{"id":18603,"date":"2024-09-19T20:51:18","date_gmt":"2024-09-20T01:51:18","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%af%e5%88%86%e6%9e%90%e3%81%a8%e3%83%87%e3%83%bc%e3%82%bf%e3%82%a4%e3%83%b3%e3%83%86%e3%83%aa%e3%82%b8%e3%82%a7%e3%83%b3%e3%82%b9%e3%81%ab%e3%81%a4%e3%81%84\/"},"modified":"2024-09-19T20:51:24","modified_gmt":"2024-09-20T01:51:24","slug":"%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%af%e5%88%86%e6%9e%90%e3%81%a8%e3%83%87%e3%83%bc%e3%82%bf%e3%82%a4%e3%83%b3%e3%83%86%e3%83%aa%e3%82%b8%e3%82%a7%e3%83%b3%e3%82%b9%e3%81%ab%e3%81%a4%e3%81%84","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ja\/insights\/%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%af%e5%88%86%e6%9e%90%e3%81%a8%e3%83%87%e3%83%bc%e3%82%bf%e3%82%a4%e3%83%b3%e3%83%86%e3%83%aa%e3%82%b8%e3%82%a7%e3%83%b3%e3%82%b9%e3%81%ab%e3%81%a4%e3%81%84\/","title":{"rendered":"\u4fdd\u967a\u4f1a\u793e\u306f\u5206\u6790\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306b\u3064\u3044\u3066\u3069\u306e\u3088\u3046\u306a\u7acb\u5834\u306b\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b?"},"content":{"rendered":"\n<p>\u8fd1\u5e74\u3001\u640d\u5bb3\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u975e\u5e38\u306b\u56f0\u96e3\u306a\u72b6\u6cc1\u304c\u7d9a\u3044\u3066\u3044\u307e\u3059\u3002\n2017\u5e74\u306f\u3001\u7c73\u56fd\u6d77\u6d0b\u5927\u6c17\u5e81 <a href=\"https:\/\/www.ncei.noaa.gov\/access\/billions\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u306e\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u3001<\/a> \u7c73\u56fd\u306b\u304a\u3051\u308b10\u5104\u30c9\u30eb\u898f\u6a21\u306e\u81ea\u7136\u707d\u5bb3\u306e\u6570\u3067\u65b0\u8a18\u9332\u3092\u6a39\u7acb\u3057\u307e\u3057\u305f\u3002\n2020\u5e74\u306f\u3001\u81ea\u7136\u707d\u5bb3\u306b\u95a2\u3057\u3066\u3082\u8a18\u9332\u4e0a\u6700\u3082\u8cbb\u7528\u304c\u304b\u304b\u308b\u5e74\u306e1\u3064\u3067\u3057\u305f\u3002\n\u3055\u3089\u306b\u3001P&amp;C\u4fdd\u967a\u3078\u306e\u6295\u8cc7\u306f\u3001\u30de\u30c3\u30ad\u30f3\u30bc\u30fc\u306e <a href=\"https:\/\/www.mckinsey.com\/business-functions\/strategy-and-corporate-finance\/our-insights\/the-impact-of-covid-19-on-capital-markets-one-year-in\" target=\"_blank\" rel=\"noreferrer noopener\">\u30af\u30ea\u30b9\u30fb\u30d6\u30e9\u30c3\u30c9\u30ea\u30fc\u6c0f\u3068\u30d4\u30fc\u30bf\u30fc\u30fb\u30b9\u30bf\u30f3\u30d7\u30ca\u30fc<\/a> \u6c0f\u304c\u6307\u6458\u3059\u308b\u3088\u3046\u306b\u3001COVID-19\u306e\u521d\u671f\u306e\u6570\u30ab\u6708\u9593\u306b\u82e6\u6226\u3057\u307e\u3057\u305f\u3002   <\/p>\n\n<p>\u4eca\u65e5\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u81ea\u52d5\u8eca\u4fdd\u967a\u3078\u306e\u652f\u51fa\u304c\u6e1b\u5c11\u3057\u3001\u7269\u7684\u640d\u5bb3\u3084\u707d\u5bb3\u304c\u5897\u52a0\u3057\u3001\u6295\u8cc7\u5bb6\u304b\u3089\u30a2\u30f3\u30d3\u30d0\u30ec\u30f3\u30b9\u304c\u6c42\u3081\u3089\u308c\u308b\u6642\u4ee3\u306b\u3001\u4e2d\u6838\u4e8b\u696d\u3092\u652f\u3048\u308b\u305f\u3081\u306b\u5954\u8d70\u3057\u3066\u3044\u307e\u3059\u3002\n\u5206\u6790\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u30d3\u30b8\u30cd\u30b9\u30d7\u30ed\u30bb\u30b9\u3092\u6539\u5584\u3057\u3001\u7af6\u4e89\u529b\u3092\u7dad\u6301\u3059\u308b\u65b9\u6cd5\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">2022\u5e74\u306e\u30a2\u30ca\u30ea\u30c6\u30a3\u30af\u30b9\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9<\/h2>\n\n<p>\u300c\u30c7\u30fc\u30bf\u5206\u6790\u300d\u3068\u300c\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u300d\u3068\u3044\u3046\u7528\u8a9e\u306f\u3001\u4e92\u3044\u306b\u5bc6\u63a5\u306b\u95a2\u9023\u3057\u3066\u4f7f\u7528\u3055\u308c\u308b\u3053\u3068\u304c\u3088\u304f\u3042\u308a\u307e\u3059\u3002\n\u6587\u8108\u306b\u3088\u3063\u3066\u306f\u3001\u540c\u3058\u610f\u5473\u3067\u4f7f\u7528\u3055\u308c\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u5206\u6790\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306f\u76f8\u4e92\u306b\u95a2\u9023\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u4e92\u63db\u6027\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n\u5927\u307e\u304b\u306b\u8a00\u3048\u3070\u3001\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306f\u3001\u6d1e\u5bdf\u3092\u5f97\u308b\u305f\u3081\u306b\u30c7\u30fc\u30bf\u3092\u63a2\u7d22\u304a\u3088\u3073\u8abf\u67fb\u3067\u304d\u308b\u3059\u3079\u3066\u306e\u65b9\u6cd5\u3092\u7db2\u7f85\u3059\u308b\u5305\u62ec\u7684\u306a\u30ab\u30c6\u30b4\u30ea\u3067\u3059\u3002\n\u30c7\u30fc\u30bf\u5206\u6790\u306f\u3001\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306e\u5098\u4e0b\u306b\u3042\u308b\u30d7\u30ed\u30bb\u30b9\u306e1\u3064\u3067\u3059\u3002  <\/p>\n\n<p>\u30c7\u30fc\u30bf\u5206\u6790\u306f\u3001\u305d\u306e\u30c7\u30fc\u30bf\u306b\u73fe\u308c\u308b\u50be\u5411\u3084\u30d1\u30bf\u30fc\u30f3\u3092\u660e\u3089\u304b\u306b\u3059\u308b\u305f\u3081\u306b\u3001\u751f\u30c7\u30fc\u30bf\u3092\u53ce\u96c6\u3057\u3066\u51e6\u7406\u3059\u308b\u3068\u3001AI\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0 Akira.ai \u306e <a href=\"https:\/\/www.akira.ai\/blog\/data-intelligence-vs-analytics\" target=\"_blank\" rel=\"noreferrer noopener\">Jagreet Kaur Gill<\/a> \u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u53ce\u96c6\u304a\u3088\u3073\u51e6\u7406\u6a5f\u80fd\u306f\u3001\u4e3b\u8981\u306a\u8cea\u554f\u3084\u76ee\u6a19\u3092\u5ff5\u982d\u306b\u7f6e\u3044\u3066\u8a2d\u8a08\u3055\u308c\u3066\u3044\u307e\u3059\u3002\n\u305f\u3068\u3048\u3070\u3001\u6c17\u5019\u3084\u6c17\u8c61\u30d1\u30bf\u30fc\u30f3\u306e\u5909\u5316\u3092\u7406\u89e3\u3057\u3088\u3046\u3068\u3059\u308b\u30c7\u30fc\u30bf\u5206\u6790\u306f\u3001\u4fdd\u967a\u306e\u9867\u5ba2\u304c\u81ea\u52d5\u8eca\u4fdd\u967a\u306e\u898b\u7a4d\u3082\u308a\u30d5\u30a9\u30fc\u30e0\u306b\u8a18\u5165\u3059\u308b\u9014\u4e2d\u3067\u7533\u3057\u8fbc\u307f\u30d7\u30ed\u30bb\u30b9\u3092\u653e\u68c4\u3059\u308b\u7406\u7531\u3092\u7406\u89e3\u3057\u3088\u3046\u3068\u3059\u308b\u30c7\u30fc\u30bf\u5206\u6790\u3068\u306f\u7570\u306a\u308b\u65b9\u6cd5\u3067\u6a5f\u80fd\u3057\u307e\u3059\u3002  <\/p>\n\n<p>\u5206\u6790\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306f\u3001\u5e45\u5e83\u3044\u30ab\u30c6\u30b4\u30ea\u3067\u3059\u3002\n\u305d\u306e\u6a5f\u80fd\u3068\u5fdc\u7528\u306f\u6f20\u7136\u3068\u3057\u3066\u3044\u308b\u3088\u3046\u306b\u898b\u3048\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\n\u3057\u304b\u3057\u3001\u3053\u308c\u3089\u306e\u30c4\u30fc\u30eb\u306f\u4fdd\u967a\u306e\u591a\u304f\u306e\u5177\u4f53\u7684\u306a\u5206\u91ce\u306b\u9069\u7528\u3067\u304d\u308b\u3068\u3001\u30b9\u30a4\u30b9\u30fb\u30ea\u30fc\u306e <a href=\"https:\/\/www.swissre.com\/risk-knowledge\/advancing-societal-benefits-digitalisation\/machine-intelligence-in-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30e4\u30cb\u30c3\u30af\u30fb\u30a4\u30fc\u30d6\u30f3\u6c0f\u3068\u30b8\u30e7\u30ca\u30b5\u30f3\u30fb\u30a2\u30f3\u30c1\u30a7\u30f3<\/a> \u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u305f\u3068\u3048\u3070\u3001AI\u5bfe\u5fdc\u306e\u30c7\u30fc\u30bf\u5206\u6790\u3092\u4f7f\u7528\u3057\u3066\u3001\u30c9\u30ad\u30e5\u30e1\u30f3\u30c8(\u5951\u7d04\u3092\u542b\u3080)\u3001\u96fb\u5b50\u30e1\u30fc\u30eb\u3001\u30c1\u30e3\u30c3\u30c8\u30ed\u30b0\u306e\u30c6\u30ad\u30b9\u30c8\u3092\u3059\u3070\u3084\u304f\u51e6\u7406\u3067\u304d\u307e\u3059\u3002\n\u305d\u306e\u7d50\u679c\u3001\u500b\u3005\u306e\u9867\u5ba2\u3068\u5951\u7d04\u6761\u4ef6\u306e\u7406\u89e3\u304c\u6df1\u307e\u308a\u3001\u4ee3\u7406\u5e97\u3001\u30d6\u30ed\u30fc\u30ab\u30fc\u3001\u30ab\u30b9\u30bf\u30de\u30fc\u30b5\u30fc\u30d3\u30b9\u62c5\u5f53\u8005\u306f\u3088\u308a\u826f\u3044\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u30a2\u30ca\u30ea\u30c6\u30a3\u30af\u30b9\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306e\u63a1\u7528\u306e\u521d\u671f\u6bb5\u968e\u3067\u306f\u9045\u308c\u3092\u3068\u3063\u3066\u3044\u308b\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u4fdd\u967a\u696d\u754c\u306f\u6025\u901f\u306b\u8ffd\u3044\u3064\u304d\u3001\u3055\u3089\u306b\u306f\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u63a8\u9032\u3057\u3066\u3044\u307e\u3059\u3002\n\u300c\u3053\u306e\u5909\u5316\u306f\u6025\u901f\u306b\u8d77\u3053\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u4eca\u65e5\u306e\u4fdd\u967a\u696d\u754c\u306f\u3001\u4ed6\u306e\u3044\u304f\u3064\u304b\u306e\u696d\u754c\u3088\u308a\u3082\u30c7\u30fc\u30bf\u5206\u6790\u306e\u6210\u719f\u5ea6\u304c\u9ad8\u3044\u3053\u3068\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u300d\u3068\u3001\u30d3\u30b8\u30cd\u30b9\u30d7\u30ed\u30bb\u30b9\u7ba1\u7406\u4f1a\u793e\u3067\u3042\u308bWNS Global Services\u306e <a href=\"https:\/\/www.dig-in.com\/opinion\/how-data-ai-is-propelling-the-insurance-digital-journey\" target=\"_blank\" rel=\"noreferrer noopener\">Suhas Sethi\u6c0f\u3068Yogendra Goyal<\/a> \u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-monitors-1024x684.jpg\" alt=\"\" class=\"wp-image-11601\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-monitors-1024x684.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-monitors-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-monitors-768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-monitors.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u967a\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9<\/h2>\n\n<p>\u5206\u6790\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306f\u3001\u3082\u306f\u3084\u5358\u306b\u3042\u308c\u3070\u3044\u3044\u3068\u3044\u3046\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n\u300c\u30af\u30e9\u30b9\u6700\u9ad8\u306e\u696d\u7e3e\u3092\u4e0a\u3052\u3066\u3044\u308b\u4f01\u696d\u306f\u3001\u5927\u304d\u306a\u4fa1\u5024\u3092\u63d0\u4f9b\u3067\u304d\u308b\u9ad8\u5ea6\u306a\u30c7\u30fc\u30bf\u3068\u5206\u6790\u306e\u5f15\u53d7\u80fd\u529b\u3092\u69cb\u7bc9\u3059\u308b\u3053\u3068\u3067\u3001\u7af6\u5408\u4ed6\u793e\u3068\u306e\u8ddd\u96e2\u3092\u7e2e\u3081\u3066\u3044\u307e\u3059\u300d\u3068\u3001\u30de\u30c3\u30ad\u30f3\u30bc\u30fc\u306e <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/how-data-and-analytics-are-redefining-excellence-in-p-and-c-underwriting\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ad\u30a2\u30fb\u30b8\u30e3\u30d0\u30f3\u30de\u30eb\u30c7\u30a3\u30a2\u30f3<\/a> \u6c0f\u3068\u540c\u50da\u306e\u7814\u7a76\u8005\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u30de\u30c3\u30ad\u30f3\u30bc\u30fc\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u5206\u6790\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u3092\u5f15\u53d7\u696d\u52d9\u306b\u6d3b\u7528\u3059\u308b\u3068\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3044\u304f\u3064\u304b\u306e\u5206\u91ce\u3067\u6539\u5584\u304c\u898b\u3089\u308c\u308b\u3053\u3068\u304c\u308f\u304b\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u640d\u5931\u7387\u304c<strong>3\u301c5\u30dd\u30a4\u30f3\u30c8\u6539\u5584<\/strong>\u3002<\/li>\n\n\n\n<li>\u65b0\u898f\u4e8b\u696d\u4fdd\u967a\u6599\u304c<strong>10\u301c15%\u5897\u52a0\u3057\u307e\u3059<\/strong>\u3002<\/li>\n\n\n\n<li>\u6700\u3082\u53ce\u76ca\u6027\u306e\u9ad8\u3044\u4fdd\u967a\u30ab\u30c6\u30b4\u30ea\u30fc\u3067<strong>5\u301c10%<\/strong>\u306e\u9867\u5ba2\u7dad\u6301\u7387\u3002<\/li>\n<\/ul>\n\n<p>\u307e\u305f\u3001\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306f\u3001\u4e0a\u6607\u30c8\u30ec\u30f3\u30c9\u3084\u65b0\u305f\u306a\u5e02\u5834\u6a5f\u4f1a\u3092\u898b\u3064\u3051\u308b\u305f\u3081\u306b\u3082\u6d3b\u7528\u3067\u304d\u308b\u3068\u3001\u8457\u8005\u3089\u306f\u6307\u6458\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u4eba\u5de5\u77e5\u80fd\u306f\u3001\u5206\u6790\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306e\u5411\u4e0a\u3092\u5f37\u529b\u306b\u63a8\u9032\u3057\u307e\u3059\u3002\nWNS\/Forrester <a href=\"https:\/\/www.wns.com\/wns-forrester-global-analytics-survey\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u306e\u8abf\u67fb<\/a> \u3067\u306f\u3001\u6b21\u306e\u3088\u3046\u306b\u5831\u544a\u3055\u308c\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u56de\u7b54\u3057\u305f\u4f01\u696d\u306e <strong>72%<\/strong> \u304c\u3001AI \u3067\u5f37\u5316\u3055\u308c\u305f\u30c4\u30fc\u30eb\u3092\u4f7f\u7528\u3057\u3066\u30d3\u30b8\u30cd\u30b9 \u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>67%<\/strong> \u304c\u30c6\u30ad\u30b9\u30c8\u5206\u6790\u3092\u4f7f\u7528\u3057\u3001**65% \u304c\u97f3\u58f0\u5206\u6790\u3092\u4f7f\u7528\u3057\u3066\u3001\u9867\u5ba2\u3068\u306e\u3084\u308a\u53d6\u308a\u306a\u3069\u306e\u30c7\u30fc\u30bf\u3092\u3088\u308a\u6df1\u304f\u7406\u89e3\u3057\u3066\u3044\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>54%<\/strong> \u306f\u3001\u3088\u308a\u826f\u3044\u30c7\u30fc\u30bf\u30a4\u30f3\u30b5\u30a4\u30c8\u3092\u5f97\u308b\u305f\u3081\u306b\u3001\u591a\u304f\u306e\u5834\u5408\u3001\u30c1\u30e3\u30c3\u30c8\u30dc\u30c3\u30c8\u3084\u540c\u69d8\u306e\u30c4\u30fc\u30eb\u306b\u7d44\u307f\u8fbc\u307e\u308c\u3066\u3044\u308b\u81ea\u7136\u8a00\u8a9e\u51e6\u7406\u306b\u4f9d\u5b58\u3057\u3066\u3044\u307e\u3057\u305f\u3002<\/li>\n\n\n\n<li><strong>45%<\/strong> \u304c\u6a5f\u68b0\u5b66\u7fd2\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u4f7f\u7528\u3057\u3066\u3001\u5206\u6790\u3068\u30c7\u30fc\u30bf \u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u307e\u3057\u305f\u3002<\/li>\n<\/ul>\n\n<p>\u5168\u4f53\u3068\u3057\u3066\u3001\u3053\u306e\u8abf\u67fb\u3067\u306f\u3001\u4f01\u696d\u306e97%\u304c\u3001\u9ad8\u5ea6\u306a\u30c7\u30fc\u30bf\u5206\u6790\u3068\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306e\u5b9f\u8df5\u306b\u8d77\u56e0\u3059\u308b\u904b\u7528\u4e0a\u306e\u30e1\u30ea\u30c3\u30c8\u3092\u5831\u544a\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3057\u305f\u3002<\/p>\n\n<p>\u3042\u3089\u3086\u308b\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3068\u540c\u69d8\u306b\u3001AI\u30d9\u30fc\u30b9\u306e\u5206\u6790\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306f\u3001\u521d\u671f\u306e\u9803\u306f\u61d0\u7591\u7684\u306a\u898b\u65b9\u3092\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002\n\u5f53\u521d\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3001AI\u304c\u4e00\u6c17\u306b\u6d41\u884c\u3057\u305f\u30c4\u30fc\u30eb\u306a\u306e\u304b\u3001\u305d\u308c\u3068\u3082\u6c38\u7d9a\u7684\u306a\u30d3\u30b8\u30cd\u30b9\u30c4\u30fc\u30eb\u306a\u306e\u304b\u3092\u5224\u65ad\u3059\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u60c5\u5831\u3092\u6b20\u3044\u3066\u3044\u307e\u3057\u305f\u3002 <\/p>\n\n<p>\u4eca\u65e5\u3001AI\u306f\u3001\u3042\u3089\u3086\u308b\u6bb5\u968e\u3067\u4fdd\u967a\u30d3\u30b8\u30cd\u30b9\u3092\u5909\u9769\u3059\u308b\u80fd\u529b\u306e\u304a\u304b\u3052\u3067\u3001\u5f8c\u8005\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u306b\u3057\u3063\u304b\u308a\u3068\u5206\u985e\u3055\u308c\u3066\u3044\u308b\u3068\u3001IKOR\u306e <a href=\"https:\/\/ikor.one\/en\/blog\/data-analytics-en\/how-insurance-companies-exploit-their-full-data-potential\/\" target=\"_blank\" rel=\"noreferrer noopener\">Thomas L\u00f6chte<\/a> \u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u30c7\u30fc\u30bf\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u30a4\u30d9\u30f3\u30c8\u306b\u5bfe\u5fdc\u3057\u3066\u4fdd\u967a\u5951\u7d04\u3092\u5f15\u304d\u53d7\u3051\u3001\u8ca9\u58f2\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002\n\u305f\u3068\u3048\u3070\u3001\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u5404\u9867\u5ba2\u306e\u7279\u5b9a\u306e\u30cb\u30fc\u30ba\u306b\u5408\u308f\u305b\u305f\u7d44\u307f\u8fbc\u307f\u578b\u307e\u305f\u306fPOS\u306e\u88dc\u511f\u3092\u63d0\u4f9b\u3067\u304d\u307e\u3059\u3002  <\/p>\n\n<p>\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306f\u3001\u5358\u72ec\u3067\u306f\u6a5f\u80fd\u3057\u307e\u305b\u3093\u3002\n\u300cAI\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u8cfc\u5165\u3057\u3066\u3001\u30d7\u30e9\u30b0\u30a4\u30f3\u3057\u3066\u3001\u81ea\u5206\u306e\u30c7\u30d0\u30a4\u30b9\u3067\u5b9f\u884c\u3067\u304d\u308b\u3068\u3044\u3046\u8003\u3048\u306f\u3001\u7387\u76f4\u306b\u8a00\u3063\u3066SF\u3067\u3059\u300d\u3068\u3001\u30ad\u30e3\u30c3\u30d7\u30b8\u30a7\u30df\u30cb\u306e\u30a4\u30f3\u30b5\u30a4\u30c8&amp;\u30c7\u30fc\u30bf\u62c5\u5f53CEO\u3067\u3042\u308b <a href=\"https:\/\/technologymagazine.com\/data-and-data-analytics\/when-ai-and-data-analytics-meets-business-intelligence\" target=\"_blank\" rel=\"noreferrer noopener\">Zhiwei Jiang<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\n\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u3068\u5206\u6790\u3092\u6307\u5c0e\u3057\u3001\u958b\u767a\u3059\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u30b9\u30ad\u30eb\u3092\u6301\u3064\u30b9\u30bf\u30c3\u30d5\u3092\u5fc5\u8981\u3068\u3057\u307e\u3059\u3002\n\u307e\u305f\u3001\u3053\u308c\u3089\u306e\u89e3\u6790\u7d50\u679c\u3092\u89e3\u91c8\u3057\u3001\u9069\u7528\u3059\u308b\u80fd\u529b\u3082\u5fc5\u8981\u3067\u3059\u3002   <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-financial-analysis-1024x683.jpg\" alt=\"\" class=\"wp-image-11591\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-financial-analysis-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-financial-analysis-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-financial-analysis-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-financial-analysis.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5805\u7262\u306a\u5206\u6790\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306e\u30d9\u30b9\u30c8\u30d7\u30e9\u30af\u30c6\u30a3\u30b9<\/h2>\n\n<p>AI\u3092\u6d3b\u7528\u3057\u305f\u5206\u6790\u3068\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306f\u4e07\u80fd\u85ac\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n\u3053\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306f\u5f15\u53d7\u3068\u8ca9\u58f2\u306b\u9769\u547d\u3092\u3082\u305f\u3089\u3059\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u305d\u306e\u5b9f\u88c5\u306f\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u8ab2\u984c\u3092\u63d0\u8d77\u3057\u307e\u3059\u3002 <\/p>\n\n<p>2019\u5e74\u306eEIOPA <a href=\"https:\/\/www.eiopa.europa.eu\/document-library\/fact-sheet\/big-data-analytics-motor-and-health-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068<\/a> \u3001\u4fdd\u967a\u4f1a\u793e\u306f\u6700\u65b0\u306e\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u3092\u5b9f\u88c5\u3059\u308b\u969b\u306b\u5171\u901a\u306e\u8ab2\u984c\u306b\u76f4\u9762\u3057\u3066\u3044\u307e\u3059\u3002\n\u3053\u308c\u3089\u306e\u8ab2\u984c\u306b\u306f\u3001\u6b21\u306e\u3082\u306e\u304c\u542b\u307e\u308c\u307e\u3059\u3002 <\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u898f\u5236\u8981\u4ef6\u3092\u6e80\u305f\u3057\u3001\u898f\u5236\u306e\u5909\u66f4\u3092\u5e38\u306b\u628a\u63e1\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li>AI\u3068\u30c7\u30fc\u30bf\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3092\u3081\u3050\u308b\u6d88\u8cbb\u8005\u306e\u4fe1\u983c\u306b\u5fdc\u3048\u308b\u3002<\/li>\n\n\n\n<li>\u30c7\u30fc\u30bf\u304c\u6b63\u78ba\u3067\u3042\u308a\u3001\u5206\u6790\u3068\u30c7\u30fc\u30bf\u306e\u4f7f\u7528\u304c\u502b\u7406\u57fa\u6e96\u306b\u5f93\u3063\u3066\u3044\u308b\u3053\u3068\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u30cf\u30c3\u30ad\u30f3\u30b0\u3084\u30c7\u30fc\u30bf\u76d7\u96e3\u306a\u3069\u306e\u30b5\u30a4\u30d0\u30fc\u30ea\u30b9\u30af\u304b\u3089\u4fdd\u8b77\u3057\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306b\u95a2\u9023\u3059\u308b\u30b9\u30ad\u30eb\u4e0d\u8db3\u304c\u8feb\u3063\u3066\u3044\u308b\u4e2d\u3067\u306e\u30b9\u30bf\u30c3\u30d5\u306e\u63a1\u7528\u3068\u30c8\u30ec\u30fc\u30cb\u30f3\u30b0\u3002<\/li>\n<\/ul>\n\n<p>\u30c7\u30fc\u30bf\u306b\u30a2\u30af\u30bb\u30b9\u3059\u308b\u3060\u3051\u3067\u306f\u5341\u5206\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3001\u30c7\u30fc\u30bf\u3092\u53ce\u96c6\u3001\u4fdd\u5b58\u3001\u5206\u6790\u3059\u308b\u80fd\u529b\u3092\u7dad\u6301\u3059\u308b\u3053\u3068\u306f\u5fc5\u8981\u3067\u3059\u3002\n\u3053\u306e\u80fd\u529b\u304c\u306a\u3051\u308c\u3070\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u30c7\u30fc\u30bf\u304b\u3089\u6d1e\u5bdf\u3092\u53ce\u96c6\u3057\u3001\u305d\u306e\u60c5\u5831\u3092\u81ea\u793e\u3084\u9867\u5ba2\u306e\u305f\u3081\u306b\u6d3b\u7528\u3059\u308b\u6a5f\u4f1a\u3092\u5931\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002 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<a href=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/01\/Data-Masters-in-Insurance_FINAL_WEB.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u3001Seth Rachlin<\/a> \u6c0f\u3068\u7814\u7a76\u4ef2\u9593\u306e\u8457\u8005\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u3053\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u4e0a\u4f4d18%\u306e\u7d44\u7e54\u304c\u3001\u30c7\u30fc\u30bf\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u306e\u6210\u529f\u3092\u4fc3\u9032\u3059\u308b\u3044\u304f\u3064\u304b\u306e\u5171\u901a\u306e\u6a5f\u80fd\u3092\u5171\u6709\u3057\u3066\u3044\u307e\u3059\u3002\n80% \u4ee5\u4e0a\u304c\u3001\u30c7\u30fc\u30bf\u30ea\u30c6\u30e9\u30b7\u30fc\u304c\u5404\u30c1\u30fc\u30e0\u3067\u5171\u6709\u3055\u308c\u308b\u30b3\u30a2\u30b9\u30ad\u30eb\u3067\u3042\u308b\u3053\u3068\u3092\u78ba\u8a8d\u3057\u3066\u304a\u308a\u300184% 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