{"id":19445,"date":"2024-09-20T09:39:57","date_gmt":"2024-09-20T14:39:57","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e5%95%86%e6%a5%ad%e4%bf%9d%e9%99%ba%e6%96%99%e3%81%ae%e4%b8%8a%e6%98%87%e3%81%ab%e9%a1%a7%e5%ae%a2%e3%82%92%e3%81%a9%e3%81%ae%e3%82%88%e3%81%86%e3%81%ab%e5%82%99%e3%81%88%e3%82%8b%e3%81%8b\/"},"modified":"2024-09-20T09:40:07","modified_gmt":"2024-09-20T14:40:07","slug":"%e5%95%86%e6%a5%ad%e4%bf%9d%e9%99%ba%e6%96%99%e3%81%ae%e4%b8%8a%e6%98%87%e3%81%ab%e9%a1%a7%e5%ae%a2%e3%82%92%e3%81%a9%e3%81%ae%e3%82%88%e3%81%86%e3%81%ab%e5%82%99%e3%81%88%e3%82%8b%e3%81%8b","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ja\/insights\/%e5%95%86%e6%a5%ad%e4%bf%9d%e9%99%ba%e6%96%99%e3%81%ae%e4%b8%8a%e6%98%87%e3%81%ab%e9%a1%a7%e5%ae%a2%e3%82%92%e3%81%a9%e3%81%ae%e3%82%88%e3%81%86%e3%81%ab%e5%82%99%e3%81%88%e3%82%8b%e3%81%8b\/","title":{"rendered":"\u5546\u696d\u4fdd\u967a\u6599\u306e\u4e0a\u6607\u306b\u9867\u5ba2\u3092\u3069\u306e\u3088\u3046\u306b\u5099\u3048\u308b\u304b"},"content":{"rendered":"\n<p>\u4fdd\u967a\u6599\u306e\u5897\u52a0\u306f\u3001\u9867\u5ba2\u306b\u3068\u3063\u3066\u96e3\u3057\u3044\u58f2\u308a\u8fbc\u307f\u3067\u3059\u3002\n\u9867\u5ba2\u306e\u8996\u70b9\u304b\u3089\u898b\u308b\u3068\u3001\u5f7c\u3089\u306f\u540c\u3058\u88dc\u511f\u306b\u5bfe\u3057\u3066\u3088\u308a\u591a\u304f\u306e\u304a\u91d1\u3092\u6255\u3063\u3066\u3044\u308b\u3001\u3064\u307e\u308a\u3001\u5546\u696d\u4fdd\u967a\u306e\u652f\u51fa\u306b\u5bfe\u3059\u308b1\u30c9\u30eb\u3042\u305f\u308a\u306e\u4fa1\u5024\u304c\u5c11\u306a\u304f\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002 <\/p>\n\n<p>\u3057\u304b\u3057\u3001\u7279\u306bCOVID-19\u306e\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u3001\u5c71\u706b\u4e8b\u306e\u61f8\u5ff5\u3001\u8a18\u9332\u7684\u306a\u30cf\u30ea\u30b1\u30fc\u30f3\u30b7\u30fc\u30ba\u30f3\u3092\u304d\u3063\u304b\u3051\u306b\u3001\u5b89\u5b9a\u3057\u305f\u5546\u696d\u7528\u640d\u5bb3\u4fdd\u967a\u5e02\u5834\u3092\u7dad\u6301\u3059\u308b\u306b\u306f\u3001\u4fa1\u683c\u306e\u4e0a\u6607\u304c\u91cd\u8981\u306a\u5f79\u5272\u3092\u679c\u305f\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u4fdd\u967a\u6599\u304c\u4e0a\u6607\u3057\u3066\u3082\u4fdd\u967a\u5951\u7d04\u306e\u4fa1\u5024\u3092\u3046\u307e\u304f\u4f1d\u3048\u308b\u305f\u3081\u306b\u306f\u3001\u9867\u5ba2\u306e\u8996\u70b9\u3092\u7406\u89e3\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">2021\u5e74\u306e\u30b3\u30de\u30fc\u30b7\u30e3\u30eb\u30d7\u30ec\u30df\u30a2\u30e0\u4e88\u6e2c<\/h2>\n\n<p>2021\u5e74\u30682022\u5e74\u3001\u6c11\u9593\u4fdd\u967a\u4f1a\u793e\u3068\u305d\u306e\u9867\u5ba2\u306f\u3001\u4fdd\u967a\u6599\u304c\u4e00\u65b9\u5411\u3001\u3064\u307e\u308a\u4e0a\u6607\u50be\u5411\u306b\u3042\u308b\u3068\u4e88\u60f3\u3067\u304d\u307e\u3059\u3002<\/p>\n\n<p>Alera Group\u304c2020\u5e74\u7b2c3\u56db\u534a\u671f\u306b\u5b9f\u65bd\u3057\u305f <a href=\"https:\/\/www.businessinsurance.com\/article\/20201216\/NEWS06\/912338557\/Alera-predicts-2021-rate-increases-across-several-commercial-lines\" target=\"_blank\" rel=\"noreferrer noopener\">\u8abf\u67fb\u306b\u3088\u308b\u3068<\/a> \u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3059\u3079\u3066\u306e\u88dc\u511f\u7bc4\u56f2\u3067\u4fdd\u967a\u6599\u306e\u4e0a\u6607\u3092\u4e88\u6e2c\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3057\u305f\u3002\n\u305f\u3060\u3057\u3001\u5897\u52a0\u306e\u5927\u304d\u3055\u306f\u3055\u307e\u3056\u307e\u3067\u3057\u305f\u3002\n\u8ca1\u7523\u4fdd\u967a\u7387\u306f\u7d0413.6%\u5897\u52a0\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u4e00\u822c\u8ce0\u511f\u8cac\u4efb\u3068\u5c02\u9580\u8077\u8ce0\u511f\u8cac\u4efb\u306f11\u301c12%\u306e\u5897\u52a0\u306b\u76f4\u9762\u3057\u3066\u3044\u307e\u3059\u3002\n\u5546\u7528\u8eca\u306e\u4fdd\u967a\u6599\u306f14.2%\u4e0a\u6607\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u5546\u7528\u8eca\u304c\u5927\u304d\u304f\u306a\u308b\u3068\u4fdd\u967a\u6599\u304c\u5f15\u304d\u4e0a\u3052\u3089\u308c\u3001\u514d\u8cac\u984d\u304c\u5927\u304d\u304f\u306a\u308a\u3001\u88dc\u511f\u9650\u5ea6\u984d\u304c\u4e0b\u304c\u308a\u307e\u3059\u3002   <\/p>\n\n<p>\u640d\u5bb3\u4fdd\u967a\u306e\u88dc\u511f\u7bc4\u56f2\u306f\u3001\u4fdd\u967a\u6599\u7387\u306e\u4e0a\u6607\u304b\u3089\u514d\u9664\u3055\u308c\u308b\u53ef\u80fd\u6027\u306f\u4f4e\u3044\u3067\u3059\u3002<\/p>\n\n<p>\u300c\u696d\u7a2e\u5225\u306b\u691c\u8a0e\u3057\u59cb\u3081\u308b\u3068\u3001\u4e00\u90e8\u306e\u4fdd\u967a\u7a2e\u76ee\u304c\u6599\u91d1\u306e\u8981\u6c42\u306b\u5bfe\u3057\u3066\u3088\u308a\u7a4d\u6975\u7684\u3067\u3042\u308b\u7406\u7531\u304c\u308f\u304b\u308a\u307e\u3059\u300d\u3068\u3001Alera\u306e\u56fd\u6709\u8ca1\u7523\u304a\u3088\u3073\u640d\u5bb3\u4fdd\u967a\u30ea\u30fc\u30c0\u30fc\u3067\u3042\u308b <a href=\"https:\/\/www.businessinsurance.com\/article\/20201222\/NEWS06\/912338652\/Commercial-insurance-rates-set-to-continue-rising-in-2021\" target=\"_blank\" rel=\"noreferrer noopener\">Mark Englert<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\n\u53ce\u76ca\u6027\u304c\u4f4e\u4e0b\u3057\u3066\u3044\u308b\u30e9\u30a4\u30f3\u306f\u3001\u4e00\u8cab\u3057\u3066\u5229\u76ca\u3092\u4e0a\u3052\u3066\u3044\u308b\u30e9\u30a4\u30f3\u3088\u308a\u3082\u9ad8\u3044\u30ec\u30fc\u30c8\u306e\u5897\u52a0\u306b\u76f4\u9762\u3057\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>COVID-19\u306e\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u306f\u3001\u3055\u307e\u3056\u307e\u306a\u30d3\u30b8\u30cd\u30b9\u5206\u91ce\u306b\u3055\u307e\u3056\u307e\u306a\u65b9\u6cd5\u3067\u5f71\u97ff\u3092\u53ca\u307c\u3057\u3001\u305d\u306e\u7d50\u679c\u3001\u4fdd\u967a\u6599\u7387\u306b\u3055\u307e\u3056\u307e\u306a\u5f71\u97ff\u3092\u53ca\u307c\u3057\u3066\u3044\u307e\u3059\u3002\n\u3057\u304b\u3057\u3001\u6c11\u9593\u4fdd\u967a\u306e\u3069\u306e\u5206\u91ce\u3082\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u306e\u5f71\u97ff\u3092\u514d\u308c\u3066\u3044\u307e\u305b\u3093\u3002 <\/p>\n\n<p>\u300c\u5546\u696d\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3001\u30b3\u30ed\u30ca\u30a6\u30a4\u30eb\u30b9\u95a2\u9023\u306e\u666f\u6c17\u5f8c\u9000\u306f\u4fdd\u967a\u6599\u306e\u4f38\u3073\u3092\u6291\u5236\u3057\u3001\u7279\u5b9a\u306e\u4e8b\u696d\u5206\u91ce\u3067\u306e\u4fdd\u967a\u91d1\u8acb\u6c42\u30b3\u30b9\u30c8\u3092\u4e0a\u6607\u3055\u305b\u3001\u6295\u8cc7\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u3068\u8cc7\u672c\u6c34\u6e96\u306b\u30dc\u30e9\u30c6\u30a3\u30ea\u30c6\u30a3\u3092\u3082\u305f\u3089\u3057\u3066\u3044\u307e\u3059\u300d\u3068\u3001\u30e0\u30fc\u30c7\u30a3\u30fc\u30ba\u306e\u30d0\u30a4\u30b9\u30d7\u30ec\u30b8\u30c7\u30f3\u30c8\u517c\u30b7\u30cb\u30a2\u30af\u30ec\u30b8\u30c3\u30c8\u30aa\u30d5\u30a3\u30b5\u30fc\u3067\u3042\u308b <a href=\"https:\/\/www.moodys.com\/research\/Moodys-US-PC-commercial-insurance-sector-outlook-for-2021-remains--PBC_1253240\" target=\"_blank\" rel=\"noreferrer noopener\">\u30b8\u30e3\u30b9\u30d1\u30fc\u30fb\u30af\u30fc\u30d1\u30fc<\/a>\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\n\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u3084\u305d\u306e\u4ed6\u306e\u8981\u56e0\u306b\u3088\u308b\u7d99\u7d9a\u7684\u306a\u30ea\u30b9\u30af\u306f\u3001\u4f4e\u91d1\u5229\u3068\u540c\u69d8\u306b\u3001\u5f15\u304d\u7d9a\u304d\u5546\u696d\u4fdd\u967a\u306e\u6599\u91d1\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u6295\u8cc7\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-writing-on-laptop-1024x682.jpg\" alt=\"\" class=\"wp-image-9476\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-writing-on-laptop-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-writing-on-laptop-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-writing-on-laptop-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-writing-on-laptop.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u967a\u6599\u306e\u5f15\u304d\u4e0a\u3052:\u9867\u5ba2\u306e\u8996\u70b9<\/h2>\n\n<p>COVID-19 \u306e\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u304b\u3089 1 \u5e74\u304c\u7d4c\u3061\u3001\u30d3\u30b8\u30cd\u30b9\u306e\u304a\u5ba2\u69d8\u306f\u4e88\u60f3\u3082\u3057\u306a\u304b\u3063\u305f\u554f\u984c\u306b\u76f4\u9762\u3057\u3066\u3044\u307e\u3059\u3002\n\u3053\u308c\u3089\u306e\u554f\u984c\u306e\u591a\u304f\u306f\u4fdd\u967a\u306e\u9069\u7528\u7bc4\u56f2\u306b\u95a2\u9023\u3057\u3066\u3044\u308b\u304b\u3001\u4fdd\u967a\u306e\u30c8\u30d4\u30c3\u30af\u306b\u95a2\u3059\u308b\u3088\u308a\u826f\u3044\u6559\u80b2\u306b\u3088\u3063\u3066\u5bfe\u51e6\u3067\u304d\u307e\u3059\u304c\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u30e1\u30c3\u30bb\u30fc\u30b8\u3092\u52b9\u679c\u7684\u306b\u5f62\u4f5c\u308b\u305f\u3081\u306b\u306f\u3001\u9867\u5ba2\u306e\u8996\u70b9\u3092\u7406\u89e3\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u304a\u5ba2\u69d8\u304c\u76f4\u9762\u3059\u308b\u8ab2\u984c\u3092\u7406\u89e3\u3059\u308b<\/h3>\n\n<p>\u304a\u5ba2\u69d8\u306f\u3001\u4fdd\u967a\u6599\u7387\u306e\u4e0a\u6607\u3092\u305d\u308c\u81ea\u4f53\u304c\u8ab2\u984c\u3068\u898b\u306a\u3059\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<p>\u4fdd\u967a\u6599\u306e\u4e0a\u6607\u306f\u3001\u30c8\u30e9\u30c3\u30af\u8f38\u9001\u3092\u542b\u3080\u591a\u304f\u306e\u696d\u754c\u306b\u8ffd\u52a0\u306e\u8ca0\u62c5\u3092\u304b\u3051\u3066\u3044\u307e\u3059\u3002\n\u300c\u5e74\u3005\u3001\u904b\u9001\u696d\u8005\u306f\u88dc\u511f\u7bc4\u56f2\u304c\u72ed\u3044\u307b\u3069\u591a\u304f\u306e\u8cbb\u7528\u3092\u652f\u6255\u308f\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u300d\u3068\u3001American Trucking Associations\u306e\u5168\u56fd\u4f1a\u8a08\u8ca1\u52d9\u8a55\u8b70\u4f1a\u306e\u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30c7\u30a3\u30ec\u30af\u30bf\u30fc\u3067\u3042\u308b <a href=\"https:\/\/www.ttnews.com\/articles\/rates-will-increase-what-else-could-2021-bring-truck-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Jennifer Wieroniey<\/a>\u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u3053\u308c\u3089\u306e\u30b3\u30b9\u30c8\u3092\u7ba1\u7406\u3057\u3066\u3044\u308b\u30c8\u30e9\u30c3\u30af\u904b\u9001\u4f1a\u793e\u3082\u3042\u308c\u3070\u3001\u5341\u5206\u306a\u5229\u76ca\u7387\u3092\u7dad\u6301\u3067\u304d\u306a\u304f\u306a\u3063\u305f\u305f\u3081\u306b\u5ec3\u696d\u3059\u308b\u4f1a\u793e\u3082\u3042\u308a\u307e\u3059\u3002  <\/p>\n\n<p>\u30c8\u30e9\u30c3\u30af\u8f38\u9001\u306f\u4e00\u4f8b\u306b\u3059\u304e\u307e\u305b\u3093\u3002\n\u4ed6\u306e\u591a\u304f\u306e\u4f01\u696d\u3082\u3001\u4fdd\u967a\u306e\u30b3\u30b9\u30c8\u3068\u8584\u3044\u5229\u76ca\u7387\u3092\u4e21\u7acb\u3055\u305b\u3066\u304a\u308a\u3001\u30b3\u30b9\u30c8\u304c\u30d3\u30b8\u30cd\u30b9\u3092\u6210\u9577\u3055\u305b\u308b\u80fd\u529b\u3092\u8d85\u3048\u305f\u5834\u5408\u3001\u5f7c\u3089\u3082\u307e\u305f\u9589\u9396\u3068\u3044\u3046\u96e3\u3057\u3044\u6c7a\u5b9a\u3092\u4e0b\u3059\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\nCOVID-19\u306e\u8513\u5ef6\u3092\u6291\u5236\u3059\u308b\u305f\u3081\u306e\u4e8b\u696d\u9589\u9396\u3084\u305d\u306e\u4ed6\u306e\u63aa\u7f6e\u3092\u53d7\u3051\u3066\u3001\u3088\u308a\u591a\u304f\u306e\u4f01\u696d\u304c\u3053\u308c\u3089\u306e\u96e3\u3057\u3044\u9078\u629e\u80a2\u3092\u691c\u8a0e\u3057\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u4e00\u90e8\u306e\u4e8b\u696d\u4e3b\u306f\u3001\u3059\u3067\u306b\u4fdd\u967a\u4f1a\u793e\u306b\u3082\u4e0d\u6e80\u3092\u62b1\u3044\u3066\u3044\u307e\u3059\u3002\n\u5834\u5408\u306b\u3088\u3063\u3066\u306f\u3001\u30d3\u30b8\u30cd\u30b9\u88ab\u4fdd\u967a\u8005\u304c\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u81ea\u5206\u305f\u3061\u306e\u30cb\u30fc\u30ba\u3092\u7406\u89e3\u3057\u305f\u308a\u3001\u8acb\u6c42\u306b\u5bfe\u51e6\u3057\u305f\u308a\u3059\u308b\u306e\u3092\u52a9\u3051\u3066\u304f\u308c\u306a\u3044\u3068\u3059\u3067\u306b\u78ba\u4fe1\u3057\u3066\u3044\u308b\u3068\u3001CRIF Decision Solutions(\u82f1\u56fd\u304a\u3088\u3073\u30a2\u30a4\u30eb\u30e9\u30f3\u30c9)\u306e\u30de\u30cd\u30fc\u30b8\u30f3\u30b0\u30c7\u30a3\u30ec\u30af\u30bf\u30fc\u3067\u3042\u308b <a href=\"https:\/\/www.insurancebusinessmag.com\/uk\/news\/technology\/why-insurers-must-embrace-new-ways-to-engage-with-customers-236354.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Sara Costantini<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u306f\u3001\u300c\u4fdd\u967a\u4f1a\u793e\u304c\u5171\u611f\u3092\u793a\u3057\u3001\u9867\u5ba2\u3092\u3088\u308a\u3088\u304f\u77e5\u308b\u6a5f\u4f1a\u3092\u63d0\u4f9b\u3057\u3001\u4fe1\u983c\u3092\u53d6\u308a\u623b\u3057\u3001\u3053\u306e\u65b0\u3057\u3044\u6bb5\u968e\u306b\u7acb\u3061\u5411\u304b\u3046\u6a5f\u4f1a\u300d\u3092\u63d0\u4f9b\u3057\u307e\u3059\u300d\u3068\u30b3\u30b9\u30bf\u30f3\u30c6\u30a3\u30fc\u30cb\u6c0f\u306f\u8a00\u3044\u307e\u3059\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u9867\u5ba2\u3068\u3064\u306a\u304c\u308b\u306b\u306f\u3001\u5f7c\u3089\u304c\u3044\u308b\u5834\u6240\u3067\u5f7c\u3089\u306b\u4f1a\u3044\u307e\u3057\u3087\u3046<\/h3>\n\n<p>COVID-19\u3084\u305d\u306e\u4ed6\u306e\u793e\u4f1a\u7684\u30fb\u74b0\u5883\u7684\u30a4\u30d9\u30f3\u30c8\u306e\u7d50\u679c\u3068\u3057\u3066\u9867\u5ba2\u306e\u8cfc\u8cb7\u7fd2\u6163\u304c\u3069\u306e\u3088\u3046\u306b\u5909\u5316\u3057\u305f\u304b\u3092\u7406\u89e3\u3059\u308b\u3053\u3068\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u9867\u5ba2\u304c\u3044\u308b\u5834\u6240\u3067\u9867\u5ba2\u3068\u51fa\u4f1a\u3046\u306e\u306b\u5f79\u7acb\u3064\u3068\u3001\u30e2\u30c1\u30d9\u30fc\u30b7\u30e7\u30f3\u30fb\u30bb\u30fc\u30eb\u30b9\u30fb\u30b9\u30d4\u30fc\u30ab\u30fc\u306e <a href=\"https:\/\/www.insurancebusinessmag.com\/uk\/news\/business-resilience\/how-will-changing-consumer-behaviour-impact-brokers-postcovid19-227666.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">\u30a2\u30f3\u30c7\u30a3\u30fb\u30d7\u30ec\u30b9\u30c8\u30f3<\/a>\u6c0f\u306f\u8a00\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u300c\u305d\u3046\u3057\u306a\u3044\u3068\u3001\u88fd\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u3092\u5b9f\u969b\u306b\u5225\u306e\u65b9\u6cd5\u3067\u8cfc\u5165\u3059\u308b\u4eba\u3005\u306b\u62bc\u3057\u4ed8\u3051\u3088\u3046\u3068\u3059\u308b\u975e\u5e38\u306b\u53e4\u3044\u8ca9\u58f2\u306e\u8003\u3048\u65b9\u3092\u4f7f\u7528\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u304b\u3089\u3067\u3059\u300d\u3068\u30d7\u30ec\u30b9\u30c8\u30f3\u6c0f\u306f\u8a00\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u30aa\u30f3\u30c7\u30de\u30f3\u30c9\u4fdd\u967a\u306f\u3001\u9867\u5ba2\u6559\u80b2\u3078\u306e\u53d6\u308a\u7d44\u307f\u3068\u7d44\u307f\u5408\u308f\u305b\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u9867\u5ba2\u304c\u3044\u308b\u5834\u6240\u3067\u5bfe\u5fdc\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002<\/p>\n\n<p>\u300c\u4eca\u65e5\u3001\u77ed\u671f\u307e\u305f\u306f\u4e2d\u671f\u306e\u8a08\u753b\u3092\u7acb\u3066\u308b\u3053\u3068\u304c\u96e3\u3057\u304f\u306a\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u6d88\u8cbb\u8005\u306f\u3053\u308c\u307e\u3067\u4ee5\u4e0a\u306b\u5fc5\u8981\u306a\u3082\u306e\u3060\u3051\u3092\u8cfc\u5165\u3057\u3001\u5834\u5408\u306b\u3088\u3063\u3066\u306f\u5fc5\u8981\u306a\u3068\u304d\u3060\u3051\u8cfc\u5165\u3059\u308b\u3053\u3068\u3092\u6c42\u3081\u308b\u3088\u3046\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u300d\u3068\u30b3\u30b9\u30bf\u30f3\u30c6\u30a3\u30fc\u30cb\u6c0f\u306f\u8a00\u3044\u307e\u3059\u3002\n\u9867\u5ba2\u304c\u7279\u5b9a\u306e\u7a2e\u985e\u306e\u88dc\u511f\u304c\u5fc5\u8981\u306a\u7406\u7531\u3092\u6b63\u78ba\u306b\u7406\u89e3\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u4fdd\u967a\u6599\u304c\u9ad8\u304f\u3066\u3082\u3001\u305d\u306e\u88dc\u511f\u3092\u53d7\u3051\u5165\u308c\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"678\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/holding-phone-with-paper-1024x678.jpg\" alt=\"\" class=\"wp-image-9466\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/holding-phone-with-paper-1024x678.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/holding-phone-with-paper-300x199.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/holding-phone-with-paper-768x509.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/holding-phone-with-paper.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u967a\u6599\u306e\u4e0a\u6607\u306b\u4f34\u3046\u4fa1\u5024\u306e\u4f1d\u9054<\/h2>\n\n<p>\u4fdd\u967a\u306e\u304a\u5ba2\u69d8\u306f\u3001\u4fdd\u967a\u306e\u8907\u96d1\u3055\u306b\u6238\u60d1\u3046\u3053\u3068\u304c\u3088\u304f\u3042\u308a\u307e\u3059\u3002\n\u307e\u305f\u3001\u7279\u306b\u7279\u5b9a\u306e\u4fdd\u967a\u5951\u7d04\u306b\u57fa\u3065\u3044\u3066\u8acb\u6c42\u3092\u63d0\u51fa\u3059\u308b\u5fc5\u8981\u304c\u307e\u3060\u306a\u3044\u5834\u5408\u306f\u3001\u305d\u306e\u4fa1\u5024\u306b\u3064\u3044\u3066\u4e0d\u78ba\u304b\u306a\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u4fdd\u967a\u4f1a\u793e\u3068\u88ab\u4fdd\u967a\u8005\u306e\u95a2\u4fc2\u306e\u4fa1\u5024\u3092\u4f1d\u3048\u308b\u306b\u306f\u3001\u4fe1\u983c\u3092\u7bc9\u304d\u3001\u4fdd\u967a\u304c\u4f01\u696d\u306e\u554f\u984c\u89e3\u6c7a\u306b\u5f79\u7acb\u3064\u3055\u307e\u3056\u307e\u306a\u65b9\u6cd5\u3092\u660e\u3089\u304b\u306b\u3059\u308b\u3053\u3068\u306b\u7126\u70b9\u3092\u5f53\u3066\u307e\u3059\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u30ab\u30b9\u30bf\u30de\u30fc\u30b1\u30a2\u306b\u7126\u70b9\u3092\u5f53\u3066\u308b<\/h3>\n\n<p>\u4fe1\u983c\u306f\u3001\u4fdd\u967a\u306e\u9867\u5ba2\u3068\u305d\u306e\u4fdd\u967a\u4f1a\u793e\u3068\u306e\u95a2\u4fc2\u306b\u3068\u3063\u3066\u4e0d\u53ef\u6b20\u3067\u3042\u308a\u3001\u7279\u306b\u5546\u696d\u5206\u91ce\u3067\u306f\u3001\u4fdd\u967a\u306e\u9867\u5ba2\u304c\u30d3\u30b8\u30cd\u30b9\u306b\u4f55\u5343\u30c9\u30eb\u3082\u4f55\u767e\u4e07\u30c9\u30eb\u3082\u6295\u8cc7\u3057\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<p>\u4fe1\u983c\u3068\u306f\u3001\u300c\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u3001\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u3084\u30c7\u30a3\u30b9\u30c8\u30ea\u30d3\u30e5\u30fc\u30bf\u30fc\u3068\u306e\u3084\u308a\u53d6\u308a\u3001\u30ab\u30b9\u30bf\u30de\u30fc\u30b1\u30a2\u3084\u30aa\u30f3\u30e9\u30a4\u30f3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3001\u30af\u30ec\u30fc\u30e0\u306a\u3069\u3001\u30bf\u30c3\u30c1\u30dd\u30a4\u30f3\u30c8\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u5168\u4f53\u3067\u6642\u9593\u3092\u304b\u3051\u3066\u80b2\u307e\u308c\u305f\u95a2\u4fc2\u306e\u7523\u7269\u300d\u3067\u3042\u308b\u3068\u3001 <a href=\"https:\/\/www.strategy-business.com\/blog\/COVID-19-means-insurers-should-pick-up-the-pace-on-improving-experiences?gko=0104a\" target=\"_blank\" rel=\"noreferrer noopener\">John Jones \u6c0f\u3068 Abhijit Mukhopadhyay<\/a> \u6c0f\u306f Strategy and Business \u306b\u66f8\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u9577\u671f\u7684\u306a\u4fe1\u983c\u95a2\u4fc2\u3092\u7bc9\u304f\u305f\u3081\u306b\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u9577\u671f\u306b\u308f\u305f\u3063\u3066\u9867\u5ba2\u3068\u306e\u3064\u306a\u304c\u308a\u3092\u7dad\u6301\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\n\u4fe1\u983c\u3092\u7bc9\u304f\u6642\u9593\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306b\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u9867\u5ba2\u304c\u4ed6\u306e\u4fdd\u967a\u4f1a\u793e\u3067\u88dc\u511f\u3092\u8cfc\u5165\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u4fdd\u967a\u5951\u7d04\u3092\u66f4\u65b0\u3059\u308b\u3053\u3068\u3092\u9078\u629e\u3067\u304d\u308b\u3088\u3046\u306b\u3001\u4fa1\u5024\u3092\u5341\u5206\u306b\u4f1d\u3048\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u4fdd\u967a\u306e\u9867\u5ba2\u3068\u306e\u4fe1\u983c\u95a2\u4fc2\u3092\u7bc9\u304f\u65b9\u6cd5\u306e1\u3064\u306f\u3001\u30ea\u30b9\u30af\u306e\u7dcf\u30b3\u30b9\u30c8\u3068\u3001\u30ea\u30b9\u30af\u7ba1\u7406\u306e\u4fa1\u5024\u306a\u3069\u3001\u3055\u307e\u3056\u307e\u306a\u8981\u56e0\u304c\u305d\u306e\u30b3\u30b9\u30c8\u306b\u3069\u306e\u3088\u3046\u306b\u5f71\u97ff\u3059\u308b\u304b\u3092\u9867\u5ba2\u306b\u7406\u89e3\u3057\u3066\u3082\u3089\u3046\u3053\u3068\u3067\u3059\u3001\u3068\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u306e\u30bb\u30fc\u30eb\u30b9\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u30c7\u30a3\u30ec\u30af\u30bf\u30fc\u3067\u3042\u308b <a href=\"https:\/\/www.zurichna.com\/knowledge\/articles\/2020\/06\/covid-19s-business-impact-6-ideas-for-insurance-brokers\" target=\"_blank\" rel=\"noreferrer noopener\">Bart Shachnow<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u300c\u30ea\u30b9\u30af\u7ba1\u7406\u306f\u3001\u7279\u306b\u3053\u306e\u4e0d\u78ba\u5b9f\u306a\u6642\u4ee3\u306b\u4f01\u696d\u304c\u884c\u3046\u5fc5\u8981\u306e\u3042\u308b\u6295\u8cc7\u3067\u3059\u3002\u5f93\u696d\u54e1\u306f\u3001\u5b89\u5168\u3067\u306a\u3044\u8077\u5834\u74b0\u5883\u306e\u4f01\u696d\u3067\u50cd\u304f\u3053\u3068\u3092\u62d2\u5426\u3057\u3001\u9867\u5ba2\u306f\u3001\u81ea\u793e\u306e\u5f93\u696d\u54e1\u3084\u9867\u5ba2\u3092\u5371\u967a\u306b\u3055\u3089\u3059\u7d44\u7e54\u3068\u306e\u53d6\u5f15\u3092\u5358\u306b\u62d2\u5426\u3059\u308b\u3067\u3057\u3087\u3046\u300d\u3068Shachnow\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u30ea\u30b9\u30af\u7ba1\u7406\u306e\u4fa1\u5024\u3068\u4fdd\u967a\u304c\u679c\u305f\u3059\u5f79\u5272\u306b\u3064\u3044\u3066\u4f01\u696d\u3092\u6559\u80b2\u3059\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u4fdd\u967a\u6599\u304c\u30d3\u30b8\u30cd\u30b9\u306b\u3069\u306e\u3088\u3046\u306b\u5f79\u7acb\u3064\u304b\u3092\u6b63\u78ba\u306b\u7406\u89e3\u3057\u3066\u3001\u4fdd\u967a\u6599\u306e\u4e0a\u6607\u306e\u30cb\u30e5\u30fc\u30b9\u3092\u548c\u3089\u3052\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u898f\u5236\u4e0a\u306e\u8ab2\u984c\u3092\u6559\u80b2\u306e\u6a5f\u4f1a\u3068\u3057\u3066\u6271\u3046<\/h3>\n\n<p>\u4fdd\u967a\u4f1a\u793e\u306f\u30012021\u5e74\u306b\u5165\u308b\u3068\u3001\u591a\u304f\u306e\u898f\u5236\u4e0a\u306e\u8ab2\u984c\u306b\u76f4\u9762\u3057\u307e\u3059\u3002\n\u30d3\u30b8\u30cd\u30b9\u30ab\u30d0\u30ec\u30c3\u30b8\u306e\u53d6\u308a\u6271\u3044\u306b\u95a2\u3057\u3066\u3001\u3053\u306e\u524d\u4f8b\u306e\u306a\u3044\u5371\u6a5f\u306b\u76f4\u9762\u3057\u305f\u4fdd\u967a\u4f1a\u793e\u306e\u4fdd\u967a\u5951\u7d04\u8005\u306b\u5bfe\u3059\u308b\u884c\u52d5\u306a\u3069\u3001\u3044\u304f\u3064\u304b\u306f\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u306b\u95a2\u9023\u3057\u3066\u3044\u307e\u3059\u3002\nCOVID-19\u306b\u95a2\u3059\u308b\u52b4\u50cd\u8005\u707d\u5bb3\u88dc\u511f\u8acb\u6c42\u306e\u7d1b\u4e89\u3082\u3001\u30d3\u30b8\u30cd\u30b9\u304c\u518d\u958b\u3059\u308b\u306b\u3064\u308c\u3066\u5897\u52a0\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002  <\/p>\n\n<p>\u3057\u304b\u3057\u3001\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u304c\u767a\u751f\u3059\u308b\u524d\u304b\u3089\u3001\u3044\u304f\u3064\u304b\u306e\u898f\u5236\u554f\u984c\u304c\u691c\u8a0e\u3055\u308c\u3066\u3044\u305f\u3068\u3001\u30c7\u30ed\u30a4\u30c8\u306e <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/financial-services-industry-outlooks\/insurance-industry-outlook.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30b2\u30a4\u30ea\u30fc\u30fb\u30b7\u30e7\u30fc\u6c0f\u3068\u30cb\u30fc\u30eb\u30fb\u30d0\u30a6\u30de\u30f3<\/a> \u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u3053\u308c\u306b\u306f\u3001\u4eba\u5de5\u77e5\u80fd\u3001\u793e\u4f1a\u4e0d\u5b89\u3001\u6c17\u5019\u5909\u52d5\u3001\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306a\u3069\u306e\u554f\u984c\u306b\u95a2\u3059\u308b\u898f\u5236\u4f5c\u696d\u304c\u542b\u307e\u308c\u307e\u3059\u3002 <\/p>\n\n<p>\u3053\u308c\u3089\u306e\u898f\u5236\u5206\u91ce\u306f\u8907\u96d1\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u9867\u5ba2\u3092\u6559\u80b2\u3057\u3001\u9069\u5207\u306a\u4fdd\u967a\u88dc\u511f\u304c\u63d0\u4f9b\u3059\u308b\u4fa1\u5024\u3092\u793a\u3059\u6a5f\u4f1a\u3082\u63d0\u4f9b\u3057\u307e\u3059\u3002\n\u305f\u3068\u3048\u3070\u3001\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3084\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u306e\u30ea\u30b9\u30af\u306b\u5bfe\u3059\u308b\u88dc\u511f\u306e\u4fa1\u5024\u306b\u3064\u3044\u3066\u9867\u5ba2\u3092\u6559\u80b2\u3059\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u9867\u5ba2\u306f\u3001\u5b9f\u969b\u306b\u76f4\u9762\u3057\u3066\u3044\u308b\u30ea\u30b9\u30af\u3092\u78ba\u5b9f\u306b\u30ab\u30d0\u30fc\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\n\u3053\u308c\u3089\u306e\u30ea\u30b9\u30af\u3092\u5ff5\u982d\u306b\u7f6e\u304f\u3053\u3068\u3067\u3001\u4f01\u696d\u306f\u81ea\u793e\u306e\u9867\u5ba2\u3084\u30af\u30e9\u30a4\u30a2\u30f3\u30c8\u3068\u306e\u4fe1\u983c\u95a2\u4fc2\u3092\u3088\u308a\u7c21\u5358\u306b\u69cb\u7bc9\u3057\u3001\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3057\u3066\u30d3\u30b8\u30cd\u30b9\u76ee\u6a19\u3092\u9054\u6210\u3059\u308b\u80fd\u529b\u3092\u5411\u4e0a\u3055\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3068\u3001\u30cf\u30fc\u30d0\u30fc\u30c9\u30fb\u30d3\u30b8\u30cd\u30b9\u30fb\u30ec\u30d3\u30e5\u30fc\u306e <a href=\"https:\/\/hbr.org\/2020\/04\/use-your-customer-data-to-actually-help-your-customers\" target=\"_blank\" rel=\"noreferrer noopener\">Joe Ucuzoglu\u6c0f\u3068John Hagel III<\/a> \u6c0f\u306f\u6307\u6458\u3057\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u4fdd\u967a\u6599\u306b\u3053\u308c\u4ee5\u4e0a\u304a\u91d1\u3092\u6255\u3046\u3053\u3068\u3092\u697d\u3057\u3093\u3067\u3044\u308b\u9867\u5ba2\u306f\u3044\u307e\u305b\u3093\u3002\n\u3057\u304b\u3057\u3001\u5546\u696d\u4fdd\u967a\u306b\u542b\u307e\u308c\u308b\u4fa1\u5024\u3092\u660e\u78ba\u306b\u7406\u89e3\u3059\u308b\u3053\u3068\u3067\u3001\u9867\u5ba2\u306f\u4fdd\u967a\u6599\u4fa1\u683c\u306e\u4e0a\u6607\u3092\u4e57\u308a\u5207\u308b\u306e\u304c\u5bb9\u6613\u306b\u306a\u308a\u307e\u3059\u3002\n\u9867\u5ba2\u306e\u8996\u70b9\u3068\u671f\u5f85\u3092\u3088\u308a\u3088\u304f\u7406\u89e3\u3057\u3066\u3044\u308b\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u4fa1\u5024\u3092\u4f1d\u3048\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002  <\/p>\n\n<p><em>\u753b\u50cf\u63d0\u4f9b:Diego Vito Cervo\/\u00a9123RF.com\u3001rido\/\u00a9123RF.com\u3001Vittaya Sinlapasart\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4fdd\u967a\u6599\u306e\u5897\u52a0\u306f\u3001\u9867\u5ba2\u306b\u3068\u3063\u3066\u96e3\u3057\u3044\u58f2\u308a\u8fbc\u307f\u3067\u3059\u3002 \u9867\u5ba2\u306e\u8996\u70b9\u304b\u3089\u898b\u308b\u3068\u3001\u5f7c\u3089\u306f\u540c\u3058\u88dc\u511f\u306b\u5bfe\u3057\u3066\u3088\u308a\u591a\u304f\u306e\u304a\u91d1\u3092\u6255\u3063\u3066\u3044\u308b\u3001\u3064\u307e\u308a\u3001\u5546\u696d\u4fdd\u967a\u306e\u652f\u51fa\u306b\u5bfe\u3059\u308b1\u30c9\u30eb\u3042\u305f\u308a\u306e\u4fa1\u5024\u304c\u5c11\u306a\u304f\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002 \u3057\u304b\u3057\u3001\u7279\u306b [&hellip;]<\/p>\n","protected":false},"featured_media":9491,"template":"","insight-category":[],"class_list":["post-19445","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/insight\/19445","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/media\/9491"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/media?parent=19445"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/insight-category?post=19445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}