002 <\/p>\n\n<p>\u300c\u4eca\u5e74\u306e\u706b\u707d\u6392\u51fa\u91cf\u306f\u3001\u4ed6\u306e\u3059\u3079\u3066\u306e\u5e74\u306e\u5e74\u9593\u7dcf\u6392\u51fa\u91cf\u3092\u306f\u308b\u304b\u306b\u4e0a\u56de\u3063\u3066\u3044\u307e\u3059\u300d\u3068\u3001NASA\u30b4\u30c0\u30fc\u30c9\u751f\u7269\u570f\u79d1\u5b66\u7814\u7a76\u6240\u306e\u30c1\u30fc\u30d5\u3067\u3042\u308b <a href=\"https:\/\/www.bbc.com\/news\/world-us-canada-54180049\" target=\"_blank\" rel=\"noreferrer noopener\">\u30c0\u30b0\u30e9\u30b9\u30fb\u30e2\u30fc\u30c8\u30f3<\/a>\u306f\u8a00\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u5168\u7c73\u7701\u5e81\u9593\u706b\u707d\u30bb\u30f3\u30bf\u30fc(NIFC)\u306e\u6700\u65b0\u60c5\u5831\u306b\u3088\u308b\u3068\u3001\u7c73\u56fd\u3067\u306f2020\u5e74\u672b\u304b\u30892021\u5e74\u521d\u982d\u306b\u304b\u3051\u3066\u3001\u5c71\u706b\u4e8b\u306e\u30ea\u30b9\u30af\u306f\u9ad8\u3044\u307e\u307e\u3067\u3042\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3068\u306e\u3053\u3068\u3067\u3059\u3002\n <a href=\"https:\/\/www.predictiveservices.nifc.gov\/outlooks\/monthly_seasonal_outlook.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">NIFC<\/a>\u306b\u3088\u308b\u3068\u3001\u5e72\u3070\u3064\u3001\u5f37\u98a8\u3001\u5e73\u5747\u3088\u308a\u3082\u9ad8\u3044\u6c17\u6e29\u306f\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u3060\u3051\u3067\u306a\u304f\u3001\u5357\u90e8\u306e\u30d7\u30ec\u30fc\u30f3\u30ba\u5dde\u3067\u3082\u706b\u707d\u306e\u30ea\u30b9\u30af\u3092\u9ad8\u3081\u308b\u3068\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u5c71\u706b\u4e8b\u304c\u5897\u52a0\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u6700\u3082\u30ea\u30b9\u30af\u306e\u9ad8\u3044\u5730\u57df\u3067\u306e\u4fdd\u967a\u306e\u5229\u7528\u53ef\u80fd\u6027\u306f\u4f4e\u4e0b\u3057\u3066\u3044\u307e\u3059\u3002\n <a href=\"http:\/\/www.insurance.ca.gov\/0400-news\/0100-press-releases\/2019\/upload\/nr063_factsheetwildfire.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u4fdd\u967a\u5c40<\/a>\u306b\u3088\u308b\u3068\u3001\u300c2015\u5e74\u304b\u30892018\u5e74\u306b\u304b\u3051\u3066\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u306e\u9ad8\u30ea\u30b9\u30af\u5730\u57df\u307e\u305f\u306f\u975e\u5e38\u306b\u30ea\u30b9\u30af\u306e\u9ad8\u3044\u5730\u57df\u306b\u4f4f\u5b85\u304c\u6700\u3082\u591a\u304410\u306e\u90e1\u3067\u3001\u4efb\u610f\u4fdd\u967a\u5e02\u5834\u306b\u304a\u3051\u308b\u65b0\u898f\u304a\u3088\u3073\u66f4\u65b0\u3055\u308c\u305f\u4fdd\u967a\u5951\u7d04\u306e\u6570\u306f8,700\u4ef6\u6e1b\u5c11\u3057\u307e\u3057\u305f\u300d\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/reviewing-construction-plans-1024x682.jpg\" alt=\"\" class=\"wp-image-9117\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/reviewing-construction-plans-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/reviewing-construction-plans-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/reviewing-construction-plans-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/reviewing-construction-plans.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5c71\u706b\u4e8b:\u4f4f\u5b85\u4fdd\u967a\u4f1a\u793e\u304a\u3088\u3073\u30d3\u30b8\u30cd\u30b9\u4fdd\u967a\u4f1a\u793e\u306e\u8ab2\u984c<\/h2>\n\n<p>\u8a18\u9332\u7684\u306a\u5c71\u706b\u4e8b\u30b7\u30fc\u30ba\u30f3\u306f\u3001\u305f\u3068\u3048\u305d\u308c\u304c\u7279\u5b9a\u306e\u5e74\u306b\u767a\u751f\u3057\u305f\u552f\u4e00\u306e\u30a4\u30d9\u30f3\u30c8\u3067\u3042\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u8ab2\u984c\u3068\u306a\u308b\u3067\u3057\u3087\u3046\u3002\n\u3057\u304b\u3057\u3001COVID-19\u306e\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u306b\u52a0\u3048\u3066\u8a18\u9332\u7684\u306a\u5c71\u706b\u4e8b\u304c\u767a\u751f\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u9650\u754c\u306b\u9054\u3057\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u6c17\u5019\u5909\u52d5\u304c\u5c71\u706b\u4e8b\u306e\u30ea\u30b9\u30af\u3092\u5897\u52a0\u3055\u305b\u308b<\/h3>\n\n<p>\u6c17\u5019\u5909\u52d5\u3068\u305d\u306e\u6c17\u8c61\u30d1\u30bf\u30fc\u30f3\u3078\u306e\u5f71\u97ff\u306f\u3001\u5c71\u706b\u4e8b\u3092\u5f15\u304d\u8d77\u3053\u3057\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002\n\u4eca\u5e74\u306e\u5c71\u706b\u4e8b\u306e\u3044\u304f\u3064\u304b\u306f\u96f7\u3084\u4eba\u9593\u306e\u884c\u52d5\u306b\u3088\u3063\u3066\u5f15\u304d\u8d77\u3053\u3055\u308c\u307e\u3057\u305f\u304c\u3001\u8a18\u9332\u7684\u306a\u9ad8\u6e29\u3001\u7570\u5e38\u306b\u4f4e\u3044\u6e7f\u5ea6\u30ec\u30d9\u30eb\u3001\u5f37\u98a8\u3001\u5e72\u3070\u3064\u306a\u3069\u306e\u6c17\u8c61\u6761\u4ef6\u304c\u706b\u707d\u306e\u5371\u967a\u6027\u3092\u5897\u5927\u3055\u305b\u307e\u3057\u305f\u3002 <\/p>\n\n<p>\u300c\u6c17\u8c61\u8981\u56e0\u304c\u91cd\u306a\u308a\u3001\u6975\u7aef\u306a\u91ce\u713c\u304d\u3092\u52a9\u9577\u3059\u308b\u6700\u60aa\u306e\u4e8b\u614b\u306b\u898b\u821e\u308f\u308c\u307e\u3057\u305f\u300d\u3068\u3001NASA\u306e\u5730\u7403\u5fdc\u7528\u79d1\u5b66\u30d7\u30ed\u30b0\u30e9\u30e0\u3067\u91ce\u751f\u751f\u7269\u7814\u7a76\u306e\u30a2\u30bd\u30b7\u30a8\u30a4\u30c8\u30d7\u30ed\u30b0\u30e9\u30e0\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u3092\u52d9\u3081\u308b <a href=\"https:\/\/earthobservatory.nasa.gov\/images\/147277\/historic-fires-devastate-the-us-pacific-coast\" target=\"_blank\" rel=\"noreferrer noopener\">\u30f4\u30a3\u30f3\u30bb\u30f3\u30c8\u30fb\u30a2\u30f3\u30d6\u30ed\u30b7\u30a2<\/a>\u6c0f\u306f\u8a00\u3044\u307e\u3059\u3002\n\u539f\u751f\u6797\u306e\u5927\u91cf\u306e\u4e7e\u71e5\u3057\u305f\u690d\u751f\u306b\u652f\u3048\u3089\u308c\u305f\u5c71\u706b\u4e8b\u306f\u3001\u751a\u5927\u306a\u88ab\u5bb3\u3092\u5f15\u304d\u8d77\u3053\u3059\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u3001\u5b9f\u969b\u306b\u88ab\u5bb3\u3092\u3082\u305f\u3089\u3057\u307e\u3057\u305f\u3002 <\/p>\n\n<p>\u6c17\u5019\u5909\u52d5\u306f\u3001\u5c71\u706b\u4e8b\u3084\u305d\u306e\u4ed6\u306e\u81ea\u7136\u707d\u5bb3\u306e\u8981\u56e0\u3067\u3042\u308a\u7d9a\u3051\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\n\u3057\u304b\u3057\u3001\u4eba\u985e\u306f\u3001\u6c17\u5019\u5909\u52d5\u30e2\u30c7\u30eb\u306b\u3088\u3063\u3066\u4e88\u6e2c\u3055\u308c\u308b\u3088\u3046\u306a\u6975\u7aef\u306a\u5730\u7403\u306e\u6c17\u6e29\u4e0a\u6607\u306e\u671f\u9593\u3092\u307e\u3060\u751f\u304d\u3066\u3044\u307e\u305b\u3093\u3002\n\u305d\u306e\u305f\u3081\u3001\u904e\u53bb\u306e\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u3044\u3066\u4fdd\u967a\u306b\u95a2\u3059\u308b\u6c7a\u5b9a\u3092\u4e0b\u3059\u3060\u3051\u3067\u306f\u3001\u4eca\u5f8c\u306e\u30ea\u30b9\u30af\u3092\u660e\u78ba\u306b\u628a\u63e1\u3059\u308b\u306b\u306f\u4e0d\u5341\u5206\u3067\u3042\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u3001\u30b3\u30ed\u30f3\u30d3\u30a2\u5927\u5b66\u306e\u56fd\u7acb\u707d\u5bb3\u5bfe\u7b56\u30bb\u30f3\u30bf\u30fc\u306e\u30c7\u30a3\u30ec\u30af\u30bf\u30fc\u3067\u3042\u308b <a href=\"https:\/\/www.marketplace.org\/2020\/09\/10\/insurance-companies-face-own-risks-wildfires-continue\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30b8\u30a7\u30d5\u30fb\u30b7\u30e5\u30ec\u30fc\u30b2\u30eb\u30df\u30eb\u30c1<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\">\u4f4f\u5b85\u30d1\u30bf\u30fc\u30f3\u3068\u74b0\u5883\u3078\u306e\u5f71\u97ff\u3082\u30ea\u30b9\u30af\u3092\u5897\u5927\u3055\u305b\u308b<\/h3>\n\n<p>\u307e\u305f\u3001\u5c71\u706b\u4e8b\u306f\u3001\u4f4f\u5b85\u958b\u767a\u30d1\u30bf\u30fc\u30f3\u306b\u3088\u308a\u30ea\u30b9\u30af\u306e\u9ad8\u3044\u5730\u57df\u306b\u3088\u308a\u591a\u304f\u306e\u5bb6\u5c4b\u304c\u914d\u7f6e\u3055\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u904e\u53bb\u6570\u5341\u5e74\u3088\u308a\u3082\u5927\u304d\u306a\u30ea\u30b9\u30af\u3092\u3082\u305f\u3089\u3057\u3066\u3044\u307e\u3059\u3002\n\u4f8b\u3048\u3070\u30011964\u5e74\u306e\u30cf\u30f3\u30ea\u30fc\u706b\u707d\u3067\u306f\u713c\u5931\u3057\u305f\u5efa\u7269\u306f200\u8ed2\u672a\u6e80\u3060\u3063\u305f\u304c\u3001\u540c\u3058\u5730\u57df\u3092\u8986\u3063\u305f2017\u5e74\u306e\u30bf\u30d6\u30b9\u706b\u707d\u3067\u306f5,000\u68df\u4ee5\u4e0a\u306e\u5efa\u7269\u304c\u88ab\u5bb3\u3092\u53d7\u3051\u305f\u3068\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u500b\u4eba\u4fdd\u967a\u9023\u76df\u306e\u30ec\u30c3\u30af\u30b9\u30fb <a href=\"https:\/\/www.ppic.org\/blog\/growing-damages-from-wildfires-burn-the-insurance-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30d5\u30ec\u30a4\u30b8\u30e3\u30fc<\/a>\u4f1a\u9577\u306f\u8a00\u3046\u3002 <\/p>\n\n<p>\u300c\u5730\u5f62\u306f\u5909\u308f\u3063\u3066\u3044\u307e\u305b\u3093\u304c\u3001\u3053\u306e\u5730\u57df\u306e\u5efa\u8a2d\u306f\u5909\u308f\u308a\u307e\u3057\u305f\u300d\u3068\u30d5\u30ec\u30a4\u30b8\u30e3\u30fc\u6c0f\u306f\u8a00\u3044\u307e\u3059\u3002\n\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3001\u30ea\u30b9\u30af\u306e\u9ad8\u3044\u5730\u57df\u3067\u306e\u5efa\u8a2d\u304c\u5897\u3048\u308b\u3068\u3001\u706b\u707d\u304c\u767a\u751f\u3057\u305f\u5834\u5408\u306e\u640d\u5931\u3082\u5897\u3048\u307e\u3059\u3002 <\/p>\n\n<p>\u5c71\u706b\u4e8b\u306f\u3001\u571f\u7802\u5d29\u308c\u3001\u571f\u7802\u6d41\u3001\u66b4\u98a8\u6642\u306e\u5012\u6728\u306a\u3069\u3001\u4ed6\u306e\u7a2e\u985e\u306e\u88ab\u5bb3\u306e\u30ea\u30b9\u30af\u3082\u9ad8\u3081\u307e\u3059\u3002<\/p>\n\n<p>\u3053\u306e\u79cb\u3001\u30aa\u30ec\u30b4\u30f3\u5dde\u3067\u306f\u96e8\u5929\u3068\u98a8\u306e\u5f37\u3044\u5929\u5019\u304c\u7d9a\u3044\u305f\u305f\u3081\u3001\u5730\u5143\u5f53\u5c40\u306f\u30aa\u30ec\u30b4\u30f3\u5dde\u306e\u4f4f\u6c11\u306b\u6f5c\u5728\u7684\u306a\u5371\u967a\u6027\u306b\u3064\u3044\u3066\u8b66\u544a\u3057\u307e\u3057\u305f\u3002\n\u5c71\u706b\u4e8b\u5f8c\u306e\u5f37\u98a8\u3084\u96e8\u306f\u3001\u540c\u69d8\u306e\u5d50\u304c\u5c71\u706b\u4e8b\u306e\u88ab\u5bb3\u306a\u3057\u306b\u5f15\u304d\u8d77\u3053\u3059\u3088\u308a\u3082\u591a\u304f\u306e\u9053\u8def\u4e0a\u306e\u5371\u967a\u3092\u5f15\u304d\u8d77\u3053\u3059\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u3001\u30aa\u30ec\u30b4\u30f3\u5dde\u30de\u30ea\u30aa\u30f3\u90e1\u4fdd\u5b89\u5b98\u4e8b\u52d9\u6240\u306e\u8b66\u5bdf\u5de1\u67fb\u90e8\u9577\u3067\u3042\u308b <a href=\"https:\/\/www.iii.org\/insuranceindustryblog\/category\/wildfires\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30e9\u30f3\u30c0\u30fc\u30b9<\/a>\u6c0f\u306f\u8a00\u3044\u307e\u3059\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5c71\u706b\u4e8b\u3068\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u3092\u5171\u306b\u7ba1\u7406\u3059\u308b<\/h3>\n\n<p>\u5c71\u706b\u4e8b\u306f\u3001\u7c73\u56fd\u4e2d\u306e\u591a\u304f\u306e\u5730\u57df\u3067\u731b\u5a01\u3092\u632f\u308b\u3044\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002\n\u7c73\u56fd\u306e\u3044\u304f\u3064\u304b\u306e\u88c1\u5224\u6240\u3067\u306f\u3001COVID-19\u306e\u8acb\u6c42\u306b\u4e8b\u696d\u4e2d\u65ad\u88dc\u511f\u304c\u9069\u7528\u3055\u308c\u308b\u304b\u3069\u3046\u304b\u3092\u3081\u3050\u308b\u4e89\u3044\u3082\u7d9a\u3044\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u3068\u5c71\u706b\u4e8b\u306f\u3069\u3061\u3089\u3082\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u65b0\u305f\u306a\u7591\u554f\u3092\u6295\u3052\u304b\u3051\u308b\u91cd\u5927\u304b\u3064\u5e83\u7bc4\u306a\u30ea\u30b9\u30af\u3092\u3082\u305f\u3089\u3057\u3066\u3044\u307e\u3059\u3002\n\u5f01\u8b77\u58eb\u306e <a href=\"https:\/\/www.policyholderpulse.com\/valuing-business-interruption-claims-wildfires-covid-19\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30d6\u30e9\u30a4\u30a2\u30f3\u30fbJ\u30fb\u30b3\u30d5\u30a3\u30fc<\/a> \u304c\u6307\u6458\u3057\u3066\u3044\u308b\u3088\u3046\u306b\u3001\u4fdd\u967a\u5951\u7d04\u306e\u9069\u5207\u306a\u4fa1\u683c\u3084\u8acb\u6c42\u984d\u306e\u6c7a\u5b9a\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u901a\u5e38\u307e\u305f\u306f\u5178\u578b\u7684\u306a\u30d3\u30b8\u30cd\u30b9\u30a4\u30d9\u30f3\u30c8\u3084\u4e88\u6e2c\u306b\u983c\u308b\u80fd\u529b\u306b\u304b\u304b\u3063\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u3057\u304b\u3057\u3001\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u3067\u306f\u3001\u591a\u304f\u306e\u8981\u56e0\u304c\u3082\u306f\u3084\u6b63\u5e38\u3067\u3082\u5178\u578b\u7684\u3067\u3082\u3042\u308a\u307e\u305b\u3093\u3002\n\u5c71\u706b\u4e8b\u306e\u8105\u5a01\u306b\u3055\u3089\u3055\u308c\u3066\u3044\u308b\u7269\u4ef6\u306e\u88dc\u511f\u7bc4\u56f2\u3092\u3069\u306e\u3088\u3046\u306b\u8a2d\u5b9a\u3059\u308b\u304b\u3001\u307e\u305f\u306f\u8acb\u6c42\u3092\u3069\u306e\u3088\u3046\u306b\u7ba1\u7406\u3059\u308b\u304b\u3092\u6c7a\u5b9a\u3059\u308b\u3053\u3068\u306f\u3001\u3055\u3089\u306b\u56f0\u96e3\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u4e8b\u696d\u4e2d\u65ad\u306e\u88dc\u511f\u7bc4\u56f2\u306b\u3082\u3063\u3068\u6ce8\u610f\u3092\u6255\u3046\u5fc5\u8981\u6027\u306b\u62cd\u8eca\u304c\u304b\u304b\u308a\u3001\u5546\u696d\u4fdd\u967a\u306e\u9867\u5ba2\u306f\u3001\u706b\u707d\u306e\u5834\u5408\u306b\u4fdd\u967a\u304c\u4f55\u3092\u30ab\u30d0\u30fc\u3067\u304d\u308b\u304b\u306b\u3064\u3044\u3066\u3082\u3088\u308a\u8a8d\u8b58\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u305f\u3068\u3048\u3070\u3001\u591a\u304f\u306e\u30d3\u30b8\u30cd\u30b9\u4fdd\u967a\u306f\u3001\u30d3\u30b8\u30cd\u30b9\u306b\u5bfe\u3059\u308b\u7269\u7406\u7684\u306a\u640d\u5931\u3084\u640d\u5bb3\u306e\u3059\u3079\u3066\u306e\u30ea\u30b9\u30af\u3092\u30ab\u30d0\u30fc\u3057\u3066\u3044\u308b\u3068\u3001\u6cd5\u5f8b\u4e8b\u52d9\u6240\u306e\u30d8\u30a4\u30ba\u30fb\u30a2\u30f3\u30c9\u30fb\u30d6\u30fc\u30f3(Hayes and Boone)\u306e <a href=\"https:\/\/www.lexology.com\/library\/detail.aspx?g=5fbd53eb-340a-49d3-acce-0cb4d61ac0da\" target=\"_blank\" rel=\"noreferrer noopener\">\u30de\u30a4\u30ab\u30fbE\u30fb\u30b9\u30ad\u30c3\u30c9\u30e2\u30a2(Micah E. Skidmore<\/a> )\u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u3053\u306e\u3088\u3046\u306a\u4fdd\u967a\u306f\u3001\u706b\u707d\u306b\u3088\u308b\u640d\u5bb3\u3060\u3051\u3067\u306a\u304f\u3001\u5c71\u706b\u4e8b\u304c\u63a5\u8fd1\u3057\u3066\u3044\u308b\u304c\u5b9f\u969b\u306b\u306f\u5c71\u706b\u4e8b\u306b\u3088\u3063\u3066\u6d88\u8cbb\u3055\u308c\u3066\u3044\u306a\u3044\u69cb\u9020\u7269\u5185\u306e\u7159\u3084\u3059\u3059\u306e\u88ab\u5bb3\u3082\u30ab\u30d0\u30fc\u3059\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\n\u4fdd\u967a\u306e\u9867\u5ba2\u304c\u81ea\u5206\u306e\u4fdd\u967a\u5951\u7d04\u306b\u7cbe\u901a\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u640d\u5bb3\u306e\u6587\u66f8\u5316\u3068\u8acb\u6c42\u306e\u63d0\u51fa\u3082\u3088\u308a\u6b63\u78ba\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-contract-agreement-1024x682.jpg\" alt=\"\" class=\"wp-image-9137\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-contract-agreement-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-contract-agreement-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-contract-agreement-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-contract-agreement.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u967a\u4f1a\u793e\u304c\u5c06\u6765\u306b\u5411\u3051\u3066\u8a08\u753b\u3092\u7acb\u3066\u308b\u65b9\u6cd5<\/h2>\n\n<p>\u5c71\u706b\u4e8b\u3001\u6d2a\u6c34\u3001\u305d\u306e\u4ed6\u306e\u6c17\u5019\u5909\u52d5\u306e\u5f71\u97ff\u306b\u3088\u308a\u3001\u4f4f\u5b85\u3084\u30d3\u30b8\u30cd\u30b9\u306e\u4e0d\u52d5\u7523\u306b\u5bfe\u3059\u308b\u8105\u5a01\u304c\u5897\u5927\u3059\u308b\u4e2d\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u7d99\u7d9a\u7684\u306a\u9867\u5ba2\u95a2\u4fc2\u306e\u5fc5\u8981\u6027\u3068\u3001\u9ad8\u30ea\u30b9\u30af\u306e\u4e0d\u52d5\u7523\u306b\u4fdd\u967a\u3092\u304b\u3051\u308b\u3053\u3068\u306e\u8ca1\u653f\u7684\u4e0d\u5b89\u5b9a\u3055\u3068\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u308b\u306e\u306b\u82e6\u52b4\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u300c2017\u5e74\u30682018\u5e74\u306e\u706b\u707d\u306f\u300130\u5e74\u5206\u306e\u5229\u76ca\u306e2\u500d\u4ee5\u4e0a\u3092\u4e00\u6383\u3057\u307e\u3057\u305f\u3002\u305d\u306e\u5229\u76ca\u306f2\u500d\u3082\u5e33\u6d88\u3057\u306b\u3055\u308c\u307e\u3057\u305f\u300d\u3068\u3001\u30da\u30f3\u30b7\u30eb\u30d9\u30cb\u30a2\u5927\u5b66\u30a6\u30a9\u30fc\u30c8\u30f3\u30fb\u30ea\u30b9\u30af\u30fb\u30bb\u30f3\u30bf\u30fc\u306e\u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30fb\u30c7\u30a3\u30ec\u30af\u30bf\u30fc\u3067\u3042\u308b <a href=\"https:\/\/www.marketplace.org\/2020\/08\/31\/insurance-increasingly-unaffordable-as-climate-change-brings-more-disasters\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ad\u30e3\u30ed\u30e9\u30a4\u30f3\u30fb\u30b3\u30a6\u30b9\u30ad\u30fc\u535a\u58eb<\/a>\u306f\u8a00\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u3053\u306e\u3088\u3046\u306a\u640d\u5931\u306f\u3001\u6642\u9593\u306e\u7d4c\u904e\u3068\u3068\u3082\u306b\u6301\u7d9a\u4e0d\u53ef\u80fd\u306b\u306a\u308a\u307e\u3059\u3002\n\u5c71\u706b\u4e8b\u304c\u7c73\u56fd\u897f\u90e8\u3084\u305d\u306e\u4ed6\u306e\u56fd\u3005\u3067\u62e1\u5927\u3057\u7d9a\u3051\u308b\u4e2d\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u5c71\u706b\u4e8b\u304c\u767a\u751f\u3057\u3084\u3059\u3044\u5730\u57df\u306e\u4f4f\u5b85\u3084\u4f01\u696d\u3092\u30ab\u30d0\u30fc\u3059\u308b\u304b\u3069\u3046\u304b\u3001\u307e\u305f\u3069\u306e\u3088\u3046\u306b\u88dc\u511f\u3059\u308b\u304b\u3092\u518d\u8003\u3057\u3066\u3044\u308b\u3068Kousky\u6c0f\u306f\u6307\u6458\u3057\u307e\u3059\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u65b0\u3057\u3044\u898f\u5236\u3078\u306e\u5bfe\u5fdc<\/h3>\n\n<p>\u65b0\u3057\u3044\u5dde\u304a\u3088\u3073\u9023\u90a6\u306e\u898f\u5236\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u8ab2\u984c\u3092\u7a81\u304d\u3064\u3051\u3066\u3044\u307e\u3059\u3002\n\u4f8b\u3048\u3070\u30012020\u5e74\u306e\u5c71\u706b\u4e8b\u3092\u304d\u3063\u304b\u3051\u306b\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u306e\u4fdd\u967a\u30b3\u30df\u30c3\u30b7\u30e7\u30ca\u30fc\u306f\u4fdd\u967a\u4f1a\u793e\u3068\u306e\u65b0\u305f\u306a\u53d6\u308a\u6c7a\u3081\u3092\u8ffd\u6c42\u3057\u3001\u4fdd\u967a\u6599\u306e\u8a2d\u5b9a\u306b\u4f7f\u7528\u3055\u308c\u308b\u8981\u56e0\u306b\u5bfe\u51e6\u3059\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u3068\u3001\u30d5\u30a9\u30fc\u30d6\u30b9\u306e <a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/california-wildfire-insurance-future\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30b8\u30e7\u30f3\u30fb\u30a4\u30fc\u30ac\u30f3\u6c0f\u3068\u30a8\u30a4\u30df\u30fc\u30fb\u30c0\u30cb\u30fc\u30ba<\/a> \u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u306e\u4fdd\u967a\u30b3\u30df\u30c3\u30b7\u30e7\u30ca\u30fc\u306f\u3001\u4ee5\u524d\u306b\u3082\u5c71\u706b\u4e8b\u306e\u88ab\u5bb3\u306b\u5bfe\u3059\u308b\u4fdd\u967a\u306e\u9069\u7528\u7bc4\u56f2\u306b\u53d6\u308a\u7d44\u3080\u305f\u3081\u306b\u4ecb\u5165\u3057\u307e\u3057\u305f\u3002\n\u4f8b\u3048\u3070\u30012019\u5e7412\u6708\u3001\u5dde\u306e\u4fdd\u967a\u30b3\u30df\u30c3\u30b7\u30e7\u30ca\u30fc\u306f\u3001\u5c71\u706b\u4e8b\u306e\u8105\u5a01\u306b\u3055\u3089\u3055\u308c\u3066\u3044\u308b\u5730\u57df\u3067\u4fdd\u967a\u4f1a\u793e\u304c\u4fdd\u967a\u9867\u5ba2\u3092\u843d\u3068\u3059\u3053\u3068\u30921\u5e74\u9593\u505c\u6b62\u3059\u308b\u547d\u4ee4\u3092\u51fa\u3057\u307e\u3057\u305f\u3002\n\u5831\u9053\u306e\u505c\u6b62\u306e\u7981\u6b62\u306f\u3001\u5dde\u5168\u4f53\u3067\u7d04800,000\u306e\u653f\u7b56\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u305f\u3068\u3001AP\u901a\u4fe1\u306e <a href=\"https:\/\/abcnews.go.com\/Business\/wireStory\/california-protect-insurance-policies-wildfire-areas-67530578\" target=\"_blank\" rel=\"noreferrer noopener\">\u30a2\u30c0\u30e0\u30fb\u30d3\u30fc\u30e0<\/a> \u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u4eca\u5f8c\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u5dde\u304a\u3088\u3073\u9023\u90a6\u306e\u898f\u5236\u3092\u5e38\u306b\u8a8d\u8b58\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\n\u307e\u305f\u3001\u4fdd\u967a\u306e\u9069\u7528\u7bc4\u56f2\u306b\u3064\u3044\u3066\u5f53\u5c40\u3092\u6559\u80b2\u3059\u308b\u4e0a\u3067\u3001\u3088\u308a\u7a4d\u6975\u7684\u306a\u5f79\u5272\u3092\u679c\u305f\u3059\u5fc5\u8981\u304c\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u4f4f\u5b85\u6240\u6709\u8005\u3084\u4f01\u696d\u306e\u5b89\u5168\u306a\u518d\u5efa\u3092\u652f\u63f4<\/h3>\n\n<p>\u518d\u5efa\u306e\u8cbb\u7528\u306f\u3001\u5c71\u706b\u4e8b\u306e\u30ea\u30b9\u30af\u3092\u30ab\u30d0\u30fc\u3057\u3001\u30af\u30ec\u30fc\u30e0\u306b\u5bfe\u51e6\u3059\u308b\u305f\u3081\u306e\u9375\u3068\u306a\u308a\u307e\u3059\u3002\n\u4f8b\u3048\u3070\u3001\u30e0\u30fc\u30c7\u30a3\u30fc\u30ba\u306e <a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2020\/09\/17\/582984.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ec\u30dd\u30fc\u30c8<\/a>\u306b\u3088\u308b\u3068\u30012020\u5e749\u6708\u6642\u70b9\u3067\u30aa\u30ec\u30b4\u30f3\u5dde\u3001\u30ef\u30b7\u30f3\u30c8\u30f3\u5dde\u3001\u305d\u306e\u4ed6\u306e\u5dde\u3067\u306f\u5c71\u706b\u4e8b\u3067\u7d043,865\u68df\u306e\u5efa\u7269\u304c\u7834\u58ca\u3055\u308c\u307e\u3057\u305f\u304c\u3001\u3053\u308c\u3089\u306e\u5dde\u3067\u306f\u3001\u4e0d\u52d5\u7523\u3001\u6750\u6599\u3001\u52b4\u50cd\u529b\u304c\u4e00\u822c\u7684\u306b\u5b89\u4fa1\u3067\u3042\u308b\u305f\u3081\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u3088\u308a\u3082\u518d\u5efa\u8cbb\u7528\u306e\u8ca0\u62c5\u304c\u5c11\u306a\u3044\u3068\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002 <\/p>\n\n<p>\u4e0d\u52d5\u7523\u6240\u6709\u8005\u304c\u518d\u5efa\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u5c71\u706b\u4e8b\u306e\u88ab\u5bb3\u304b\u3089\u8ca1\u7523\u3092\u4fdd\u8b77\u3059\u308b\u305f\u3081\u306e\u5909\u66f4\u3092\u52a0\u3048\u308b\u3088\u3046\u306b\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u3092\u4e0e\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\n\u305f\u3068\u3048\u3070\u3001\u30ab\u30ca\u30c0\u306e\u30a2\u30eb\u30d0\u30fc\u30bf\u5dde\u30d5\u30a9\u30fc\u30c8\u30de\u30af\u30de\u30ec\u30fc\u3067\u5c71\u706b\u4e8b\u304c\u767a\u751f\u3057\u305f\u5f8c\u3001\u30ab\u30ca\u30c0\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u5c71\u706b\u4e8b\u304c\u767a\u751f\u3057\u306b\u304f\u3044\u5730\u57df\u3067\u81ea\u5b85\u3092\u518d\u5efa\u3059\u308b\u305f\u3081\u306b\u3001\u9867\u5ba2\u306b\u73fe\u91d1\u306e\u548c\u89e3\u3092\u63d0\u4f9b\u3057\u307e\u3057\u305f\u3002\n\u5f71\u97ff\u3092\u53d7\u3051\u305f\u9867\u5ba2\u306e25%\u4ee5\u4e0a\u304c\u81ea\u5b85\u3092\u5f15\u3063\u8d8a\u3059\u3053\u3068\u3092\u9078\u629e\u3057\u305f\u3068\u3001\u30ab\u30ca\u30c0\u306e\u4fdd\u967a\u4f1a\u793eThe Co-operators\u306e\u30a2\u30bd\u30b7\u30a8\u30a4\u30c8\u30d0\u30a4\u30b9\u30d7\u30ec\u30b8\u30c7\u30f3\u30c8\u3067\u3042\u308b <a href=\"https:\/\/www.reuters.com\/article\/us-wildfire-insurance-climate-change-ana\/burned-by-wildfire-losses-insurance-industry-rethinks-risks-idUSKBN1ZL2RA\" target=\"_blank\" rel=\"noreferrer noopener\">Tara Laidman<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\n\u4ed6\u306e\u4eba\u3005\u306f\u540c\u3058\u5834\u6240\u306b\u518d\u5efa\u3055\u308c\u307e\u3057\u305f\u304c\u3001\u8010\u706b\u5efa\u7bc9\u6750\u6599\u306b\u6295\u8cc7\u3057\u307e\u3057\u305f\u3002   <\/p>\n\n<p>\u300c\u30d5\u30a9\u30fc\u30c8\u30fb\u30de\u30af\u30de\u30ec\u30fc\u306f\u4eca\u3084\u3001\u306f\u308b\u304b\u306b\u56de\u5fa9\u529b\u306e\u3042\u308b\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u3068\u306a\u308a\u3001\u3088\u308a\u826f\u3044\u5fa9\u8208\u3092\u9042\u3052\u3066\u3044\u307e\u3059\u300d\u3068\u30ec\u30a4\u30c9\u30de\u30f3\u6c0f\u306f\u8a00\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u5c71\u706b\u4e8b\u306e\u8105\u5a01\u306f\u3057\u3070\u3089\u304f\u7d9a\u304d\u3001\u3055\u3089\u306b\u5897\u52a0\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\n\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u9867\u5ba2\u3068\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u3068\u308b\u305f\u3081\u306e\u65b0\u3057\u3044\u65b9\u6cd5\u3068\u3001\u5c71\u706b\u4e8b\u306e\u30ea\u30b9\u30af\u3068\u640d\u5bb3\u3092\u8a55\u4fa1\u3057\u3066\u5bfe\u5fdc\u3059\u308b\u3088\u308a\u52b9\u679c\u7684\u306a\u624b\u6bb5\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002 <\/p>\n\n<p><em>\u753b\u50cf\u63d0\u4f9b:nisanga\/\u00a9123RF.com\u3001Suwat Supachavinswad\/\u00a9123RF.com\u3001Tirachard Kumtanom\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>National Interagency Fire Center\u306e\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u30012018\u5e74\u3001\u7c73\u56fd\u9023\u90a6\u653f\u5e9c\u306f\u3001\u7c73\u56fd\u306e870\u4e07\u30a8\u30fc\u30ab\u30fc\u306b\u5e83\u304c\u3063\u305f\u5c71\u706b\u4e8b\u306e\u6d88\u706b\u306b30\u5104\u30c9\u30eb\u4ee5\u4e0a\u3092\u8cbb\u3084\u3057\u307e\u3057\u305f\u3002 \u5dde\u653f\u5e9c\u3068\u5730\u65b9\u653f\u5e9c\u3082\u3001\u5c71\u706b\u4e8b\u306e\u93ae\u5727 [&hellip;]<\/p>\n","protected":false},"featured_media":9132,"template":"","insight-category":[],"class_list":["post-19814","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/insight\/19814","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/media\/9132"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/media?parent=19814"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/insight-category?post=19814"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}