{"id":17959,"date":"2024-09-19T17:21:35","date_gmt":"2024-09-19T22:21:35","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e4%bd%8f%e5%ae%85%e6%89%80%e6%9c%89%e3%81%ae%e3%83%88%e3%83%ac%e3%83%b3%e3%83%89pc%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%ab%e3%81%a8%e3%81%a3%e3%81%a6%e3%81%ae%e7%8f%be%e4%bb%a3%e7%9a%84\/"},"modified":"2024-09-19T17:21:40","modified_gmt":"2024-09-19T22:21:40","slug":"%e4%bd%8f%e5%ae%85%e6%89%80%e6%9c%89%e3%81%ae%e3%83%88%e3%83%ac%e3%83%b3%e3%83%89pc%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%ab%e3%81%a8%e3%81%a3%e3%81%a6%e3%81%ae%e7%8f%be%e4%bb%a3%e7%9a%84","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ja\/insights\/%e4%bd%8f%e5%ae%85%e6%89%80%e6%9c%89%e3%81%ae%e3%83%88%e3%83%ac%e3%83%b3%e3%83%89pc%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%ab%e3%81%a8%e3%81%a3%e3%81%a6%e3%81%ae%e7%8f%be%e4%bb%a3%e7%9a%84\/","title":{"rendered":"\u4f4f\u5b85\u6240\u6709\u306e\u30c8\u30ec\u30f3\u30c9:P&amp;C\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u306e\u73fe\u4ee3\u7684\u306a\u614b\u5ea6\u306e\u610f\u5473"},"content":{"rendered":"\n<p>\u6570\u5341\u5e74\u524d\u306e\u5178\u578b\u7684\u306a\u30a2\u30e1\u30ea\u30ab\u306e\u5bb6\u65cf\u306e\u30d3\u30b8\u30e7\u30f3\u306f\u30012\u4eba\u306e\u89aa\u30012.3\u4eba\u306e\u5b50\u4f9b\u3001\u72ac\u3001\u305d\u3057\u3066\u82b1\u7551\u3068\u30d4\u30b1\u30c3\u30c8\u30d5\u30a7\u30f3\u30b9\u306e\u3042\u308b\u5bb6\u3067\u69cb\u6210\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n\n<p>\u4e0d\u52d5\u7523\u4fa1\u683c\u3084\u8cc3\u8cb8\u4fa1\u683c\u306e\u4e0a\u6607\u3001\u843d\u3061\u7740\u304f\u3053\u3068\u306b\u5bfe\u3059\u308b\u614b\u5ea6\u306e\u5909\u5316\u30012008\u5e74\u306e\u4e0d\u6cc1\u306b\u3088\u308b\u4f4f\u5b85\u5e02\u5834\u306e\u5d29\u58ca\u5f8c\u306e\u6240\u6709\u6a29\u306b\u5bfe\u3059\u308b\u61d0\u7591\u7684\u306a\u898b\u65b9\u306a\u3069\u3001\u3055\u307e\u3056\u307e\u306a\u8981\u56e0\u304c\u7d44\u307f\u5408\u308f\u3055\u3063\u305f\u304a\u304b\u3052\u3067\u3001\u305d\u306e\u30d3\u30b8\u30e7\u30f3\u306f\u4eca\u65e5\u306e\u82e5\u8005\u306b\u306f\u97ff\u304d\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u5927\u304d\u306a\u7406\u7531\u306e1\u3064\u306f\u3001\u4f4f\u5b85\u6240\u6709\u306e\u30c8\u30ec\u30f3\u30c9\u304c\u5909\u5316\u3057\u3066\u304a\u308a\u3001\u4f4f\u5b85\u8cfc\u5165\u304c\u6570\u5341\u5e74\u524d\u307b\u3069\u82e5\u8005\u306b\u3068\u3063\u3066\u81ea\u7136\u306a\u30b9\u30c6\u30c3\u30d7\u3067\u306f\u306a\u3044\u3053\u3068\u3067\u3059\u3002\n\u5b9f\u969b\u3001 <a href=\"http:\/\/www.pewresearch.org\/fact-tank\/2017\/07\/19\/more-u-s-households-are-renting-than-at-any-point-in-50-years\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30d4\u30e5\u30fc\u7814\u7a76\u6240<\/a> \u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u904e\u53bb50\u5e74\u9593\u306e\u3069\u306e\u6642\u70b9\u3088\u308a\u3082\u591a\u304f\u306e\u30a2\u30e1\u30ea\u30ab\u4eba\u4e16\u5e2f\u304c\u73fe\u5728\u8cc3\u8cb8\u3057\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u7c73\u56fd\u306e\u4f4f\u5b85\u6240\u6709\u306e\u30c8\u30ec\u30f3\u30c9\u306f\u3069\u306e\u3088\u3046\u306b\u5909\u5316\u3057\u3066\u3044\u308b\u304b<\/h2>\n\n<p>\u56fd\u52e2\u8abf\u67fb\u5c40\u306e\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u30012016\u5e74\u3001\u4f4f\u5b85\u6240\u6709\u7387\u306f50\u5e74\u9593\u3067\u6700\u4f4e\u306e\u6c34\u6e96\u306b\u843d\u3061\u8fbc\u307f\u3001\u4f4f\u5b85\u3092\u6240\u6709\u3057\u3066\u3044\u308b\u4eba\u306f\u308f\u305a\u304b63%\u3067\u3057\u305f\u3002\n\u3053\u308c\u306f\u30012005\u5e74\u306e70%\u306e\u30d4\u30fc\u30af\u304b\u3089\u6e1b\u5c11\u3057\u307e\u3057\u305f\u304c\u3001\u3053\u308c\u306f\u4e3b\u306b\u30b5\u30d6\u30d7\u30e9\u30a4\u30e0\u30ed\u30fc\u30f3\u306e\u304a\u304b\u3052\u3067\u3001\u6700\u7d42\u7684\u306b2008\u5e74\u306e\u666f\u6c17\u5f8c\u9000\u306b\u8ca2\u732e\u3057\u305f\u3053\u3068\u304c\u308f\u304b\u3063\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u6240\u6709\u7387\u306f2016\u5e74\u306e\u5b89\u5024\u304b\u3089\u3086\u3063\u304f\u308a\u3068\u4e0a\u6607\u3057\u3066\u304a\u308a\u3001\u30a8\u30b3\u30ce\u30df\u30b9\u30c8 <a href=\"https:\/\/www.wsj.com\/articles\/u-s-homeownership-rate-jumps-from-50-year-low-1501178297\" target=\"_blank\" rel=\"noreferrer noopener\">\u306e\u30e9\u30eb\u30d5\u30fb\u30de\u30af\u30e9\u30d5\u30ea\u30f3<\/a> \u6c0f\u306f\u3001\u4f4f\u5b85\u5d29\u58ca\u306e\u88ab\u5bb3\u304c\u9006\u8ee2\u3057\u59cb\u3081\u3066\u3044\u308b\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\n\u305d\u308c\u3067\u3082\u3001\u4eca\u65e5\u306e\u82e5\u8005\u306f\u3001\u89aa\u304c\u540c\u3058\u5e74\u9f62\u306e\u3068\u304d\u3088\u308a\u3082\u5bb6\u3092\u6240\u6709\u3059\u308b\u53ef\u80fd\u6027\u304c\u4f4e\u3044\u3053\u3068\u304c\u3001\u30b9\u30bf\u30f3\u30d5\u30a9\u30fc\u30c9\u9577\u5bff\u30bb\u30f3\u30bf\u30fc\u306e <a href=\"https:\/\/www.cnbc.com\/2018\/10\/25\/the-homeownership-rate-is-falling-among-millennials-heres-why.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30bf\u30de\u30e9\u30fb\u30b7\u30e0\u30ba<\/a> \u6c0f\u3068\u540c\u50da\u306e\u7814\u7a76\u3067\u660e\u3089\u304b\u306b\u306a\u308a\u307e\u3057\u305f\u3002\n30\u6b73\u3067\u5bb6\u3092\u6240\u6709\u3057\u3066\u3044\u308b\u30d9\u30d3\u30fc\u30d6\u30fc\u30de\u30fc\u306e\u5272\u5408\u306f49%\u3067\u3057\u305f\u3002\n\u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3\u306e\u5834\u5408\u3001\u305d\u306e\u6570\u306f36%\u3067\u3059\u3002   <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/house-on-hill-1024x683.jpg\" alt=\"\" class=\"wp-image-5883\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/house-on-hill-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/house-on-hill-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/house-on-hill-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/house-on-hill.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u306a\u305c\u4eca\u3001\u5bb6\u3092\u6240\u6709\u3059\u308b\u4eba\u304c\u5c11\u306a\u304f\u306a\u3063\u3066\u3044\u308b\u306e\u3067\u3059\u304b?<\/h2>\n\n<p>\u904e\u53bb\u6570\u5341\u5e74\u306b\u308f\u305f\u3063\u3066\u4f4f\u5b85\u6240\u6709\u306e\u50be\u5411\u304c\u5909\u5316\u3057\u305f\u7406\u7531\u306f\u6570\u591a\u304f\u3042\u308a\u3001\u91cd\u5c64\u7684\u3067\u3059\u3002<\/p>\n\n<p>CNBC\u306e\u30ec\u30dd\u30fc\u30bf\u30fc\u3001 <a href=\"https:\/\/www.cnbc.com\/2018\/10\/25\/the-homeownership-rate-is-falling-among-millennials-heres-why.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30a2\u30cb\u30fc\u30fb\u30ce\u30f4\u30a1<\/a>\u306f\u3001\u3053\u308c\u3089\u306e\u7406\u7531\u306e1\u3064\u306f\u3001\u7d50\u5a5a\u3001\u5b50\u4f9b\u3092\u6301\u3064\u3053\u3068\u3001\u305d\u3057\u3066\u5bb6\u306b\u843d\u3061\u7740\u304f\u3053\u3068\u306b\u5bfe\u3059\u308b\u6587\u5316\u7684\u614b\u5ea6\u306e\u5909\u5316\u3067\u3042\u308b\u3068\u6307\u6458\u3057\u3066\u3044\u307e\u3059\u3002\n\u30d4\u30e5\u30fc\u7814\u7a76\u6240\u306e\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u3001\u7d50\u5a5a\u5e74\u9f62\u306e\u4e2d\u592e\u5024\u306f\u4e0a\u6607\u3057\u3066\u304a\u308a\u300118\u6b73\u4ee5\u4e0a\u306e\u4eba\u3005\u306e\u7d50\u5a5a\u306f\u30011960\u5e74\u306b\u306f72%\u3060\u3063\u305f\u306e\u306b\u5bfe\u3057\u30012010\u5e74\u306b\u306f\u308f\u305a\u304b51%\u3067\u3057\u305f\u3002\n\u7d50\u5a5a\u306f\u9577\u3044\u9593\u3001\u540c\u68f2\u306e\u3088\u3046\u306a\u9078\u629e\u80a2\u306b\u300c\u5e02\u5834\u30b7\u30a7\u30a2\u300d\u3092\u5931\u3063\u3066\u304d\u305f\u3068\u3001\u7814\u7a76\u8005\u306e <a href=\"http:\/\/www.pewsocialtrends.org\/2011\/12\/14\/marriage-rate-declines-and-marriage-age-rises\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30c7\u30f4\u30a7\u30e9\u30fb\u30b3\u30fc\u30f3<\/a> \u306f\u6307\u6458\u3059\u308b\u3002\n\u591a\u304f\u306e\u82e5\u8005\u306b\u3068\u3063\u3066\u3001\u9577\u671f\u7684\u306a\u5b89\u5b9a\u3068\u306f\u3001\u5fc5\u305a\u3057\u3082\u914d\u5076\u8005\u3001\u5b50\u4f9b\u3001\u5bb6\u5ead\u3092\u610f\u5473\u3059\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002   <\/p>\n\n<p>\u5bb6\u8cc3\u8ca0\u62c5\u306f\u3001\u4eba\u3005\u304c\u5bb6\u3092\u6240\u6709\u3059\u308b\u306e\u3092\u8e8a\u8e87\u3059\u308b\u3082\u3046\u4e00\u3064\u306e\u8981\u56e0\u3067\u3042\u308b\u3068\u3001\u30d4\u30e5\u30fc\u6148\u5584\u4fe1\u8a17\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\n2015\u5e74\u306b\u306f\u3001\u8cc3\u8cb8\u4e16\u5e2f\u306e3\u5206\u306e1\u4ee5\u4e0a\u304c\u300c\u5bb6\u8cc3\u8ca0\u62c5\u300d\u3001\u3064\u307e\u308a\u7a0e\u5f15\u524d\u53ce\u5165\u306e30%\u4ee5\u4e0a\u3092\u4f4f\u5b85\u8cbb\u306b\u8cbb\u3084\u3057\u3066\u3044\u307e\u3057\u305f\u3002\n\u3053\u308c\u306f\u30012001\u5e74\u304b\u308919%\u306e\u5897\u52a0\u3067\u3059\u3002\n\u30d4\u30e5\u30fc\u7814\u7a76\u6240\u306e <a href=\"https:\/\/www.pewtrusts.org\/en\/about\/news-room\/press-releases-and-statements\/2018\/04\/19\/pew-fewer-families-that-rent-becoming-homeowners-than-in-2001\" target=\"_blank\" rel=\"noreferrer noopener\">\u30a8\u30ea\u30f3\u30fb\u30ab\u30ea\u30a2\u30fc<\/a> \u306f\u3001\u4eba\u306e\u53ce\u5165\u306e\u591a\u304f\u304c\u5bb6\u8cc3\u306b\u5145\u3066\u3089\u308c\u308b\u3068\u3001\u4f4f\u5b85\u306e\u982d\u91d1\u306b\u5145\u3066\u308b\u306e\u306b\u5341\u5206\u306a\u8caf\u84c4\u304c\u4e0d\u53ef\u80fd\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u6307\u6458\u3057\u3066\u3044\u307e\u3059\u3002   <\/p>\n\n<p>\u5e0c\u671b\u306b\u6e80\u3061\u305f\u4f4f\u5b85\u6240\u6709\u8005\u3092\u8e8a\u8e87\u3055\u305b\u3066\u3044\u308b\u306e\u306f\u3001\u9ad8\u3044\u5bb6\u8cc3\u3060\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n\u307e\u305f\u3001\u591a\u304f\u306e\u5b66\u751f\u304c\u591a\u984d\u306e\u501f\u91d1\u3092\u62b1\u3048\u3066\u3044\u307e\u3059\u3002\n\u5168\u7c73\u4e0d\u52d5\u7523\u5354\u4f1a(NAR)\u3068\u975e\u55b6\u5229\u56e3\u4f53\u306eAmerican Student Assistance\u304c2017\u5e74\u306b\u884c\u3063\u305f\u5171\u540c\u7814\u7a76\u3067\u306f\u3001\u5b66\u751f\u306e\u501f\u91d1\u8ca0\u62c5\u304c\u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3\u306e\u4f4f\u5b85\u6240\u6709\u30927\u5e74\u9045\u3089\u305b\u3066\u3044\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3057\u305f\u3002\nNAR\u306e\u30c1\u30fc\u30d5\u30a8\u30b3\u30ce\u30df\u30b9\u30c8\u3001 <a href=\"https:\/\/www.prnewswire.com\/news-releases\/student-debt-delaying-millennial-homeownership-by-7-years-300521133.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ed\u30fc\u30ec\u30f3\u30b9\u30fb\u30e6\u30f3<\/a>\u6c0f\u306f\u3001\u3053\u306e\u8ca0\u62c5\u3092\u300c\u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3\u306e\u4f4f\u5b85\u9078\u629e\u3084\u305d\u306e\u4ed6\u306e\u4e3b\u8981\u306a\u4eba\u751f\u306e\u6c7a\u5b9a\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u3066\u3044\u308b\u7d4c\u6e08\u7684\u304a\u3088\u3073\u611f\u60c5\u7684\u306a\u30b3\u30b9\u30c8\u300d\u3068\u547c\u3093\u3067\u3044\u307e\u3059\u3002   <\/p>\n\n<h2 class=\"wp-block-heading\">\u82e5\u5e74\u5c64\u306e\u6d88\u8cbb\u8005\u306f\u3001\u4f4f\u5b85\u6240\u6709\u306e\u4fa1\u5024\u3092\u518d\u8a55\u4fa1\u3057\u3066\u3044\u307e\u3059<\/h2>\n\n<p>\u5f7c\u3089\u304c\u501f\u91d1\u3092\u62b1\u3048\u3066\u304a\u3089\u305a\u3001\u982d\u91d1\u306e\u305f\u3081\u306e\u73fe\u91d1\u3092\u6301\u3063\u3066\u3044\u306a\u304f\u3066\u3082\u3001\u591a\u304f\u306e\u6f5c\u5728\u7684\u306a\u4f4f\u5b85\u6240\u6709\u8005\u306f\u3001\u4e0d\u52d5\u7523\u3078\u306e\u6295\u8cc7\u306b\u4f34\u3046\u30ea\u30b9\u30af\u3092\u5f15\u304d\u53d7\u3051\u308b\u3053\u3068\u3092\u8e8a\u8e87\u3057\u3066\u3044\u307e\u3059\u3002\nRedfin\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u300155\u6b73\u4ee5\u4e0a\u306e\u591a\u304f\u306e\u4eba\u3005\u306b\u3068\u3063\u3066\u3001\u4e0d\u52d5\u7523\u306f\u305d\u308c\u307b\u3069\u30ea\u30b9\u30af\u3068\u306f\u898b\u306a\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u3002\n\u3057\u304b\u3057\u300135\u6b73\u304b\u308944\u6b73\u306e\u534a\u6570\u4ee5\u4e0a\u306b\u3068\u3063\u3066\u3001\u682a\u5f0f\u306f\u3088\u308a\u5b89\u5168\u306a\u8ced\u3051\u3068\u8003\u3048\u3089\u308c\u3066\u3044\u308b\u3068\u3001Redfin\u306e\u30c1\u30fc\u30d5\u30a8\u30b3\u30ce\u30df\u30b9\u30c8\u3067\u3042\u308b <a href=\"https:\/\/www.financial-planning.com\/news\/with-memories-of-housing-crash-older-millennials-prefer-stocks\" target=\"_blank\" rel=\"noreferrer noopener\">\u30c0\u30ea\u30eb\u30fb\u30d5\u30a7\u30a2\u30a6\u30a7\u30b6\u30fc<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\n\u3053\u308c\u306f\u3001\u4f4f\u5b85\u5e02\u5834\u304c\u5d29\u58ca\u3057\u3066\u3044\u308b\u9593\u306b20\u4ee3\u5f8c\u534a\u304b\u308930\u4ee3\u524d\u534a\u307e\u3067\u751f\u304d\u629c\u3044\u305f\u7d50\u679c\u3067\u3042\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3068\u30d5\u30a7\u30a2\u30a6\u30a7\u30b6\u30fc\u306f\u8aac\u660e\u3057\u307e\u3059\u3002   <\/p>\n\n<p>\u3064\u307e\u308a\u3001\u591a\u304f\u306e\u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3\u3084\u30b8\u30a7\u30cd\u30ec\u30fc\u30b7\u30e7\u30f3X\u306f\u3001\u65b0\u3057\u3044\u5bb6\u306b\u6295\u8cc7\u3059\u308b\u524d\u306b\u3001\u5e02\u5834\u304c\u5931\u6557\u3059\u308b\u306e\u3092\u76ee\u306e\u5f53\u305f\u308a\u306b\u3057\u305f\u3053\u3068\u306b\u5bfe\u3059\u308b\u61d0\u7591\u5fc3\u3092\u514b\u670d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<p>\u305d\u308c\u3067\u3082\u3001\u5225\u306eNAR\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u30a2\u30e1\u30ea\u30ab\u4eba\u306e84%\u304c\u4f4f\u5b85\u306e\u8cfc\u5165\u306f\u826f\u3044\u7d4c\u6e08\u7684\u6c7a\u5b9a\u3067\u3042\u308b\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\n\u5f53\u7136\u306e\u3053\u3068\u306a\u304c\u3089\u3001\u5927\u591a\u6570\u306e\u4eba\u3005\u306f\u307e\u3060\u81ea\u5206\u306e\u5bb6\u3092\u6301\u3064\u3053\u3068\u3092\u71b1\u671b\u3057\u3066\u3044\u308b\u3068\u3001NAR\u306e <a href=\"https:\/\/www.inman.com\/2017\/07\/12\/americans-still-believe-in-homeownership-despite-affordability-concerns\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30a6\u30a3\u30ea\u30a2\u30e0\u30fb\u30d6\u30e9\u30a6\u30f3<\/a>\u4f1a\u9577\u306f\u8a00\u3044\u307e\u3059\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/data-analysis-1024x684.jpg\" alt=\"\" class=\"wp-image-5893\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/data-analysis-1024x684.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/data-analysis-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/data-analysis-768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/data-analysis.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u3053\u308c\u3089\u306e\u4f4f\u5b85\u6240\u6709\u306e\u30c8\u30ec\u30f3\u30c9\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u4f55\u3092\u610f\u5473\u3059\u308b\u306e\u3067\u3057\u3087\u3046\u304b?<\/h2>\n\n<p>\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u6717\u5831\u304c\u3042\u308a\u307e\u3059:\u4f4f\u5b85\u5e02\u5834\u306f\u3001\u65b0\u3057\u3044\u8cfc\u5165\u8005\u306b\u4f4f\u5b85\u6240\u6709\u306b\u3064\u3044\u3066\u306e\u5f7c\u3089\u306e\u61f8\u5ff5\u3092\u514b\u670d\u3059\u308b\u78ba\u304b\u306a\u7406\u7531\u3092\u4e0e\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u591a\u304f\u306e\u5927\u304d\u3044\u7c73\u56fd\u306e\u5e02\u5834\u306e\u4e0d\u52d5\u7523\u4fa1\u683c\u306f\u65b0\u3057\u3044\u30d0\u30a4\u30e4\u30fc\u306e\u305f\u3081\u306b\u9054\u6210\u3067\u304d\u306a\u3044\u6b8b\u308b\u9593\u3001\u56fd\u306e\u4ed6\u306e\u533a\u57df\u306b\u305f\u304f\u3055\u3093\u306e\u3088\u3044\u53d6\u308a\u5f15\u304d\u304c\u3042\u308b\u3002\n2018\u5e74\u7b2c3\u56db\u534a\u671f\u306e\u4f4f\u5b85\u6240\u6709\u7387\u306f64.4%\u306b\u8df3\u306d\u4e0a\u304c\u3063\u305f\u3068\u3001Genworth Mortgage Insurance\u306e\u30c1\u30fc\u30d5\u30a8\u30b3\u30ce\u30df\u30b9\u30c8\u3001 <a href=\"https:\/\/www.floridatrend.com\/public\/userfiles\/news\/pdfs\/First-time-Homebuyer-Market-Report.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Tian Liu<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\n\u56fd\u52e2\u8abf\u67fb\u5c40\u306e\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u3001\u3053\u306e\u5897\u52a0\u306f\u521d\u3081\u3066\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u4eba\u306b\u3088\u3063\u3066\u3082\u305f\u3089\u3055\u308c\u307e\u3057\u305f\u3002  <\/p>\n\n<p>\u30ea\u30e5\u30fc\u6c0f\u306f\u3001\u3053\u308c\u306f\u30c8\u30ec\u30f3\u30c9\u3092\u8868\u3057\u3066\u3044\u308b\u3068\u8a00\u3044\u307e\u3059\u3002\n\u307b\u3068\u3093\u3069\u306e\u4eba\u306f\u3001\u8cfc\u5165\u3059\u308b\u4f59\u88d5\u304c\u3067\u304d\u308b\u307e\u3067\u30ec\u30f3\u30bf\u30eb\u3057\u307e\u3059\u3002\n\u3057\u305f\u304c\u3063\u3066\u3001\u3088\u308a\u591a\u304f\u306e\u4eba\u3005\u304c\u5bb6\u3092\u8cb7\u3046\u4f59\u88d5\u304c\u3042\u308b\u3068\u304d\u3001\u3088\u308a\u591a\u304f\u306e\u4eba\u3005\u304c\u5bb6\u3092\u8cb7\u3046\u3067\u3057\u3087\u3046\u3002  <\/p>\n\n<p>\u305d\u3057\u3066\u3001\u305d\u308c\u306f\u4fdd\u967a\u4f1a\u793e\u3068\u305d\u306e\u4f4f\u5b85\u6240\u6709\u8005\u306e\u4fdd\u967a\u5546\u54c1\u30e9\u30a4\u30f3\u306b\u3068\u3063\u3066\u6717\u5831\u3067\u3059\u3002\n\u5177\u4f53\u7684\u306b\u306f\u3001\u6700\u7d42\u7684\u306b\u521d\u3081\u3066\u306e\u8cfc\u5165\u8005\u306e\u6d41\u5165\u306f\u3001\u65b0\u4e16\u4ee3\u306e\u4f4f\u5b85\u6240\u6709\u8005\u304c\u81ea\u5206\u81ea\u8eab\u3068\u5f7c\u3089\u306e\u6295\u8cc7\u3092\u4fdd\u8b77\u3059\u308b\u306e\u3092\u652f\u63f4\u3057\u3088\u3046\u3068\u3057\u3066\u3044\u308b\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u306e\u6a5f\u4f1a\u3092\u610f\u5473\u3057\u307e\u3059\u3002 <\/p>\n\n<p>\u305d\u306e\u4e16\u4ee3\u306e\u4f4f\u5b85\u6240\u6709\u8005\u3068\u3064\u306a\u304c\u308b\u305f\u3081\u306b\u3001\u904b\u9001\u696d\u8005\u306f2\u3064\u306e\u91cd\u8981\u306a\u70b9\u3092\u5ff5\u982d\u306b\u7f6e\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">1.\u8cc3\u501f\u4eba\u4fdd\u967a\u3092\u6020\u3089\u306a\u3044\u3067\u304f\u3060\u3055\u3044<\/h3>\n\n<p>\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u30012.3-kids-and-a-picket fence\u306e\u30d3\u30b8\u30e7\u30f3\u3092\u81ea\u5206\u81ea\u8eab\u3067\u8131\u304e\u6368\u3066\u308b\u3053\u3068\u3067\u3001\u65b0\u3057\u3044\u9867\u5ba2\u306b\u30ea\u30fc\u30c1\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\n\u4eca\u65e5\u3001\u5927\u5b66-\u30ad\u30e3\u30ea\u30a2-\u7d50\u5a5a-\u4f4f\u5b85\u6240\u6709\u306e\u307e\u3063\u3059\u3050\u306a\u9053\u3092\u305f\u3069\u308b\u4eba\u306f\u307b\u3068\u3093\u3069\u3044\u307e\u305b\u3093\u3002\n\u305d\u308c\u3069\u3053\u308d\u304b\u3001\u4eba\u3005\u306f\u5bb6\u3092\u8cb7\u3046\u3053\u3068\u304c\u9078\u629e\u80a2\u306b\u306a\u308b\u307e\u3067\u5bb6\u3092\u501f\u308a\u307e\u3059\u3002  <\/p>\n\n<p>\u305d\u306e\u305f\u3081\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u7af6\u4e89\u306b\u5bfe\u3057\u3066\u6bd4\u8f03\u7684\u5e83\u304f\u958b\u304b\u308c\u3066\u3044\u308b\u5546\u54c1\u30ab\u30c6\u30b4\u30ea\u30fc\u3067\u3042\u308b\u8cc3\u501f\u4eba\u4fdd\u967a\u306e\u30e9\u30a4\u30f3\u3092\u53b3\u3057\u304f\u691c\u8a0e\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\nORC International\u304c\u5b9f\u65bd\u3057\u305f2016\u5e74\u306e <a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-homeowners-and-renters-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Insurance Information Institute<\/a> \u306e\u4e16\u8ad6\u8abf\u67fb\u3067\u306f\u3001\u4f4f\u5b85\u6240\u6709\u8005\u306e93%\u304c\u81ea\u5b85\u306b\u4fdd\u967a\u3092\u304b\u3051\u3066\u3044\u308b\u4e00\u65b9\u3067\u3001\u4e0d\u52d5\u7523\u306b\u4fdd\u967a\u3092\u304b\u3051\u3066\u3044\u308b\u8cc3\u501f\u4eba\u306f41%\u306b\u904e\u304e\u306a\u3044\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3057\u305f\u3002\n\u305d\u308c\u306f\u30c6\u30fc\u30d6\u30eb\u306e\u4e0a\u306b\u305f\u304f\u3055\u3093\u306e\u304a\u91d1\u304c\u6b8b\u3063\u3066\u3044\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002  <\/p>\n\n<p>\u3055\u3089\u306b\u3001\u8cc3\u501f\u4eba\u4fdd\u967a\u306f\u3001\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u304c\u91cd\u8981\u306a\u9867\u5ba2\u95a2\u4fc2\u3092\u69cb\u7bc9\u3067\u304d\u308b\u9053\u7b4b\u3092\u4f5c\u308a\u51fa\u3057\u307e\u3059\u3002\u305d\u306e\u95a2\u4fc2\u306f\u3001\u4f4f\u5b85\u6240\u6709\u304c\u9078\u629e\u80a2\u306b\u306a\u308b\u305a\u3063\u3068\u524d\u304b\u3089\u7bc9\u304b\u308c\u307e\u3059\u3002\n\u3060\u304b\u3089\u3053\u305d\u3001 <a href=\"https:\/\/www.forbes.com\/sites\/forbesbusinessdevelopmentcouncil\/2018\/01\/05\/insurance-companies-need-to-adjust-product-and-approach-to-address-millennials\/#2167b10b7a4d\" target=\"_blank\" rel=\"noreferrer noopener\">\u30de\u30ad\u30b7\u30f3\u30fb\u30ea\u30fc\u30de\u30f3<\/a> \u304c\u30d5\u30a9\u30fc\u30d6\u30b9\u3067\u66f8\u3044\u3066\u3044\u308b\u3088\u3046\u306b\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u81ea\u793e\u306e\u88fd\u54c1\u3092\u8ca9\u58f2\u3059\u308b\u969b\u306b\u3001\u6838\u5bb6\u65cf\u3067\u306f\u306a\u304f\u500b\u3005\u306e\u6d88\u8cbb\u8005\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u306b\u3059\u308b\u3053\u3068\u306f\u7406\u306b\u304b\u306a\u3063\u3066\u3044\u308b\u306e\u3067\u3059\u3002\n\u4eca\u65e5\u306e\u8cc3\u501f\u4eba\u4fdd\u967a\u306e\u9867\u5ba2\u306f\u3001\u660e\u65e5\u306e\u4f4f\u5b85\u6240\u6709\u8005\u4fdd\u967a\u306e\u9867\u5ba2\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u305d\u306e\u4eba\u306f\u305d\u306e\u5bb6\u3092\u5b50\u4f9b\u3084\u30da\u30c3\u30c8\u3067\u6e80\u305f\u3059\u3053\u3068\u3092\u60f3\u50cf\u3057\u3066\u3044\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002  <\/p>\n\n<p>\u3053\u306e\u3053\u3068\u3092\u7406\u89e3\u3057\u3066\u3044\u308b\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u82e5\u3044\u9867\u5ba2\u306e\u5fe0\u5b9f\u306a\u57fa\u76e4\u3092\u69cb\u7bc9\u3057\u3001\u6700\u7d42\u7684\u306b\u306f\u305d\u308c\u3089\u306e\u9867\u5ba2\u304c\u8cc3\u8cb8\u4eba\u304b\u3089\u4f4f\u5b85\u6240\u6709\u8005\u306b\u79fb\u884c\u3059\u308b\u306e\u3092\u652f\u63f4\u3059\u308b\u306e\u306b\u306f\u308b\u304b\u306b\u6709\u5229\u306a\u7acb\u5834\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">2. \u82e5\u5e74\u5c64\u5411\u3051\u306e\u30c7\u30b8\u30bf\u30eb\u30c1\u30e3\u30cd\u30eb\u306e\u6700\u9069\u5316<\/h3>\n\n<p>\u901a\u4fe1\u4e8b\u696d\u8005\u306b\u3068\u3063\u3066\u899a\u3048\u3066\u304a\u304f\u3079\u304d\u91cd\u8981\u306a\u3053\u3068\u306f\u3001\u3053\u308c\u3089\u306e\u9867\u5ba2\u306f\u6d17\u7df4\u3055\u308c\u305f\u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30b6\u30fc\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u5099\u3048\u305f\u7c21\u5358\u3067\u5408\u7406\u5316\u3055\u308c\u305f\u30b5\u30fc\u30d3\u30b9\u3092\u671f\u5f85\u3057\u3066\u3044\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3001\u3068 PropertyCasualty360.com \u306e <a href=\"https:\/\/www.propertycasualty360.com\/2018\/12\/03\/the-insurance-shopping-habits-of-millennials-gen-z\/?slreturn=20190125145954\" target=\"_blank\" rel=\"noreferrer noopener\">Denny Jacob<\/a> \u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u540c\u3058\u304f PropertyCasualty360.com \u3067\u5bc4\u7a3f\u3057\u3066\u3044\u308b<a href=\"https:\/\/www.propertycasualty360.com\/2018\/05\/02\/how-insurance-providers-can-engage-millennials-to\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30d6\u30ec\u30c3\u30c8\u30fb\u30bf\u30d0\u30ce<\/a>\u6c0f\u306f\u3001\u82e5\u3044\u4f4f\u5b85\u8cfc\u5165\u8005\u306f\u643a\u5e2f\u96fb\u8a71\u3092\u624b\u306b\u3057\u3066\u80b2\u3061\u3001\u3044\u3064\u3067\u3082\u3069\u3053\u3067\u3082\u5fc5\u8981\u306a\u3068\u304d\u306b\u4fdd\u967a\u60c5\u5831\u306b\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u3053\u3068\u3092\u671f\u5f85\u3057\u3066\u3044\u308b\u3068\u6307\u6458\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u904b\u9001\u696d\u8005\u304c\u3053\u306e\u3088\u3046\u306a\u9867\u5ba2\u306e\u614b\u5ea6\u3092\u5229\u7528\u3059\u308b\u6a5f\u4f1a\u306f\u305f\u304f\u3055\u3093\u3042\u308a\u307e\u3059\u3002\n <a href=\"https:\/\/www.forbes.com\/sites\/carisommer\/2017\/04\/04\/why-these-millennials-think-insurance-marketing-needs-a-makeover\/#65afb481325d\" target=\"_blank\" rel=\"noreferrer noopener\">Cari Sommer<\/a> \u6c0f\u304cForbes\u306b\u66f8\u3044\u3066\u3044\u308b\u3088\u3046\u306b\u3001\u4f4f\u5b85\u6240\u6709\u8005\u4fdd\u967a\u306f1,000\u5104\u30c9\u30eb\u898f\u6a21\u306e\u30d3\u30b8\u30cd\u30b9\u3067\u3059\u304c\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u8ca9\u58f2\u3055\u308c\u3066\u3044\u308b\u4fdd\u967a\u5951\u7d04\u306f\u308f\u305a\u304b6%\u3067\u3059\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u4eca\u65e5\u3001\u4f4f\u5b85\u6240\u6709\u8005\u4fdd\u967a\u3092\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u3059\u308b\u969b\u306b\u306f\u5fcd\u8010\u529b\u304c\u91cd\u8981\u3067\u3059<\/h2>\n\n<p>\u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3\u306f\u3001 <a href=\"https:\/\/www.statista.com\/statistics\/797321\/us-population-by-generation\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6210\u4eba\u4eba\u53e3\u306e\u6700\u5927\u306e\u30bb\u30b0\u30e1\u30f3\u30c8<\/a>\u306b\u306a\u308d\u3046\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u3053\u306e\u4e16\u4ee3\u306f\u3001\u5927\u4e0d\u6cc1\u306e\u6642\u4ee3\u306b\u89aa\u304c\u82e6\u52b4\u3057\u305f\u306e\u3092\u898b\u305f\u4e16\u4ee3\u3067\u3042\u308a\u3001\u305d\u308c\u304c\u5f7c\u3089\u3092\u7d4c\u6e08\u7684\u306b\u614e\u91cd\u306b\u3057\u307e\u3059\u3002\n\u3055\u3089\u306b\u3001\u5f7c\u3089\u306f\u5730\u5143\u306e\u5c02\u9580\u5bb6\u306e\u5c02\u9580\u77e5\u8b58\u306b\u983c\u308b\u3088\u308a\u3082\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u306e\u8cfc\u5165\u3092\u8abf\u67fb\u3057\u3001\u4fa1\u683c\u3092\u6bd4\u8f03\u3057\u3001\u30e6\u30fc\u30b6\u30fc\u30ec\u30d3\u30e5\u30fc\u3092\u8aad\u3080\u3053\u3068\u306b\u306f\u308b\u304b\u306b\u6163\u308c\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u640d\u5bb3\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u3053\u308c\u3089\u306e\u82e5\u304f\u3066\u77e5\u8b58\u8c4a\u5bcc\u306a\u6d88\u8cbb\u8005\u3068\u3064\u306a\u304c\u308b\u305f\u3081\u306b\u3001\u81ea\u793e\u306e\u5546\u54c1\u3068\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u6226\u7565\u3092\u8abf\u6574\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\n\u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3\u306f\u3001\u524d\u306e\u4e16\u4ee3\u3088\u308a\u3082\u521d\u3081\u3066\u306e\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u306e\u306b\u5c11\u3057\u6642\u9593\u304c\u304b\u304b\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u904b\u9001\u696d\u8005\u306f\u4eca\u3001\u305d\u306e\u3088\u3046\u306a\u6d88\u8cbb\u8005\u3068\u3064\u306a\u304c\u308a\u3001\u9867\u5ba2\u304c\u521d\u3081\u3066\u306e\u4f4f\u5b85\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u305f\u3081\u306e\u652f\u63f4\u304c\u5fc5\u8981\u306a\u3068\u304d\u306b\u3001\u9069\u5207\u306a\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u9069\u5207\u306a\u5834\u6240\u306b\u3044\u308b\u6a5f\u4f1a\u3092\u5f97\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>_Images: <a href=\"https:\/\/unsplash.com\/@rpnickson\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ed\u30d9\u30eb\u30c8\u30fb\u30cb\u30af\u30bd\u30f3<\/a>\u3001 <a href=\"https:\/\/unsplash.com\/@insolitus\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ed\u30fc\u30ef\u30f3\u30fb\u30d5\u30fc\u30f4\u30a7\u30eb<\/a>\u3001 <a href=\"https:\/\/unsplash.com\/@helloquence\" target=\"_blank\" rel=\"noreferrer noopener\">Helloquence<\/a> _<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6570\u5341\u5e74\u524d\u306e\u5178\u578b\u7684\u306a\u30a2\u30e1\u30ea\u30ab\u306e\u5bb6\u65cf\u306e\u30d3\u30b8\u30e7\u30f3\u306f\u30012\u4eba\u306e\u89aa\u30012.3\u4eba\u306e\u5b50\u4f9b\u3001\u72ac\u3001\u305d\u3057\u3066\u82b1\u7551\u3068\u30d4\u30b1\u30c3\u30c8\u30d5\u30a7\u30f3\u30b9\u306e\u3042\u308b\u5bb6\u3067\u69cb\u6210\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002 \u4e0d\u52d5\u7523\u4fa1\u683c\u3084\u8cc3\u8cb8\u4fa1\u683c\u306e\u4e0a\u6607\u3001\u843d\u3061\u7740\u304f\u3053\u3068\u306b\u5bfe\u3059\u308b\u614b\u5ea6\u306e\u5909\u5316\u30012008\u5e74\u306e\u4e0d\u6cc1\u306b\u3088\u308b\u4f4f [&hellip;]<\/p>\n","protected":false},"featured_media":5878,"template":"","insight-category":[],"class_list":["post-17959","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/insight\/17959","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/media\/5878"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/media?parent=17959"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/insight-category?post=17959"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}