{"id":18501,"date":"2024-09-19T19:41:15","date_gmt":"2024-09-20T00:41:15","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e3%82%a4%e3%83%b3%e3%83%95%e3%83%ac%e3%81%8c%e4%bf%9d%e9%99%ba%e3%81%ae%e9%81%a9%e7%94%a8%e7%af%84%e5%9b%b2%e3%80%81%e5%95%86%e5%93%81%e3%80%81%e4%bf%9d%e9%99%ba%e5%a5%91%e7%b4%84%e3%81%ab%e4%b8%8e\/"},"modified":"2024-09-19T19:41:22","modified_gmt":"2024-09-20T00:41:22","slug":"%e3%82%a4%e3%83%b3%e3%83%95%e3%83%ac%e3%81%8c%e4%bf%9d%e9%99%ba%e3%81%ae%e9%81%a9%e7%94%a8%e7%af%84%e5%9b%b2%e3%80%81%e5%95%86%e5%93%81%e3%80%81%e4%bf%9d%e9%99%ba%e5%a5%91%e7%b4%84%e3%81%ab%e4%b8%8e","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ja\/insights\/%e3%82%a4%e3%83%b3%e3%83%95%e3%83%ac%e3%81%8c%e4%bf%9d%e9%99%ba%e3%81%ae%e9%81%a9%e7%94%a8%e7%af%84%e5%9b%b2%e3%80%81%e5%95%86%e5%93%81%e3%80%81%e4%bf%9d%e9%99%ba%e5%a5%91%e7%b4%84%e3%81%ab%e4%b8%8e\/","title":{"rendered":"\u30a4\u30f3\u30d5\u30ec\u304c\u4fdd\u967a\u306e\u9069\u7528\u7bc4\u56f2\u3001\u5546\u54c1\u3001\u4fdd\u967a\u5951\u7d04\u306b\u4e0e\u3048\u308b\u5f71\u97ff"},"content":{"rendered":"\n<p>\u30a4\u30f3\u30d5\u30ec\u7387\u306f2022\u5e748\u6708\u306b\u7de9\u548c\u3055\u308c\u307e\u3057\u305f\u304c\u3001\u3053\u306e\u30c8\u30d4\u30c3\u30af\u306f\u5f15\u304d\u7d9a\u304d\u898b\u51fa\u3057\u3092\u98fe\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u305d\u308c\u306b\u306f\u6b63\u5f53\u306a\u7406\u7531\u304c\u3042\u308a\u307e\u3059\u3002\n\u30a4\u30f3\u30d5\u30ec\u306f\u4f9d\u7136\u3068\u3057\u3066\u4e0a\u6607\u3057\u3066\u304a\u308a\u3001\u6d88\u8cbb\u8005\u306e\u4fe1\u983c\u611f\u3092\u640d\u306a\u3044\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u88dc\u511f\u30b3\u30b9\u30c8\u7ba1\u7406\u6226\u7565\u3092\u5f31\u4f53\u5316\u3055\u305b\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u30de\u30c3\u30ad\u30f3\u30bc\u30fc\u304c\u7c73\u56fd\u306e\u6d88\u8cbb\u8005\u3092\u5bfe\u8c61\u306b\u884c\u3063\u305f\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u56de\u7b54\u8005\u306e65%\u304c\u7269\u4fa1\u4e0a\u6607\u3068\u30a4\u30f3\u30d5\u30ec\u3092\u61f8\u5ff5\u4e8b\u9805\u306e\u4e0a\u4f4d3\u3064\u306b\u6319\u3052\u3066\u3044\u308b\u3001 <a href=\"https:\/\/www.mckinsey.com\/capabilities\/growth-marketing-and-sales\/our-insights\/the-great-uncertainty-us-consumer-confidence-and-behavior-during-inflationary-times\" target=\"_blank\" rel=\"noreferrer noopener\">\u3068\u30bf\u30de\u30e9\u30fb\u30c1\u30e3\u30fc\u30e0<\/a> \u6c0f\u3068\u540c\u50da\u306e\u7814\u7a76\u8005\u306f\u66f8\u3044\u3066\u3044\u308b\u3002\n\u4fdd\u967a\u4f1a\u793e\u3082\u540c\u69d8\u306b\u61f8\u5ff5\u3057\u3066\u304a\u308a\u3001\u30a4\u30f3\u30d5\u30ec\u306b\u3088\u308a\u4fdd\u967a\u6599\u304c\u9ad8\u304f\u306a\u308a\u3001\u4f55\u767e\u4e07\u4eba\u3082\u306e\u9867\u5ba2\u304c\u4fdd\u967a\u306b\u52a0\u5165\u3057\u306a\u304f\u306a\u308b\u305f\u3081\u3001\u53ce\u5165\u304c\u640d\u306a\u308f\u308c\u307e\u3059\u3002 <\/p>\n\n<p>\u7c73\u9023\u90a6\u6e96\u5099\u5236\u5ea6\u7406\u4e8b\u4f1a(FRB)\u306f\u30a4\u30f3\u30d5\u30ec\u6291\u5236\u306e\u305f\u3081\u306e\u63aa\u7f6e\u3092\u8b1b\u3058\u3066\u3044\u307e\u3059\u304c\u3001\u305d\u306e\u5f71\u97ff\u306f\u3057\u3070\u3089\u304f\u306e\u9593\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u696d\u52d9\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\n\u3053\u3053\u3067\u306f\u3001\u901a\u4fe1\u4e8b\u696d\u8005\u304c\u77e5\u3063\u3066\u304a\u304f\u3079\u304d\u3053\u3068\u3092\u3054\u7d39\u4ecb\u3057\u307e\u3059\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u30a4\u30f3\u30d5\u30ec\u306e\u72b6\u6cc1<\/h2>\n\n<p>\u30a4\u30f3\u30d5\u30ec\u7387\u306f2022\u5e74\u306b\u904e\u53bb\u6700\u9ad8\u3092\u8a18\u9332\u3057\u307e\u3057\u305f\u3002\n\u52b4\u50cd\u7d71\u8a08\u5c40\u306f\u30012021\u5e748\u6708\u304b\u30892022\u5e748\u6708\u306e\u9593\u306b\u6d88\u8cbb\u8005\u7269\u4fa1\u6307\u6570\u304c8.3%\u4e0a\u6607\u3059\u308b\u3068 <a href=\"https:\/\/www.bls.gov\/cpi\/latest-numbers.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\u63a8\u5b9a<\/a> \u3057\u3066\u304a\u308a\u3001\u3053\u308c\u306f\u77f3\u6cb9\u4fa1\u683c\u304c\u6025\u9a30\u3057\u305f1970\u5e74\u4ee3\u5f8c\u534a\u304b\u30891980\u5e74\u4ee3\u521d\u982d\u306b\u304b\u3051\u3066\u898b\u3089\u308c\u306a\u304b\u3063\u305f\u6570\u5b57\u3067\u3059\u3002 <\/p>\n\n<p>BLS\u306f\u3001\u30d9\u30fc\u30b3\u30f3\u304b\u3089\u8cc3\u8cb8\u4f4f\u5b85\u307e\u3067\u3001\u3044\u304f\u3064\u304b\u306e\u7570\u306a\u308b\u5546\u54c1\u306e\u4fa1\u683c\u3092\u8ffd\u8de1\u3059\u308b\u3053\u3068\u306b\u3088\u308a\u3001\u30a4\u30f3\u30d5\u30ec\u3092\u6e2c\u5b9a\u3057\u307e\u3059\u3002\n\u3057\u304b\u3057\u3001\u640d\u5bb3\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3088\u308a\u95a2\u9023\u6027\u306e\u9ad8\u3044\u5546\u54c1\u306e\u4fa1\u683c\u306f\u3001\u6a19\u6e96\u7684\u306a\u6d88\u8cbb\u8ca1\u3088\u308a\u3082\u3055\u3089\u306b\u901f\u3044\u901f\u5ea6\u3067\u4e0a\u6607\u3057\u3066\u3044\u307e\u3059\u3002\n\u4f8b\u3048\u3070\u30012021\u5e74\u306b\u6728\u6750\u306e\u30b3\u30b9\u30c8\u306f22.7%\u4e0a\u6607\u3057\u3001\u4e2d\u53e4\u8eca\u306e\u30b3\u30b9\u30c8\u306f40.5%\u4e0a\u6607\u3057\u305f\u3068\u3001 <a href=\"https:\/\/www.insurancethoughtleadership.com\/commercial-lines\/what-do-about-rising-inflation\" target=\"_blank\" rel=\"noreferrer noopener\">\u30d3\u30eb\u30fb\u30d0\u30fc\u30f3\u30ba\u6c0f\u3068\u30ed\u30fc\u30ea\u30f3\u30fb\u30b3\u30bf\u30f4\u30a1\u30ec<\/a> \u6c0f\u306fInsurance Thought Leadership\u306e\u8a18\u4e8b\u3067\u66f8\u3044\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u30a4\u30f3\u30d5\u30ec\u7387\u304c\u4e0a\u6607\u3059\u308b\u3068\u3001\u4fdd\u967a\u4e0d\u8db3\u306e\u30ea\u30b9\u30af\u304c\u9ad8\u307e\u308a\u307e\u3059\u3002\n\u5efa\u7bc9\u8cc7\u6750\u3001\u81ea\u52d5\u8eca\u90e8\u54c1\u3001\u305d\u306e\u4ed6\u306e\u5546\u54c1\u306e\u30b3\u30b9\u30c8\u304c\u4e0a\u6607\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u5371\u6a5f\u5f8c\u306b\u8eca\u4e21\u3084\u5efa\u7269\u3092\u5b8c\u5168\u306a\u6a5f\u80fd\u306b\u5fa9\u5143\u3059\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u4fdd\u967a\u5951\u7d04\u306e\u9650\u5ea6\u984d\u306f\u5c11\u306a\u304f\u306a\u308a\u307e\u3059\u3002\n2019\u5e74\u307e\u305f\u306f2020\u5e74\u306b\u9069\u5207\u306a\u4fdd\u8b77\u3092\u63d0\u4f9b\u3057\u305f\u4fdd\u967a\u306e\u9069\u7528\u7bc4\u56f2\u306f\u3001\u4eca\u65e5\u306e\u9867\u5ba2\u306e\u30cb\u30fc\u30ba\u3092\u30ab\u30d0\u30fc\u3059\u308b\u306e\u306b\u5341\u5206\u3067\u306f\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002  <\/p>\n\n<p>\u5efa\u7bc9\u8cc7\u6750\u306f\u3001\u4e0d\u6cc1\u306b\u3088\u3063\u3066\u7279\u306b\u5927\u304d\u306a\u6253\u6483\u3092\u53d7\u3051\u3066\u3044\u307e\u3059\u3002\n\u300c\u3053\u308c\u306f\u3001\u5de5\u5834\u9589\u9396\u3001\u6e2f\u6e7e\u5236\u9650\u3001\u8f38\u9001\u6e0b\u6ede\u3001\u30b3\u30f3\u30c6\u30ca\u4e0d\u8db3\u3001\u52b4\u50cd\u8005\u306e\u6b20\u52e4\u306b\u3088\u308b\u4f9b\u7d66\u306e\u30dc\u30c8\u30eb\u30cd\u30c3\u30af\u306b\u3088\u3063\u3066\u5f15\u304d\u8d77\u3053\u3055\u308c\u305fCovid-19\u306b\u3088\u308b\u30a4\u30f3\u30d5\u30ec\u3092\u80cc\u666f\u306b\u3057\u3066\u3044\u307e\u3059\u300d\u3068\u3001Lockton\u306e\u5c0f\u58f2\u30d7\u30e9\u30af\u30c6\u30a3\u30b9\u30b0\u30eb\u30fc\u30d7\u306e\u8cac\u4efb\u8005\u3067\u3042\u308b <a href=\"https:\/\/global.lockton.com\/gb\/en\/news-insights\/rising-inflation-creates-underinsurance-risk\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Kay<\/a>\u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u4f8b\u3048\u3070\u3001\u9244\u9271\u77f3\u306f2021\u5e74\u304b\u30892022\u5e74\u306e\u9593\u306b\u4fa1\u683c\u304c88%\u4e0a\u6607\u3057\u307e\u3057\u305f\u3002\n\u9244\u92fc\u3068\u77f3\u818f\u306e\u4fa1\u683c\u306f20\u301c30%\u4e0a\u6607\u3057\u3066\u3044\u307e\u3059\u3002   <\/p>\n\n<p>\u58ca\u6ec5\u7684\u306a\u6c17\u8c61\u73fe\u8c61\u3084\u81ea\u7136\u707d\u5bb3\u306f\u3053\u3053\u6570\u5341\u5e74\u3067\u5897\u52a0\u3057\u3066\u304a\u308a\u3001\u4eca\u5f8c\u3082\u305d\u306e\u50be\u5411\u306f\u7d9a\u304f\u3067\u3057\u3087\u3046\u3002\n\u300c\u4fdd\u967a\u5bfe\u8c61\u306e\u91d1\u984d\u304c\u6700\u65b0\u3067\u306f\u306a\u304f\u3001\u30a4\u30f3\u30d5\u30ec\u306e\u305f\u3081\u306b\u5927\u5e45\u306b\u904e\u5c0f\u8a55\u4fa1\u3055\u308c\u3066\u3044\u308b\u5834\u5408\u3001\u8acb\u6c42\u6642\u306b\u4e0d\u6109\u5feb\u306a\u9a5a\u304d\u304c\u751f\u3058\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u66f4\u65b0\u6642\u306b\u30ad\u30e3\u30d1\u30b7\u30c6\u30a3\u3092\u5272\u308a\u5f53\u3066\u308b\u80fd\u529b\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u300d\u3068\u3001\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u5317\u7c73\u306e\u7c73\u56fd\u30df\u30c9\u30eb\u30de\u30fc\u30b1\u30c3\u30c8\u8cac\u4efb\u8005\u3067\u3042\u308b <a href=\"https:\/\/www.zurichna.com\/knowledge\/articles\/2022\/04\/inflation-rising-catastrophe-costs-are-challenging-property-lines\" target=\"_blank\" rel=\"noreferrer noopener\">\u30a2\u30ec\u30c3\u30af\u30b9\u30a6\u30a7\u30eb\u30ba\u306f<\/a>\u66f8\u3044\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u300c\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3001\u30a4\u30f3\u30d5\u30ec\u306e\u4e3b\u306a\u5f71\u97ff\u306f\u4fdd\u967a\u91d1\u8acb\u6c42\u30b3\u30b9\u30c8\u306e\u4e0a\u6607\u306b\u73fe\u308c\u308b\u3067\u3057\u3087\u3046\u300d\u3068\u30b9\u30a4\u30b9\u30fb\u30ea\u30fc\u306e <a href=\"https:\/\/www.swissre.com\/institute\/research\/sigma-research\/sigma-2022-04.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30d5\u30a7\u30eb\u30ca\u30f3\u30c9\u30fb\u30ab\u30b5\u30ce\u30d0\u30fb\u30a2\u30a4\u30ba\u30d7\u30f3<\/a>\u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u5f7c\u3089\u306f\u3001\u8eab\u4f53\u8ce0\u511f\u8cac\u4efb\u3092\u542b\u3080\u81ea\u52d5\u8eca\u304a\u3088\u3073\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a\u306f\u3001\u8acb\u6c42\u30b3\u30b9\u30c8\u304c\u6700\u3082\u6025\u6fc0\u306b\u5897\u52a0\u3059\u308b\u3068\u4e88\u6e2c\u3057\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u305d\u308c\u3067\u3082\u3001\u30b9\u30a4\u30b9\u30fb\u30ea\u30fc\u306e\u30c1\u30fc\u30e0\u306f\u3001\u4fdd\u967a\u696d\u754c\u5168\u4f53\u304c\u3088\u308a\u529b\u5f37\u3044\u7d4c\u6e08\u6210\u9577\u3092\u9042\u3052\u308b\u3053\u3068\u3092\u671f\u5f85\u3057\u3066\u3044\u307e\u3059\u3002\n\u4fdd\u967a\u4f1a\u793e\u306f\u30a4\u30f3\u30d5\u30ec\u72b6\u614b\u306b\u9069\u5fdc\u3057\u3001\u4fdd\u967a\u6599\u3092\u4fdd\u967a\u91d1\u8acb\u6c42\u30b3\u30b9\u30c8\u306b\u898b\u5408\u3063\u305f\u3082\u306e\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u53b3\u3057\u3044\u7d4c\u6e08\u72b6\u6cc1\u4e0b\u3067\u3082\u6210\u9577\u3092\u7d9a\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/storm-damaged-road-1024x683.jpg\" alt=\"\" class=\"wp-image-11831\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/storm-damaged-road-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/storm-damaged-road-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/storm-damaged-road-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/storm-damaged-road.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u30a4\u30f3\u30d5\u30ec\u304c\u4fdd\u967a\u5206\u914d\u306b\u4e0e\u3048\u308b\u5f71\u97ff<\/h2>\n\n<p>\u4fdd\u967a\u4f1a\u793e\u304c\u30a4\u30f3\u30d5\u30ec\u306e\u5f71\u97ff\u3092\u6700\u521d\u306b\u898b\u308b\u3079\u304d\u5834\u6240\u306f\u3001\u4fdd\u967a\u91d1\u8acb\u6c42\u3067\u3059\u3002\n\u4fdd\u967a\u4f1a\u793e\u304c\u4fdd\u967a\u91d1\u8acb\u6c42\u30b3\u30b9\u30c8\u306e\u4e0a\u6607\u306b\u9069\u5fdc\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u5206\u914d\u306b\u3082\u5909\u5316\u304c\u751f\u3058\u307e\u3059\u3002 <\/p>\n\n<p>\u30c7\u30a3\u30b9\u30c8\u30ea\u30d3\u30e5\u30fc\u30b7\u30e7\u30f3\u5074\u3067\u4e88\u6e2c\u3055\u308c\u308b\u5909\u66f4\u306f\u6b21\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5f15\u53d7\u3051\u3002<\/strong>  \u30a4\u30f3\u30d5\u30ec\u306e\u5f71\u97ff\u306b\u5bfe\u51e6\u3059\u308b\u305f\u3081\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u4fdd\u967a\u5951\u7d04\u306e\u5f15\u53d7\u65b9\u6cd5\u3092\u518d\u8003\u3059\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3067\u3057\u3087\u3046\u3002\n\u3053\u308c\u3089\u306e\u5909\u66f4\u306b\u306f\u3001\u4fdd\u967a\u6599\u306e\u4fa1\u683c\u8a2d\u5b9a\u65b9\u6cd5\u3060\u3051\u3067\u306a\u304f\u3001\u5efa\u7bc9\u8cc7\u6750\u306a\u3069\u3001\u6700\u3082\u30a4\u30f3\u30d5\u30ec\u306b\u654f\u611f\u306a\u54c1\u76ee\u3084\u640d\u5931\u306b\u5bfe\u51e6\u3059\u308b\u305f\u3081\u306e\u653f\u7b56\u306e\u6587\u8a00\u3082\u542b\u307e\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002 <\/li>\n\n\n\n<li><strong>\u30c7\u30fc\u30bf\u9700\u8981\u3002<\/strong>  \u3088\u308a\u591a\u304f\u306e\u30c7\u30fc\u30bf\u3092\u6301\u3064\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30a4\u30f3\u30d5\u30ec\u306e\u5f71\u97ff\u3092\u7406\u89e3\u3057\u3001\u6b63\u78ba\u306a\u4fa1\u683c\u8a2d\u5b9a\u3068\u4fa1\u5024\u4e3b\u5c0e\u306e\u9867\u5ba2\u30b5\u30fc\u30d3\u30b9\u3067\u5bfe\u5fdc\u3059\u308b\u6a5f\u4f1a\u304c\u5897\u3048\u307e\u3059\u3002\n\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u4fa1\u683c\u60c5\u5831\u3078\u306e\u30a2\u30af\u30bb\u30b9\u306f\u4e0d\u53ef\u6b20\u3067\u3059\u3002 <\/li>\n\n\n\n<li><strong>\u95a2\u4fc2\u69cb\u7bc9\u3002<\/strong>  \u4fdd\u967a\u4f1a\u793e\u4ee5\u5916\u306e\u4fdd\u967a\u4f1a\u793e\u3084\u95a2\u9023\u4fdd\u967a\u4f1a\u793e\u3068\u5f37\u529b\u306a\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u95a2\u4fc2\u3092\u6301\u3064\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u3088\u308a\u591a\u304f\u306e\u60c5\u5831\u306b\u30a2\u30af\u30bb\u30b9\u3067\u304d\u307e\u3059\u3002\n\u307e\u305f\u3001\u5404\u9867\u5ba2\u306e\u30cb\u30fc\u30ba\u306b\u5408\u308f\u305b\u305f\u6700\u9069\u306a\u4fdd\u967a\u306e\u63a8\u5968\u4e8b\u9805\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u9867\u5ba2\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u3092\u69cb\u7bc9\u3059\u308b\u6a5f\u4f1a\u3082\u3042\u308a\u307e\u3059\u3002 <\/li>\n<\/ul>\n\n<p>\u3053\u308c\u30893\u3064\u306e\u91cd\u70b9\u5206\u91ce\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u65b0\u3057\u3044\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n\u300c\u4fdd\u967a\u696d\u754c\u306f\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u4ee5\u524d\u304b\u3089\u53ce\u76ca\u6027\u306e\u8ab2\u984c\u306b\u76f4\u9762\u3057\u3066\u304a\u308a\u3001\u7a81\u7136\u306e\u4e88\u60f3\u5916\u306e\u30a4\u30f3\u30d5\u30ec\u7387\u306e\u6025\u4e0a\u6607\u306f\u3001\u305d\u308c\u3092\u3055\u3089\u306b\u60aa\u5316\u3055\u305b\u305f\u300d\u3068\u3001\u30de\u30c3\u30ad\u30f3\u30bc\u30fc\u306e <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/countering-inflation-how-us-p-and-c-insurers-can-build-resilience\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ad\u30a2\u30fb\u30b8\u30e3\u30d0\u30f3\u30de\u30eb\u30c7\u30a3\u30a2\u30f3<\/a> \u7814\u7a76\u54e1\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u30b8\u30e3\u30ef\u30ca\u30eb\u30c7\u30a3\u30a2\u30f3\u306f\u3001\u30a4\u30f3\u30d5\u30ec\u306b\u3088\u308a2021\u5e74\u306b\u4fdd\u967a\u4f1a\u793e\u306e\u4fdd\u967a\u91d1\u8acb\u6c42\u306e\u88dc\u511f\u30b3\u30b9\u30c8\u304c\u7d04300\u5104\u30c9\u30eb\u5897\u52a0\u3057\u305f\u3068\u63a8\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u3057\u304b\u3057\u3001\u7d4c\u6e08\u306e\u4e0d\u78ba\u5b9f\u6027\u304c\u7d9a\u304f\u4e2d\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3053\u308c\u30893\u3064\u306e\u30c8\u30d4\u30c3\u30af\u3092\u65b0\u305f\u306a\u65b9\u6cd5\u3067\u518d\u691c\u8a0e\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\n\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u81ea\u793e\u306e\u5f15\u53d7\u3001\u30c7\u30fc\u30bf\u30a2\u30af\u30bb\u30b9\u3001\u95a2\u4fc2\u6027\u3092\u6a21\u7d22\u3059\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u3053\u308c\u3089\u306e\u30c4\u30fc\u30eb\u3092\u6d3b\u7528\u3057\u3066\u9867\u5ba2\u3068\u52b9\u679c\u7684\u306b\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u3068\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u9ad8\u984d\u306a\u4fdd\u967a\u6599\u3092\u53d7\u3051\u5165\u308c\u308b\u3088\u3046\u9867\u5ba2\u3092\u8aac\u5f97\u3059\u308b\u3053\u3068\u306f\u3001\u9ad8\u4fa1\u683c\u306e\u6642\u4ee3\u306b\u8ab2\u984c\u3092\u3082\u305f\u3089\u3057\u307e\u3059\u3002\n\u30a4\u30f3\u30d5\u30ec\u304c\u7d9a\u304f\u4e2d\u3001\u9867\u5ba2\u306e\u4fe1\u983c\u611f\u306f\u4f4e\u4e0b\u3057\u3066\u304a\u308a\u3001\u4fa1\u683c\u8a2d\u5b9a\u3084\u88dc\u511f\u7bc4\u56f2\u306e\u30cb\u30fc\u30ba\u306b\u5bfe\u3059\u308b\u60b2\u89b3\u7684\u306a\u898b\u65b9\u304c\u5f37\u307e\u3063\u3066\u3044\u307e\u3059\u3002\n\u3088\u308a\u9ad8\u3044\u4fa1\u683c\u3092\u53d7\u3051\u5165\u308c\u308b\u306b\u306f\u3001\u9867\u5ba2\u306f\u898b\u8fd4\u308a\u306b\u53d7\u3051\u53d6\u308b\u4fa1\u5024\u3092\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/house-under-construction-1024x683.jpg\" alt=\"\" class=\"wp-image-11821\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/house-under-construction-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/house-under-construction-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/house-under-construction-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/house-under-construction.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u967a\u4f1a\u793e\u304c\u30a4\u30f3\u30d5\u30ec\u3092\u3046\u307e\u304f\u4e57\u308a\u5207\u308b\u65b9\u6cd5<\/h2>\n\n<p>\u9867\u5ba2\u306e\u4fe1\u983c\u3068\u4fe1\u983c\u3092\u9ad8\u3081\u308b\u65b9\u6cd5\u306e1\u3064\u306f\u3001\u30a4\u30f3\u30d5\u30ec\u304c\u4fdd\u967a\u4e0d\u8db3\u306b\u4e0e\u3048\u308b\u5f71\u97ff\u306b\u3064\u3044\u3066\u7387\u76f4\u306b\u8a71\u3059\u3053\u3068\u3067\u3059\u3002<\/p>\n\n<p>\u4fdd\u967a\u4e0d\u8db3\u306e\u8981\u56e0\u306f\u8ffd\u8de1\u304c\u8907\u96d1\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u4fdd\u967a\u4e0d\u8db3\u304c\u3069\u306e\u3088\u3046\u306b\u767a\u751f\u3057\u3001\u305d\u308c\u306b\u5bfe\u51e6\u3059\u308b\u65b9\u6cd5\u3092\u4f1d\u3048\u308b\u306e\u306f\u975e\u5e38\u306b\u7c21\u5358\u3067\u3059\u3002\n\u4fa1\u683c\u306e\u9ad8\u9a30\u306f\u3001\u5efa\u7bc9\u6750\u6599\u3001\u81ea\u52d5\u8eca\u90e8\u54c1\u3001\u719f\u7df4\u52b4\u50cd\u8005\u3092\u3088\u308a\u9ad8\u4fa1\u306b\u3057\u307e\u3059\u3002\n\u3053\u308c\u3089\u306e\u30b3\u30b9\u30c8\u304c\u4e0a\u6607\u3059\u308b\u3068\u3001\u4fdd\u967a\u5951\u7d04\u306e\u5236\u9650\u306f\u3001\u8eca\u3084\u5efa\u7269\u3092\u901a\u5e38\u306e\u6a5f\u80fd\u306b\u623b\u3059\u305f\u3081\u306b\u5fc5\u8981\u306a\u3059\u3079\u3066\u3092\u30ab\u30d0\u30fc\u3057\u3066\u3044\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002  <\/p>\n\n<p>\u591a\u304f\u306e\u4fdd\u967a\u5c02\u9580\u5bb6\u306f\u3001\u3059\u3067\u306b\u9867\u5ba2\u306b\u4fdd\u967a\u5951\u7d04\u3092\u898b\u76f4\u3057\u3066\u5341\u5206\u306a\u88dc\u511f\u7bc4\u56f2\u3092\u78ba\u4fdd\u3057\u3001\u4fdd\u967a\u4ee3\u7406\u5e97\u3084\u4fdd\u967a\u4f1a\u793e\u3068\u30aa\u30d7\u30b7\u30e7\u30f3\u306b\u3064\u3044\u3066\u8a71\u3057\u5408\u3046\u3088\u3046\u306b\u30a2\u30c9\u30d0\u30a4\u30b9\u3057\u3066\u3044\u307e\u3059\u3002\n\u7279\u306b\u3001\u300c\u4eca\u5e74\u306f\u30cf\u30ea\u30b1\u30fc\u30f3\u30b7\u30fc\u30ba\u30f3\u304c\u518d\u3073\u6d3b\u767a\u306b\u306a\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u30b7\u30fc\u30ba\u30f3\u524d\u306e\u5d50\u306f\u73cd\u3057\u304f\u306a\u3044\u305f\u3081\u3001\u4fdd\u967a\u5951\u7d04\u306e\u898b\u76f4\u3057\u3068\u66f4\u65b0\u3092\u9045\u3089\u305b\u306a\u3044\u3067\u304f\u3060\u3055\u3044\u300d\u3068\u3001\u7c73\u56fd\u640d\u5bb3\u4fdd\u967a\u5354\u4f1a(APCIA)\u306e\u500b\u4eba\u4fdd\u967a\u62c5\u5f53\u526f\u793e\u9577\u88dc\u4f50\u3067\u3042\u308b <a href=\"https:\/\/www.apci.org\/media\/news-releases\/release\/71646\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ab\u30ec\u30f3\u30fb\u30b3\u30ea\u30f3\u30ba<\/a>\u6c0f\u306f\u30a2\u30c9\u30d0\u30a4\u30b9\u3057\u3066\u3044\u307e\u3059\u3002\n\u307e\u305f\u3001APCIA\u306f\u3001\u6d2a\u6c34\u4fdd\u967a\u304c\u5fc5\u8981\u304b\u3069\u3046\u304b\u3092\u518d\u8003\u3059\u308b\u3053\u3068\u3092\u304a\u5ba2\u69d8\u306b\u63a8\u5968\u3057\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>APCIA\u306e <a href=\"https:\/\/www.apci.org\/attachment\/static\/6323\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8abf\u67fb\u306b\u3088\u308b\u3068<\/a> \u3001\u4fdd\u967a\u306e\u9867\u5ba2\u306f\u3001\u30a4\u30f3\u30d5\u30ec\u304c\u88dc\u511f\u7bc4\u56f2\u306b\u4e0e\u3048\u308b\u5f71\u97ff\u3092\u7406\u89e3\u3059\u308b\u305f\u3081\u306b\u3001\u4fdd\u967a\u4f1a\u793e\u3068\u4ee3\u7406\u5e97\u306e\u52a9\u3051\u304c\u5fc5\u8981\u306a\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\nAPCIA\u306b\u3088\u308b\u3068\u3001 <\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u4f4f\u5b85\u6240\u6709\u8005\u306e\u6700\u5927 <strong>67%<\/strong> \u306f\u3001\u8a18\u9332\u7684\u306a\u30a4\u30f3\u30d5\u30ec\u306b\u76f4\u9762\u3057\u3066\u5fc5\u8981\u306a\u88dc\u511f\u3092\u53d7\u3051\u3066\u3044\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n\n\n\n<li>\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u3044\u308b\u4f4f\u5b85\u6240\u6709\u8005\u306e\u3046\u3061\u3001\u5efa\u8a2d\u8cc7\u6750\u306e\u6025\u6fc0\u306a\u30b3\u30b9\u30c8\u3092\u8003\u616e\u3057\u3066\u88dc\u511f\u7bc4\u56f2\u3092\u8abf\u6574\u3057\u305f\u306e\u306f 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<\/p>\n\n<p><em>\u753b\u50cf\u63d0\u4f9b:plotulit \/ \u00a9123RF.com\u3001\u753b\u50cfbykenny \/ \u00a9123RF.com\u3001flyn \/ \u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30a4\u30f3\u30d5\u30ec\u7387\u306f2022\u5e748\u6708\u306b\u7de9\u548c\u3055\u308c\u307e\u3057\u305f\u304c\u3001\u3053\u306e\u30c8\u30d4\u30c3\u30af\u306f\u5f15\u304d\u7d9a\u304d\u898b\u51fa\u3057\u3092\u98fe\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u305d\u308c\u306b\u306f\u6b63\u5f53\u306a\u7406\u7531\u304c\u3042\u308a\u307e\u3059\u3002 \u30a4\u30f3\u30d5\u30ec\u306f\u4f9d\u7136\u3068\u3057\u3066\u4e0a\u6607\u3057\u3066\u304a\u308a\u3001\u6d88\u8cbb\u8005\u306e\u4fe1\u983c\u611f\u3092\u640d\u306a\u3044\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u88dc\u511f\u30b3\u30b9\u30c8\u7ba1\u7406\u6226\u7565\u3092\u5f31\u4f53\u5316\u3055 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