{"id":18862,"date":"2024-09-19T20:56:26","date_gmt":"2024-09-20T01:56:26","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e3%83%87%e3%82%a3%e3%82%b9%e3%83%a9%e3%83%97%e3%82%b7%e3%83%a7%e3%83%b3%e5%be%8c%e3%81%ae%e4%bf%9d%e9%99%ba%e6%a5%ad%e7%95%8c%e3%81%ab%e3%81%8a%e3%81%91%e3%82%8b%e3%83%87%e3%83%bc%e3%82%bf%e5%88%86\/"},"modified":"2024-09-19T20:56:34","modified_gmt":"2024-09-20T01:56:34","slug":"%e3%83%87%e3%82%a3%e3%82%b9%e3%83%a9%e3%83%97%e3%82%b7%e3%83%a7%e3%83%b3%e5%be%8c%e3%81%ae%e4%bf%9d%e9%99%ba%e6%a5%ad%e7%95%8c%e3%81%ab%e3%81%8a%e3%81%91%e3%82%8b%e3%83%87%e3%83%bc%e3%82%bf%e5%88%86","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ja\/insights\/%e3%83%87%e3%82%a3%e3%82%b9%e3%83%a9%e3%83%97%e3%82%b7%e3%83%a7%e3%83%b3%e5%be%8c%e3%81%ae%e4%bf%9d%e9%99%ba%e6%a5%ad%e7%95%8c%e3%81%ab%e3%81%8a%e3%81%91%e3%82%8b%e3%83%87%e3%83%bc%e3%82%bf%e5%88%86\/","title":{"rendered":"\u30c7\u30a3\u30b9\u30e9\u30d7\u30b7\u30e7\u30f3\u5f8c\u306e\u4fdd\u967a\u696d\u754c\u306b\u304a\u3051\u308b\u30c7\u30fc\u30bf\u5206\u6790"},"content":{"rendered":"\n<p>\u4fdd\u967a\u696d\u754c\u306f\u3001\u5e38\u306b\u30c7\u30fc\u30bf\u30c9\u30ea\u30d6\u30f3\u306a\u30d3\u30b8\u30cd\u30b9\u3067\u3059\u3002\n\u4fdd\u967a\u4f1a\u793e\u304c\u554f\u984c\u3068\u306a\u3063\u3066\u3044\u308b\u30ea\u30b9\u30af\u306b\u95a2\u3059\u308b\u60c5\u5831\u304c\u591a\u3051\u308c\u3070\u591a\u3044\u307b\u3069\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u305d\u306e\u30ea\u30b9\u30af\u3092\u3088\u308a\u6b63\u78ba\u306b\u5f15\u304d\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002 <\/p>\n\n<p>\u3053\u308c\u307e\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u30c7\u30fc\u30bf\u3078\u306e\u30a2\u30af\u30bb\u30b9\u306f\u3001\u4e3b\u306b\u4eba\u9593\u306e\u80fd\u529b\u306b\u3088\u3063\u3066\u5236\u9650\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002\n\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30c7\u30fc\u30bf\u3092\u5206\u6790\u304a\u3088\u3073\u7406\u89e3\u3059\u308b\u81ea\u793e\u306e\u5c02\u9580\u5bb6\u306e\u80fd\u529b\u306b\u57fa\u3065\u3044\u3066\u30ea\u30b9\u30af\u3092\u7406\u89e3\u3057\u3001\u5f15\u304d\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\n\u4f7f\u7528\u3055\u308c\u308b\u30c7\u30fc\u30bf\u306f\u3001\u4ed6\u306e\u4eba\u9593\u306e\u60c5\u5831\u3092\u53ce\u96c6\u3057\u8a18\u9332\u3059\u308b\u80fd\u529b\u306b\u3088\u3063\u3066\u5236\u9650\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002  <\/p>\n\n<p>\u4eca\u65e5\u3067\u3082\u3001\u3053\u308c\u3089\u306e\u5236\u9650\u306f\u9069\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u65b0\u3057\u3044\u65b9\u6cd5\u3067\u9069\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u3002\n\u30c7\u30b8\u30bf\u30eb\u30c7\u30a3\u30b9\u30e9\u30d7\u30b7\u30e7\u30f3\u306f\u3001\u81a8\u5927\u306a\u30c7\u30fc\u30bf\u30bb\u30c3\u30c8\u306e\u4f5c\u6210\u3001\u4fdd\u5b58\u3001\u30a2\u30af\u30bb\u30b9\u3001\u5206\u6790\u3092\u53ef\u80fd\u306b\u3057\u307e\u3059\u3002\n\u5206\u6790\u306f 1 \u3064\u306e\u77ac\u9593\u306b\u884c\u308f\u308c\u3001\u6b21\u306e\u77ac\u9593\u306b\u7d50\u679c\u304c\u5229\u7528\u53ef\u80fd\u306b\u306a\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002  <\/p>\n\n<p>\u30c7\u30fc\u30bf\u5206\u6790\u306f\u3001\u4fdd\u967a\u696d\u754c\u306b\u30a8\u30ad\u30b5\u30a4\u30c6\u30a3\u30f3\u30b0\u306a\u65b0\u3057\u3044\u4e16\u754c\u3092\u3082\u305f\u3089\u3057\u307e\u3059\u3002\n\u3057\u304b\u3057\u3001\u3053\u306e\u65b0\u3057\u3044\u4e16\u754c\u306b\u306f\u8ab2\u984c\u3082\u4f34\u3044\u307e\u3059\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u30c7\u30fc\u30bf\u30c9\u30ea\u30d6\u30f3\u306a\u4e16\u754c<\/h2>\n\n<p>\u60c5\u5831\u306f\u5e38\u306b\u8cb4\u91cd\u3067\u3059\u3002\n\u6c17\u8c61\u30a4\u30d9\u30f3\u30c8\u306b\u95a2\u3059\u308b\u30c7\u30fc\u30bf\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u30ea\u30b9\u30af\u3092\u3088\u308a\u3088\u304f\u7406\u89e3\u3057\u3001\u4e88\u6e2c\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002\n\u9867\u5ba2\u306e\u884c\u52d5\u306b\u95a2\u3059\u308b\u60c5\u5831\u306f\u3001\u5c0f\u58f2\u696d\u8005\u304c\u5728\u5eab\u3092\u6ce8\u6587\u3059\u308b\u304b\u3069\u3046\u304b\u3001\u3044\u3064\u3001\u3069\u308c\u3060\u3051\u306e\u91cf\u3092\u6ce8\u6587\u3059\u308b\u304b\u3001\u304a\u3088\u3073\u5728\u5eab\u3092\u3069\u306e\u3088\u3046\u306b\u8868\u793a\u3059\u308b\u304b\u3092\u6c7a\u5b9a\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002\n\u5faa\u74b0\u30ed\u30b0\u306f\u3001\u56f3\u66f8\u9928\u54e1\u304c\u30e1\u30c7\u30a3\u30a2\u30b3\u30ec\u30af\u30b7\u30e7\u30f3\u3092\u52b9\u679c\u7684\u306b\u30ad\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3059\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u60c5\u5831\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002   <\/p>\n\n<p>\u3057\u304b\u3057\u3001\u8fd1\u5e74\u306e\u30c7\u30fc\u30bf\u99c6\u52d5\u578b\u30c7\u30d0\u30a4\u30b9\u306e\u7206\u767a\u7684\u306a\u666e\u53ca\u306f\u3001\u30c7\u30fc\u30bf\u3068\u3044\u3046\u5f62\u3067\u72ec\u81ea\u306e\u30d9\u30d3\u30fc\u30d6\u30fc\u30e0\u3092\u751f\u307f\u51fa\u3057\u3066\u3044\u307e\u3059\u3002\n2025\u5e74\u307e\u3067\u306b\u7d041\u5146\u53f0\u306e\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30c7\u30d0\u30a4\u30b9\u304c\u4f7f\u7528\u3055\u308c\u308b\u3068\u4e88\u60f3\u3055\u308c\u3001\u300c\u65b0\u3057\u3044\u30c7\u30fc\u30bf\u306e\u96ea\u5d29\u300d\u304c\u767a\u751f\u3057\u3066\u3044\u308b\u3068\u3001\u30de\u30c3\u30ad\u30f3\u30bc\u30fc\u306e <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-2030-the-impact-of-ai-on-the-future-of-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\u30e9\u30e0\u30ca\u30b9\u30fb\u30d0\u30e9\u30b9\u30d6\u30e9\u30de\u30cb\u30a2\u30f3\u6c0f\u3001\u30a2\u30ea\u30fb\u30ea\u30d0\u30ea\u30ad\u30a2\u30f3\u6c0f\u3001\u30c0\u30b0\u30fb\u30de\u30b1\u30eb\u30cf\u30cb\u30fc<\/a> \u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u58c1\u306b\u66f8\u304b\u308c\u305f(\u30c7\u30b8\u30bf\u30eb)\u6587\u5b57\u3092\u898b\u307e\u3059\u3002\nEY\u306e <a href=\"https:\/\/www.ey.com\/en_ch\/insurance\/should-insurance-be-a-business-driven-by-data-and-analytics\" target=\"_blank\" rel=\"noreferrer noopener\">Corina Gruenenfelder\u3068Sabine Betz<\/a>\u306f\u3001EY\u306e\u30c7\u30fc\u30bf\u30b5\u30a4\u30a8\u30f3\u30b9\u30fb\u30a4\u30f3\u30fb\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u306e\u8abf\u67fb\u3067\u3001\u56de\u7b54\u3057\u305f\u3059\u3079\u3066\u306e\u4fdd\u967a\u4f1a\u793e\u304c\u3001\u30c7\u30fc\u30bf\u5206\u6790\u304c\u4fdd\u967a\u4f1a\u793e\u306e\u7d99\u7d9a\u7684\u306a\u6210\u529f\u306b\u3068\u3063\u3066\u975e\u5e38\u306b\u91cd\u8981\u3067\u3042\u308b\u3068\u56de\u7b54\u3057\u3066\u3044\u307e\u3059\u3002\n\u3057\u304b\u3057\u3001\u3059\u3079\u3066\u306e\u4fdd\u967a\u4f1a\u793e\u304c\u3053\u306e\u30c7\u30b8\u30bf\u30eb\u306e\u672a\u6765\u306b\u9069\u5fdc\u3059\u308b\u305f\u3081\u306b\u4e00\u6b69\u524d\u9032\u3057\u305f\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n\u56de\u7b54\u8005\u306e\u308f\u305a\u304b 25% \u304c\u3001\u30b3\u30a2\u30d3\u30b8\u30cd\u30b9\u3067\u9ad8\u5ea6\u306a\u30c7\u30fc\u30bf\u5206\u6790\u624b\u6cd5\u3092\u4f7f\u7528\u3057\u3066\u3044\u307e\u3059\u3002\n\u6b8b\u308a\u306e75%\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u5206\u6790\u30c4\u30fc\u30eb\u3092\u3088\u308a\u6709\u52b9\u306b\u6d3b\u7528\u3057\u3066\u3001\u65e2\u5b58\u306e\u5206\u6790\u65b9\u6cd5\u3092\u6539\u5584\u3057\u3001\u62e1\u5f35\u3059\u308b\u3053\u3068\u3092\u671b\u3093\u3067\u3044\u307e\u3059\u3002    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<a href=\"https:\/\/www.commercialriskonline.com\/data-analytics-an-opportunity-to-rethink-risk-and-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ad\u30ea\u30eb\u30fb\u30d1\u30f3\u30af\u30e9\u30c8\u30d5<\/a>\u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u4fdd\u967a\u4f1a\u793e\u304c\u3053\u306e\u30c7\u30fc\u30bf\u3092\u5206\u6790\u3057\u3066\u6d1e\u5bdf\u3068\u30d1\u30bf\u30fc\u30f3\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u30c4\u30fc\u30eb\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u3053\u308c\u307e\u3067\u30a2\u30af\u30bb\u30b9\u3067\u304d\u306a\u304b\u3063\u305f\u60c5\u5831\u3092\u63d0\u4f9b\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u30ea\u30b9\u30af\u3092\u5f15\u304d\u53d7\u3051\u3001\u88dc\u511f\u3092\u5206\u914d\u3059\u308b\u65b9\u6cd5\u3092\u5927\u304d\u304f\u5909\u3048\u307e\u3059\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"596\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car-1024x596.jpg\" alt=\"\" class=\"wp-image-11319\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car-1024x596.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car-300x175.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car-768x447.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u967a\u306b\u95a2\u3059\u308b\u610f\u601d\u6c7a\u5b9a\u3092\u6539\u5584\u3059\u308b\u305f\u3081\u306e\u30c7\u30fc\u30bf\u306e\u9069\u7528<\/h2>\n\n<p>\u30c7\u30fc\u30bf\u3092\u9069\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u53e4\u3044\u554f\u984c\u3092\u6982\u5ff5\u5316\u3057\u3001\u5bfe\u51e6\u3057\u3001\u89e3\u6c7a\u3059\u308b\u305f\u3081\u306e\u65b0\u3057\u3044\u65b9\u6cd5\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\n\u305d\u308c\u3067\u3082\u3001\u30c7\u30fc\u30bf\u5206\u6790\u306b\u306f\u72ec\u81ea\u306e\u8ab2\u984c\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u30c7\u30fc\u30bf\u5206\u6790\u306e\u5411\u4e0a\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u30b3\u30b9\u30c8\u3092\u7ba1\u7406\u3059\u308b\u306e\u306b\u5f79\u7acb\u3064\u3068\u3001Munich Re US\u306e\u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30d0\u30a4\u30b9\u30d7\u30ec\u30b8\u30c7\u30f3\u30c8\u517c\u30b9\u30da\u30b7\u30e3\u30ea\u30c6\u30a3\u30e9\u30a4\u30f3\u8cac\u4efb\u8005\u3067\u3042\u308b <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/technology\/data-analytics-and-technology-now-table-stakes-in-insurance-313613.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Brockett<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\nBrockett\u6c0f\u306f\u3001\u9069\u5207\u306a\u30c4\u30fc\u30eb\u3092\u4f7f\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u696d\u754c\u306f\u300c\u4fdd\u967a\u6599\u3001\u5f15\u53d7\u3001\u8acb\u6c42\u3068\u9867\u5ba2\u30bb\u30b0\u30e1\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3\u306b\u95a2\u3059\u308b\u5206\u6790\u3092\u5f37\u5316\u3057\u3001\u53ce\u76ca\u6027\u3092\u5411\u4e0a\u3055\u305b\u3001\u30ea\u30b9\u30af\u3092\u7406\u89e3\u3067\u304d\u308b\u300d\u3068\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u5f15\u53d7\u3068\u8ca9\u58f2\u306f\u3001\u4fdd\u967a\u30c7\u30fc\u30bf\u5206\u6790\u306e\u80a5\u6c83\u306a\u571f\u58cc\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002\n\u300c\u4f1d\u7d71\u7684\u306b\u5b9f\u8df5\u3055\u308c\u3066\u304d\u305f\u4fdd\u967a\u6570\u7406\u79d1\u5b66\u306f\u3001\u30c7\u30fc\u30bf\u5206\u6790\u3068\u591a\u304f\u306e\u985e\u4f3c\u70b9\u304c\u3042\u308a\u307e\u3059\u300d\u3068\u3001\u540d\u8a89\u5927\u5b66\u306e <a href=\"https:\/\/emeritus.org\/blog\/data-science-ai-in-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ec\u30a4\u30c1\u30a7\u30eb\u30fb\u30d8\u30a4\u30b9\u30c6\u30a3\u30f3\u30b0\u30b9\u306f<\/a> \u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u4fdd\u967a\u6570\u7406\u3068\u4eca\u65e5\u306e\u30c7\u30fc\u30bf\u5206\u6790\u306f\u3001\u3069\u3061\u3089\u3082\u305d\u306e\u6210\u529f\u306e\u305f\u3081\u306b\u9ad8\u54c1\u8cea\u306e\u30c7\u30fc\u30bf\u5165\u529b\u306b\u4f9d\u5b58\u3057\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u3057\u304b\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3001\u30c7\u30fc\u30bf\u5206\u6790\u306e\u6210\u529f\u306f\u3001\u30c7\u30fc\u30bf\u3092\u3069\u306e\u3088\u3046\u306b\u7406\u89e3\u3057\u3001\u4f7f\u7528\u3059\u308b\u304b\u306b\u304b\u304b\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u30ea\u30b9\u30af\u30d1\u30bf\u30fc\u30f3\u306e\u5909\u5316\u306b\u3088\u308a\u3001\u6e2c\u5b9a\u53ef\u80fd\u3067\u983b\u5ea6\u304c\u9ad8\u304f\u3001\u6df1\u523b\u5ea6\u304c\u4f4e\u3044\u30ea\u30b9\u30af\u3068\u3001\u6e2c\u5b9a\u53ef\u80fd\u6027\u304c\u4f4e\u304f\u3001\u983b\u5ea6\u304c\u4f4e\u304f\u3001\u6df1\u523b\u5ea6\u304c\u9ad8\u3044\u30ea\u30b9\u30af\u3068\u3044\u30462\u3064\u306e\u7570\u306a\u308b\u30ab\u30c6\u30b4\u30ea\u30fc\u304c\u751f\u307e\u308c\u59cb\u3081\u3066\u3044\u307e\u3059\u3002\n\u305f\u3068\u3048\u3070\u3001\u6625\u306e\u5927\u96e8\u306e\u969b\u306b\u5730\u4e0b\u5ba4\u306e\u6c34\u304c\u6d78\u900f\u3059\u308b\u30ea\u30b9\u30af\u306f\u6700\u521d\u306e\u30ab\u30c6\u30b4\u30ea\u306b\u5206\u985e\u3055\u308c\u3001\u58ca\u6ec5\u7684\u306a\u6d2a\u6c34\u306b\u3088\u3063\u3066\u540c\u3058\u5bb6\u306e\u5730\u4e0b\u5ba4\u5168\u4f53\u304c\u6d17\u3044\u6d41\u3055\u308c\u308b\u30ea\u30b9\u30af\u306f2\u756a\u76ee\u306e\u30ab\u30c6\u30b4\u30ea\u306b\u5206\u985e\u3055\u308c\u307e\u3059\u3002 <\/p>\n\n<p>\u30c7\u30fc\u30bf\u5206\u6790\u306f\u4e21\u65b9\u306e\u30bf\u30a4\u30d7\u306e\u30ea\u30b9\u30af\u306b\u5bfe\u51e6\u3067\u304d\u308b\u304c\u3001\u30c7\u30fc\u30bf\u306e\u7a2e\u985e\u3054\u3068\u306b\u30c7\u30fc\u30bf\u3092\u9069\u7528\u3059\u308b\u969b\u306e\u8ab2\u984c\u306f\u7570\u306a\u308b\u3068\u3001 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/transforming-the-talent-model-in-the-insurance-industry\" target=\"_blank\" rel=\"noreferrer noopener\">Tanguy Catlin<\/a> \u6c0f\u3068McKinsey\u306eInsurance and Organization\u30d7\u30e9\u30af\u30c6\u30a3\u30b9\u306e\u4ef2\u9593\u306e\u30e1\u30f3\u30d0\u30fc\u306f\u66f8\u3044\u3066\u3044\u308b\u3002<\/p>\n\n<p>\u305f\u3068\u3048\u3070\u3001\u3088\u308a\u6e2c\u5b9a\u53ef\u80fd\u3067\u983b\u7e41\u306a\u30ea\u30b9\u30af\u306b\u306f\u3001\u7279\u306b\u30b9\u30de\u30fc\u30c8\u30bb\u30f3\u30b5\u30fc\u3084\u540c\u69d8\u306e\u30c7\u30d0\u30a4\u30b9\u304b\u3089\u306e\u500b\u3005\u306e\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u30c7\u30fc\u30bf\u30dd\u30a4\u30f3\u30c8\u304c\u95a2\u4e0e\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u306f\u308b\u304b\u306b\u5927\u91cf\u306e\u30c7\u30fc\u30bf\u304c\u95a2\u4e0e\u3057\u307e\u3059\u3002\n\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u4e88\u6e2c\u5206\u6790\u306e\u57fa\u790e\u3068\u3057\u3066\u3001\u5927\u91cf\u306e\u30c7\u30fc\u30bf\u30bb\u30c3\u30c8\u3092\u96c6\u7d04\u304a\u3088\u3073\u5408\u6210\u3057\u3001\u65e2\u5b58\u306e\u30d1\u30bf\u30fc\u30f3\u3092\u8ffd\u8de1\u3067\u304d\u308b\u30c4\u30fc\u30eb\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u5bfe\u7167\u7684\u306b\u3001\u6e2c\u5b9a\u53ef\u80fd\u6027\u304c\u4f4e\u304f\u3001\u983b\u5ea6\u306e\u4f4e\u3044\u30ea\u30b9\u30af\u306f\u3001\u30c7\u30fc\u30bf\u30bb\u30c3\u30c8\u304c\u5c0f\u3055\u3044\u307b\u3069\u5927\u304d\u304f\u306a\u308a\u307e\u3059\u304c\u3001\u3053\u308c\u3089\u306e\u30ea\u30b9\u30af\u306e\u5f37\u5ea6\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u5bfe\u3057\u3066\u4e88\u6e2c\u3068\u4fa1\u683c\u8a2d\u5b9a\u306e\u5727\u529b\u3092\u5f37\u304f\u3057\u307e\u3059\u3002\n\u4e0d\u78ba\u5b9f\u6027\u3092\u78ba\u5b9f\u306b\u30e2\u30c7\u30eb\u5316\u3057\u3001\u30ea\u30b9\u30af\u79fb\u8ee2\u3092\u8d85\u3048\u305f\u89e3\u6c7a\u7b56\u3092\u63d0\u4f9b\u3059\u308b\u80fd\u529b\u304c\u4e0d\u53ef\u6b20\u306b\u306a\u308b\u3068Catlin\u3089\u306f\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u30c7\u30fc\u30bf\u306f\u3001\u4fdd\u967a\u306e\u8ab2\u984c\u306b\u53d6\u308a\u7d44\u3080\u305f\u3081\u306e\u65b0\u3057\u3044\u65b9\u6cd5\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002\n\u307e\u305f\u3001\u6025\u901f\u306b\u5909\u5316\u3059\u308b\u30ea\u30b9\u30af\u30d1\u30bf\u30fc\u30f3\u3092\u628a\u63e1\u3059\u308b\u65b9\u6cd5\u3082\u63d0\u4f9b\u3057\u307e\u3059\u3002\n\u3053\u308c\u3089\u306e\u6a5f\u4f1a\u3092\u3064\u304b\u3080\u305f\u3081\u306b\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u30c7\u30fc\u30bf\u30c4\u30fc\u30eb\u306b\u614e\u91cd\u306b\u30a2\u30d7\u30ed\u30fc\u30c1\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-construction-site-1024x683.jpg\" alt=\"\" class=\"wp-image-11309\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-construction-site-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-construction-site-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-construction-site-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-construction-site.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u30c7\u30fc\u30bf\u5206\u6790\u306b\u304a\u3051\u308b\u8cac\u4efb\u3068\u8ab2\u984c<\/h2>\n\n<p>\u300c\u30c7\u30fc\u30bf\u3068\u5206\u6790\u306e\u6a5f\u80fd\u306f\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u3068\u5317\u7c73\u306eP&amp;C\u30bb\u30af\u30bf\u30fc\u3067\u91cd\u8981\u306a\u3082\u306e\u306b\u306a\u308a\u3064\u3064\u3042\u308a\u307e\u3059\u300d\u3068\u3001\u30de\u30c3\u30ad\u30f3\u30bc\u30fc\u306e <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/how-data-and-analytics-are-redefining-excellence-in-p-and-c-underwriting\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ad\u30a2\u30fb\u30b8\u30e3\u30d0\u30f3\u30de\u30eb\u30c7\u30a3\u30a2\u30f3<\/a> \u3068\u540c\u50da\u306e\u7814\u7a76\u8005\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u30c7\u30fc\u30bf\u3068\u5206\u6790\u306b\u6295\u8cc7\u3059\u308b\u3053\u3068\u3067\u3001\u7279\u306b\u5f15\u53d7\u696d\u52d9\u306e\u6539\u5584\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u640d\u5bb3\u7387\u3001\u65b0\u898f\u4e8b\u696d\u4fdd\u967a\u6599\u3001\u30ea\u30c6\u30f3\u30b7\u30e7\u30f3\u306e\u5897\u52a0\u3092\u76ee\u306e\u5f53\u305f\u308a\u306b\u3057\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u4fdd\u967a\u696d\u754c\u3067\u9ad8\u5ea6\u306a\u30c7\u30fc\u30bf\u5206\u6790\u304c\u4e00\u822c\u7684\u306b\u306a\u308b\u306b\u3064\u308c\u30013\u3064\u306e\u5927\u304d\u306a\u5909\u5316\u304c\u8d77\u3053\u308b\u3068\u3001\u30de\u30c3\u30ad\u30f3\u30bc\u30fc\u306e <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance\/women-in-insurance-leading-voices-on-trends-affecting-insurers\/data-and-analytics-in-insurance-with-violet-chung\" target=\"_blank\" rel=\"noreferrer noopener\">Violet Chung<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u4fdd\u967a\u6599\u3068\u7d66\u4ed8\u306f\u3001\u30da\u30a4\u30fb\u30a2\u30ba\u30fb\u30e6\u30fc\u30fb\u30c9\u30e9\u30a4\u30d6\u306e\u81ea\u52d5\u8eca\u4fdd\u967a\u306a\u3069\u3001\u305d\u306e\u77ac\u9593\u306e\u9867\u5ba2\u306e\u884c\u52d5\u306b\u57fa\u3065\u3044\u3066\u9069\u5fdc\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u30ea\u30b9\u30af\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u306e\u5287\u7684\u306a\u5909\u5316\u3068\u3001\u305d\u308c\u3089\u306e\u30ea\u30b9\u30af\u306b\u95a2\u3059\u308b\u524d\u4f8b\u306e\u306a\u3044\u30c7\u30fc\u30bf\u3078\u306e\u30a2\u30af\u30bb\u30b9\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u30ea\u30b9\u30af\u3068\u95a2\u9023\u3059\u308b\u4fdd\u967a\u6599\u3092\u518d\u8003\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u30c7\u30fc\u30bf\u306e\u81ea\u52d5\u5206\u6790\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3088\u308a\u591a\u304f\u306e\u7a2e\u985e\u306e\u30ea\u30b9\u30af\u3092\u81ea\u52d5\u7684\u306b\u5f15\u304d\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/li>\n<\/ul>\n\n<p>\u3053\u308c\u3089\u306e\u5909\u66f4\u306b\u3088\u308a\u3001\u9867\u5ba2\u3068\u306e\u95a2\u4fc2\u3084\u8ca9\u58f2\u306b\u304a\u3051\u308b\u4ee3\u7406\u5e97\u306e\u5f79\u5272\u306a\u3069\u3001\u4fdd\u967a\u306e\u4ed6\u306e\u57fa\u672c\u304c\u518d\u69cb\u7bc9\u3055\u308c\u307e\u3059\u3002\n\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u7279\u5b9a\u306e\u8ab2\u984c\u306b\u76f4\u9762\u3057\u3001\u305d\u306e\u8ab2\u984c\u3092\u53d7\u3051\u5165\u308c\u308b\u3053\u3068\u306b\u4f34\u3046\u8cac\u4efb\u3092\u53d7\u3051\u5165\u308c\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u300c\u3053\u308c\u3089\u306e\u6a5f\u4f1a\u3092\u3064\u304b\u3080\u305f\u3081\u306b\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u7d44\u7e54\u3092\u518d\u69cb\u7bc9\u3057\u3001\u30c7\u30fc\u30bf\u30c9\u30ea\u30d6\u30f3\u306a\u4f01\u696d\u306b\u5909\u9769\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u300d\u3068\u3001Compact Magazine\u306e <a href=\"https:\/\/www.compact.nl\/articles\/the-growing-relevance-of-data-ethics-in-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Marck Timmermans<\/a> \u6c0f\u3068\u540c\u50da\u306e\u7814\u7a76\u8005\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u65b0\u305f\u306a\u6a5f\u4f1a\u3092\u3064\u304b\u3080\u8208\u596e\u306f\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u5fc5\u8981\u6027\u3001\u30d7\u30ed\u30bb\u30b9\u306e\u5236\u5fa1\u3001\u793e\u4f1a\u7684\u671f\u5f85\u306e\u8a8d\u8b58\u3068\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u3089\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002 <\/p>\n\n<p>\u30c7\u30fc\u30bf\u5206\u6790\u306e\u4f7f\u7528\u306b\u306f\u3001\u6b21\u306e\u3088\u3046\u306a\u8ab2\u984c\u304c\u5f85\u3061\u53d7\u3051\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u5229\u7528\u53ef\u80fd\u306a\u30c7\u30fc\u30bf\u30bb\u30c3\u30c8\u306b\u5b58\u5728\u3059\u308b\u30d0\u30a4\u30a2\u30b9\u306e\u56fa\u5b9a\u5316\u3001\u7279\u306b\u30c7\u30fc\u30bf\u30bb\u30c3\u30c8\u304c\u9650\u3089\u308c\u3066\u3044\u308b\u5834\u5408\u3002<\/li>\n\n\n\n<li>\u516c\u958b\u30c7\u30fc\u30bf\u304b\u3089\u4e0d\u5b8c\u5168\u307e\u305f\u306f\u8aa4\u89e3\u3092\u62db\u304f\u9867\u5ba2\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u3092\u4f5c\u6210\u3059\u308b\u3002<\/li>\n\n\n\n<li>\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306b\u3088\u308b\u81ea\u5f8b\u7684\u306a\u610f\u601d\u6c7a\u5b9a\u304c\u3001\u30b3\u30b9\u30c8\u306e\u304b\u304b\u308b\u30a8\u30e9\u30fc\u306b\u3064\u306a\u304c\u308b\u30ea\u30b9\u30af\u3002<\/li>\n<\/ul>\n\n<p>\u4fdd\u967a\u306b\u304a\u3051\u308b\u30c7\u30fc\u30bf\u5206\u6790\u306b\u95a2\u3059\u308b\u502b\u7406\u7684\u306a\u61f8\u5ff5\u306f\u3001\u30c7\u30fc\u30bf\u306e\u4f7f\u7528\u304c\u4eba\u547d\u306b\u4e0e\u3048\u308b\u5f71\u97ff\u306b\u7126\u70b9\u3092\u5f53\u3066\u3066\u3044\u307e\u3059\u3002\n\u3057\u304b\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u30c7\u30fc\u30bf\u30c4\u30fc\u30eb\u304c\u4eba\u9593\u306e\u52aa\u529b\u3068\u3069\u306e\u3088\u3046\u306b\u76f8\u4e92\u4f5c\u7528\u3059\u308b\u304b\u3092\u8003\u616e\u3059\u3079\u304d\u7406\u7531\u306f\u3001\u502b\u7406\u3060\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002 <\/p>\n\n<p>\u8fd1\u5e74\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u9032\u6b69\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u4fdd\u967a\u696d\u754c\u306f\u4f9d\u7136\u3068\u3057\u3066\u4eba\u9593\u306e\u5c02\u9580\u77e5\u8b58\u3068\u30b9\u30ad\u30eb\u306b\u5927\u304d\u304f\u4f9d\u5b58\u3057\u3066\u3044\u307e\u3059\u3002\n\u30c7\u30fc\u30bf\u5206\u6790\u3084\u305d\u306e\u4ed6\u306e\u6280\u8853\u30c4\u30fc\u30eb\u306f\u3001\u4fdd\u967a\u5c02\u9580\u5bb6\u306e\u5c02\u9580\u77e5\u8b58\u3068\u30b9\u30ad\u30eb\u3092\u5411\u4e0a\u3055\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u304c\u3001\u5e38\u306b\u305d\u308c\u3089\u306b\u53d6\u3063\u3066\u4ee3\u308f\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n\u30c7\u30b8\u30bf\u30eb\u30c4\u30fc\u30eb\u3068\u4eba\u9593\u306e\u5c02\u9580\u5bb6\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\u3053\u3068\u3067\u3001\u305d\u308c\u305e\u308c\u306e\u9577\u6240\u3092\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u3067\u304d\u3001\u5c06\u6765\u306e\u30c7\u30b8\u30bf\u30eb\u8ab2\u984c\u306b\u76f4\u9762\u3057\u305f\u969b\u306e\u3055\u3089\u306a\u308b\u6210\u9577\u3068\u30ec\u30b8\u30ea\u30a8\u30f3\u30b9\u306e\u5411\u4e0a\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002  <\/p>\n\n<p><em>\u753b\u50cf\u63d0\u4f9b:skracht\/\u00a9123RF.com\u3001woodysphotos \/ \u00a9123RF.com\u3001pavelvozmischev \/ \u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4fdd\u967a\u696d\u754c\u306f\u3001\u5e38\u306b\u30c7\u30fc\u30bf\u30c9\u30ea\u30d6\u30f3\u306a\u30d3\u30b8\u30cd\u30b9\u3067\u3059\u3002 \u4fdd\u967a\u4f1a\u793e\u304c\u554f\u984c\u3068\u306a\u3063\u3066\u3044\u308b\u30ea\u30b9\u30af\u306b\u95a2\u3059\u308b\u60c5\u5831\u304c\u591a\u3051\u308c\u3070\u591a\u3044\u307b\u3069\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u305d\u306e\u30ea\u30b9\u30af\u3092\u3088\u308a\u6b63\u78ba\u306b\u5f15\u304d\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002 \u3053\u308c\u307e\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u30c7\u30fc\u30bf\u3078\u306e\u30a2\u30af\u30bb\u30b9\u306f\u3001\u4e3b\u306b\u4eba 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